PUBLISHER: Allied Market Research | PRODUCT CODE: 1065665
PUBLISHER: Allied Market Research | PRODUCT CODE: 1065665
A commercial loan is a type of financial instrument that business owners can use to meet short-term cash requirements. Approved funds can be used to boost working capital, purchase new machinery, construct new infrastructure, cover operating costs, and other expenses. In addition, these loans can be secured and unsecured type of loans. Moreover, lenders have to evaluate a borrower's capacity to use the money successfully to produce extra cash flow and pay debt commitments.
With access to large sum of money, commercial lending is being widely preferred by businesses and enterprises, which propels growth of the market. In addition, shorter application processes and documentation makes it very convenient for businesses to apply for loans. These factors notably contribute toward growth of the commercial lending market.
However, strict qualifying criteria by banks and financial institutions to adhere rules & regulations hamper the market growth. On the contrary, the lending industry is introducing a gradual shift toward a digital economy across several countries. In addition, technological advancements in the lending industry for personal as well as business loans are expected to provide lucrative opportunities for the market growth in the coming years.
The commercial lending market is segmented into type, enterprise size, provider, and region. By type, the market is categorized into unsecured lending and secured lending. Depending on enterprise size, it is segregated into large enterprises and small & medium sized enterprises. The providers covered in the study includes banks and NBFCs. Region wise, the market is analyzed across North America, Europe, Asia-Pacific, and LAMEA.
The commercial lending market analysis includes top companies operating in the market such as American Express Company, Credit Suisse, Fundation Group LLC, Fundbox, Funding Circle, Goldman Sachs, Kabbage, LoanBuilder, Merchant Capital, and OnDeck. These players have adopted various strategies to increase their market penetration and strengthen their position in the commercial lending industry.
Key Benefits For Stakeholders
The study provides in-depth analysis of the global commercial lending market along with the current trends and future estimations to illustrate the imminent investment pockets.
Information about key drivers, restrains, & opportunities and their impact analysis on the global commercial lending market size are provided in the report.
The Porter's five forces analysis illustrates the potency of buyers and suppliers operating in the industry.
The quantitative analysis of the global commercial lending market from 2021 to 2030 is provided to determine the market potential.
By Type
By Enterprise Size
By Provider
By Region