The report provides detailed market analysis, information and insights into the Indian consumer finance market, including:
Current and forecast values for the Indian consumer finance market
Comprehensive analysis of the industry's market attractiveness and key trends and drivers supporting the growth of the consumer finance market in India
Detailed analysis of the marketing strategies adopted by banks in India for selling consumer loans
Detailed analysis of the challenges affecting the Indian consumer finance market
Company profiles of the major banks in the Indian consumer finance market
Summary
The Indian consumer finance market recorded a compound annual growth rate (CAGR) of 16.4% during the review period (2007-2011). It is projected to retain a high CAGR of 14.55% over the forecast period (2012-2016). The strong growth will be driven by the country's improving macro- and micro-economic fundamentals, and by the increasing domestic demand for consumer finance services. India's rising employment levels are expected to generate more demand for consumer finance in the country. The unemployment rate in India is projected to decrease from 6.6% in 2011 to 6.3% in 2016. The improving employment conditions in the country will encourage Indians to increase their personal consumption expenditure, which will create a higher demand for consumer finance products, such as personal loans, education loans, auto loans and mortgage loans. The country's sustained economic growth, rising disposable income levels, affordable interest rates and tax incentives are the main macroeconomic growth drivers that are encouraging the housing loan category's development in India. Although the Indian consumer finance market registered significant growth during the review period, the market's growth decelerated towards the end of the review period as a result of the country's microfinance crisis caused by India's strict regulatory environment. The Indian banking industry is well regulated and contains 167 commercial banks. The banks operating in India include a mixture of both domestic and foreign businesses. Despite the fragmented nature of the Indian banking industry, the competitive landscape for the Indian consumer finance market varies significantly depending on each product category.
Scope
This report provides an extensive analysis on the consumer finance market in India
It details historical values for the consumer finance market in India for 2007-2011, along with forecast figures for 2012-2016
The report provides a detailed analysis on key trends and drivers, marketing strategies, and challenges in the consumer finance market in India
It outlines the current regulatory framework in the industry
It details the marketing strategies adopted by various banks
It profiles the major banks in India
Reasons To Buy
Make strategic business decisions using historic and forecast market data related to the Indian consumer finance market
Understand the key market trends and growth opportunities in the Indian consumer finance market
Assess the competitive dynamics in the Indian consumer finance market
Gain insights into the marketing strategies adopted by banks to sell consumer finance products
Gain insights into key regulations governing the consumer finance market in India
Table of Contents
Table of Contents
1 Executive Summary
2 Future Outlook of Consumer Finance in India
3 Indian Consumer Finance Market Dynamics
3.1 Macroeconomic fundamentals
3.1.1 GDP
3.1.2 Annual disposable income
3.1.3 Inflation rate
3.1.4 FDI inflows
3.2 Consumer attitudes towards credit
3.3 Key performance indicators
3.4 Regulatory framework
4 Indian Consumer Finance Market Opportunity and Growth Potential
4.1 Overview
4.2 Personal Loans
4.3 Credit Card Loans
4.4 Auto Loans
4.5 Gold Loans
4.6 Housing Loans
4.7 Education Loans
5 Key Trends and Growth Drivers for the Indian Consumer Finance Market
5.1 Personal Loans
5.2 Credit Card Loans
5.3 Auto Loans
5.4 Gold Loans
5.5 Housing Loans
5.6 Education Loans
6 Industry Structure and Competitive Landscape
6.1 Indian Banking Industry Market Share
6.2 Housing Loan
6.3 Auto Loan
6.4 Credit Card Loan
6.5 Education Loan
6.6 Gold Loan
7 Strategies
7.1 Marketing and Product Strategies
7.2 Market Entry Strategies
7.3 Growth Strategies
8 Challenges
9 Company Profiles
9.1 State Bank of India (SBI)
9.2 Housing Development Finance Corp. Ltd (HDFC)
9.3 ICICI Bank Ltd
9.4 Kotak Mahindra Bank
9.5 AXIS Bank Limited
9.6 Other private banks
10 Appendix
10.1 About BRICdata
10.1.1 Areas of expertise
10.2 Methodology
10.3 Disclaimer
List of Tables
Table 1: Indian GDP at Constant Prices (US$ Billion), 2007-2016 (Base Year 1999-2000)
Table 2: Indian Annual Disposable Income (US$ Billion), 2007-2016
Table 3: Indian Inflation Rate (%), 2007-2016
Table 4: Indian Banking Industry Value by Loans and Deposits (US$ Billion), 2007-2016
Table 5: Indian Banking Industry Growth by Performance Indictor (%), 2007-2016
Table 6: Indian Consumer Finance Market Size (INR Trillion), 2007-2011
Table 7: Indian Consumer Finance Market Size by Category (INR Billion), 2007-2016
Table 8: Indian Personal Loans Market Size (INR Billion), 2007-2016
Figure 12: Indian Auto Loans Market Size (INR Trillion), 2007-2016
Figure 13: Indian Gold Loans Market Size (INR Billion), 2007-2016
Figure 14: Indian Housing Loans Market Size (INR Trillion), 2007-2016
Figure 15: Indian Education Loans Market Size (INR Billion), 2007-2016
Figure 16: Indian Unemployment Rate (%), 2007-2016
Figure 17: Indian Urban and Rural Population (%), 2007-2016
Figure 18: Indian Number of Households (Million), 2007-2016
Figure 19: Indian Leading Banks by Assets (% Share), March 2011
Figure 20: Indian 10 Leading Banks by Assets (INR Billion), March 2011
Figure 21: Indian Housing Loans Market Share (%), 2011
Figure 22: Indian Auto Loans Market Share (%), 2011
Figure 23: Indian Credit Card Loans Market Share (%), 2011
Figure 24: Indian Gold Loans Market Share (%), 2011
Emerging Opportunities in the Indian Consumer Finance Industry: Market Size, Strategies, Products and Competitive Landscape published by BRICdata in May 23, 2012. This report consists of Pages: 58 and the price starts from US $ 1950.
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