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Market Research Report
Methods and Practices: The Economic Value of Loan Assets
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Methods and Practices: The Economic Value of Loan Assets published by IDC Financial Insights in October, 2009. This report consists of Pages: 15 and the price starts from US $ 4500.
Abstract
This Financial Insights report focuses on the deployment of a
pricing model that uses an income statement approach within the
context of a discounted cash flow analysis.
"As lending capital becomes
constrained, loans at the individual and portfolio level need to
represent economic value. By using an income statement approach combined
with a financial valuation methodology, loan assets are viewed in
a new light, as economic assets. Measuring the economic value
of loan assets brings together marketing, risk, and finance objectives,"
says Dana Wiklund, research director of Global Risk Management, IDC
Financial Insights.
Table of Contents
- Financial Insights Opinion
- In This Report
- Situation Overview
- Method Specifics
- Income Statement Approach
- Analytical Assumptions to Consider
- What Is Net Present Value?
- Estimating Credit Losses Using Credit Scores
- Conclusion
- Future Outlook
- Essential Guidance
- Learn More
- Related Research
- Synopsis
- Table: Example of Monthly Vintage Cash Flow ($)
- Table: Example of First and Last Three Months of Cash Flows ($)
- Table: Example of Net Present Value of Single Loan ($)
- Table: Example of Tolerance for Maximum Charge-Off ($)
- Table: Estimated Loss Vectors Using Credit Scores
- Figure: Net Present Value Calculation
- Figure: Projected and Discounted Monthly Cash Flows
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