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Market Research Report
THE FUTURE FOR POS INTERCHANGE FEES
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THE FUTURE FOR POS INTERCHANGE FEES published by Retail Banking Research Ltd. in May, 2008. This report consists of 190 pages and the price starts from US $ 2700.
Abstract
POS interchange fees - which totalled nearly $64 billion (¬ 48 billion)
worldwide in 2006 - have been the subject of increasing analysis, controversy,
legal actions and scrutiny by competition and other public authorities during
the last 20 years.
The future for these fees is becoming increasingly uncertain. Major changes to
POS interchange fee arrangements and fee levels are expected as the result of
the actions of competition and other authorities, the implementation of the
Single Euro Payments Area (SEPA), litigation by merchants and retailer
associations and other drivers.
RBR' s new report provides an independent and informed analysis of POS
interchange fees today, and how they will evolve in the future. It is
essential reading for payment card organisations, banking associations, card
issuers, merchant acquirers and merchants.
The report describes and comments upon the numerous recent competition and
other public authority activities on interchange fees and related matters
(such as MasterCard and Visa' s honour-all-cards and (no) price discrimination
rules) in Australasia, North America and Europe. This includes independent
detailed assessments of the recent MasterCard decision by the European
Commission, the proposed "Credit Card Fair Fee Act" in the USA and the Reserve
Bank of Australia' s review of its payment system reforms.
The report provides insightful analyses into the trends in interchange rates/fees worldwide; and contains a series of strategic predictions on the future of POS interchange fees and related matters, including on:
- Future actions by competition and other authorities and their likely
outcomes
- The expected evolution in POS interchange rate structures and fee levels
- The impact of drivers such as SEPA and the “war on cash”
- The implications for payment card industry participants
Pages: 190
Countries covered:
- Australia
- Austria
- Germany
- Hungary
- Italy
- Mexico
- Netherlands
- New Zealand
- Poland
- Portugal
- South Africa
- Spain
- Switzerland
- UK
- USA
Table of Contents
- Executive Summary
- Introduction to Interchange Fees
- Interchange Investigations (EC, EPC, Eurosystem, Australia, Austria,
Germany, Hungary, Italy, Mexico, Netherlands, New Zealand, Poland, Portugal,
South Africa, Spain, Switzerland, UK, USA)
- Interchange Rate Analyses (Domestic POS, Intra-EEA, USA)
- Strategic Predictions (competition/authority activities, interchange rate
structures and levels, SEPA, the "war on cash", implications for industry
players)
- Appendices
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