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Market Research Report
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1037441

Financial Cards and Payments in Portugal

Published: | Euromonitor International | 59 Pages | Delivery time: 1-2 business days

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Financial Cards and Payments in Portugal
Published: November 8, 2021
Euromonitor International
Content info: 59 Pages
Delivery time: 1-2 business days
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  • Table of Contents
Description

In 2020, the pandemic had a significant impact on Portuguese society, the national economy, consumption and payments, with the effects still being felt in 2021. The strong increase in infections and pressure on the health system forced a new confinement in early 2021, interrupting the recovery that had started in the summer of 2020. However, the prospects for recovery in the short/medium term remain positive, embodied by a general increase in transactions. The improvement in industries such as t...

Euromonitor International's Financial Cards and Payments in Portugal report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Financial Cards in Circulation, M-Commerce, Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Financial Cards and Payments market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.
Table of Contents
Product Code: FCPT

TABLE OF CONTENTS

List Of Contents And Tables

EXECUTIVE SUMMARY

  • Financial cards and payments in 2021: The big picture
  • The best and worst performers in 2021
  • What changed in 2021?
  • Rising sophistication in financial cards and payments
  • Highly dynamic competitive landscape
  • What next for financial cards and payments?

MARKET INDICATORS

  • Table 1 Number of POS Terminals: Units 2016-2021
  • Table 2 Number of ATMs: Units 2016-2021
  • Table 3 Value Lost to Fraud 2016-2021
  • Table 4 Card Expenditure by Location 2021
  • Table 5 Financial Cards in Circulation by Type: % Number of Cards 2016-2021
  • Table 6 Domestic versus Foreign Spend 2021

MARKET DATA

  • Table 7 Financial Cards by Category: Number of Cards in Circulation 2016-2021
  • Table 8 Financial Cards by Category: Number of Accounts 2016-2021
  • Table 9 Financial Cards Transactions by Category: Value 2016-2021
  • Table 10 Financial Cards by Category: Number of Transactions 2016-2021
  • Table 11 Consumer Payments by Category: Value 2016-2021
  • Table 12 Consumer Payments by Category: Number of Transactions 2016-2021
  • Table 13 M-Commerce by Category: Value 2016-2021
  • Table 14 M-Commerce by Category: % Value Growth 2016-2021
  • Table 15 Financial Cards: Number of Cards by Issuer 2016-2020
  • Table 16 Financial Cards: Number of Cards by Operator 2016-2020
  • Table 17 Financial Cards: Card Payment Transactions Value by Operator 2016-2020
  • Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2016-2020
  • Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2021-2026
  • Table 20 Forecast Financial Cards by Category: Number of Accounts 2021-2026
  • Table 21 Forecast Financial Cards Transactions by Category: Value 2021-2026
  • Table 22 Forecast Financial Cards by Category: Number of Transactions 2021-2026
  • Table 23 Forecast Consumer Payments by Category: Value 2021-2026
  • Table 24 Forecast Consumer Payments by Category: Number of Transactions 2021-2026
  • Table 25 Forecast M-Commerce by Category: Value 2021-2026
  • Table 26 Forecast M-Commerce by Category: % Value Growth 2021-2026

DISCLAIMER

SOURCES

    • Summary 1 Research Sources

DEBIT CARDS IN PORTUGAL

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Return to a "new normal" boosts debit transactions
  • Commercial cards still hindered by company activity restrictions
  • CGD maintains bank leadership for debit cards but loses share

PROSPECTS AND OPPORTUNITIES

  • Bright outlook as Portugal shifts further to contactless
  • Debit card usage on public transport has opportunity to grow
  • Competition to increase though MB likely to remain card leader

CATEGORY DATA

  • Table 27 Debit Cards: Number of Cards in Circulation 2016-2021
  • Table 28 Debit Cards Transactions 2016-2021
  • Table 29 Debit Cards in Circulation: % Growth 2016-2021
  • Table 30 Debit Cards Transactions: % Growth 2016-2021
  • Table 31 Debit Cards: Number of Cards by Issuer 2016-2020
  • Table 32 Debit Cards: Number of Cards by Operator 2016-2020
  • Table 33 Debit Cards Payment Transaction Value by Issuer 2016-2020
  • Table 34 Debit Cards Payment Transaction Value by Operator 2016-2020
  • Table 35 Forecast Debit Cards: Number of Cards in Circulation 2021-2026
  • Table 36 Forecast Debit Cards Transactions 2021-2026
  • Table 37 Forecast Debit Cards in Circulation: % Growth 2021-2026
  • Table 38 Forecast Debit Cards Transactions: % Growth 2021-2026

CREDIT CARDS IN PORTUGAL

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Credit cards perform best in transaction value terms in 2021
  • Slower recovery for commercial segment
  • Partnerships dictate results among credit card players

PROSPECTS AND OPPORTUNITIES

  • Popularity of contactless and e-commerce payments to grow further
  • Digital alternatives to credit cards to be increasingly favoured
  • More exclusive card features expected as competitive landscape expands

CATEGORY DATA

  • Table 39 Credit Cards: Number of Cards in Circulation 2016-2021
  • Table 40 Credit Cards Transactions 2016-2021
  • Table 41 Credit Cards in Circulation: % Growth 2016-2021
  • Table 42 Credit Cards Transactions: % Growth 2016-2021
  • Table 43 Commercial Credit Cards: Number of Cards in Circulation 2016-2021
  • Table 44 Commercial Credit Cards Transactions 2016-2021
  • Table 45 Commercial Credit Cards in Circulation: % Growth 2016-2021
  • Table 46 Commercial Credit Cards Transactions: % Growth 2016-2021
  • Table 47 Personal Credit Cards: Number of Cards in Circulation 2016-2021
  • Table 48 Personal Credit Cards Transactions 2016-2021
  • Table 49 Personal Credit Cards in Circulation: % Growth 2016-2021
  • Table 50 Personal Credit Cards Transactions: % Growth 2016-2021
  • Table 51 Credit Cards: Number of Cards by Issuer 2016-2020
  • Table 52 Credit Cards: Number of Cards by Operator 2016-2020
  • Table 53 Credit Cards Payment Transaction Value by Issuer 2016-2020
  • Table 54 Credit Cards Payment Transaction Value by Operator 2016-2020
  • Table 55 Commercial Credit Cards: Number of Cards by Issuer 2016-2020
  • Table 56 Commercial Credit Cards: Number of Cards by Operator 2016-2020
  • Table 57 Commercial Credit Cards Payment Transaction Value by Issuer 2016-2020
  • Table 58 Commercial Credit Cards Payment Transaction Value by Operator 2016-2020
  • Table 59 Personal Credit Cards: Number of Cards by Issuer 2016-2020
  • Table 60 Personal Credit Cards: Number of Cards by Operator 2016-2020
  • Table 61 Personal Credit Cards Payment Transaction Value by Issuer 2016-2020
  • Table 62 Personal Credit Cards Payment Transaction Value by Operator 2016-2020
  • Table 63 Forecast Credit Cards: Number of Cards in Circulation 2021-2026
  • Table 64 Forecast Credit Cards Transactions 2021-2026
  • Table 65 Forecast Credit Cards in Circulation: % Growth 2021-2026
  • Table 66 Forecast Credit Cards Transactions: % Growth 2021-2026
  • Table 67 Forecast Commercial Credit Cards: Number of Cards in Circulation 2021-2026
  • Table 68 Forecast Commercial Credit Cards Transactions 2021-2026
  • Table 69 Forecast Commercial Credit Cards in Circulation: % Growth 2021-2026
  • Table 70 Forecast Commercial Credit Cards Transactions: % Growth 2021-2026
  • Table 71 Forecast Personal Credit Cards: Number of Cards in Circulation 2021-2026
  • Table 72 Forecast Personal Credit Cards Transactions 2021-2026
  • Table 73 Forecast Personal Credit Cards in Circulation: % Growth 2021-2026
  • Table 74 Forecast Personal Credit Cards Transactions: % Growth 2021-2026

CHARGE CARDS IN PORTUGAL

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Strong drop-off in 2020 still evident in 2021 as value sales grow again
  • Charge cards already starting to struggle slightly before COVID-19
  • Category remains quite concentrated, with little dynamism

PROSPECTS AND OPPORTUNITIES

  • Return to pre-pandemic levels not anticipated until 2024
  • Competitive environment likely to stay low-key
  • Competition from other financial cards set to slow growth

CATEGORY DATA

  • Table 75 Charge Cards: Number of Cards in Circulation 2016-2021
  • Table 76 Charge Cards Transactions 2016-2021
  • Table 77 Charge Cards in Circulation: % Growth 2016-2021
  • Table 78 Charge Cards Transactions: % Growth 2016-2021
  • Table 79 Commercial Charge Cards: Number of Cards in Circulation 2016-2021
  • Table 80 Commercial Charge Cards Transactions 2016-2021
  • Table 81 Commercial Charge Cards in Circulation: % Growth 2016-2021
  • Table 82 Commercial Charge Cards Transactions: % Growth 2016-2021
  • Table 83 Charge Cards: Number of Cards by Issuer 2016-2020
  • Table 84 Charge Cards: Number of Cards by Operator 2016-2020
  • Table 85 Charge Cards Payment Transaction Value by Issuer 2016-2020
  • Table 86 Charge Cards Payment Transaction Value by Operator 2016-2020
  • Table 87 Commercial Charge Cards: Number of Cards by Issuer 2016-2020
  • Table 88 Commercial Charge Cards: Number of Cards by Operator 2016-2020
  • Table 89 Commercial Charge Cards Payment Transaction Value by Issuer 2016-2020
  • Table 90 Commercial Charge Cards Payment Transaction Value by Operator 2016-2020
  • Table 91 Forecast Charge Cards: Number of Cards in Circulation 2021-2026
  • Table 92 Forecast Charge Cards Transactions 2021-2026
  • Table 93 Forecast Charge Cards in Circulation: % Growth 2021-2026
  • Table 94 Forecast Charge Cards Transactions: % Growth 2021-2026
  • Table 95 Forecast Commercial Charge Cards: Number of Cards in Circulation 2021-2026
  • Table 96 Forecast Commercial Charge Cards Transactions 2021-2026
  • Table 97 Forecast Commercial Charge Cards in Circulation: % Growth 2021-2026
  • Table 98 Forecast Commercial Charge Cards Transactions: % Growth 2021-2026

PRE-PAID CARDS IN PORTUGAL

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Open-loop players partner up
  • Dominant closed-loop format transportation cards begins recovery
  • Merchant-issued gift cards strengthens its position

PROSPECTS AND OPPORTUNITIES

  • Positive outlook with healthy transaction value gains expected
  • SME potential for employee benefit cards
  • Pre-paid transportation cards likely to be less popular

CATEGORY DATA

  • Table 99 Pre-paid Cards: Number of Cards in Circulation 2016-2021
  • Table 100 Pre-paid Cards Transactions 2016-2021
  • Table 101 Pre-paid Cards in Circulation: % Growth 2016-2021
  • Table 102 Pre-paid Cards Transactions: % Growth 2016-2021
  • Table 103 Closed Loop Pre-paid Cards Transactions 2016-2021
  • Table 104 Closed Loop Pre-paid Cards Transactions: % Growth 2016-2021
  • Table 105 Open Loop Pre-paid Cards Transactions 2016-2021
  • Table 106 Open Loop Pre-paid Cards Transactions: % Growth 2016-2021
  • Table 107 Pre-paid Cards: Number of Cards by Issuer 2016-2020
  • Table 108 Pre-paid Cards: Number of Cards by Operator 2016-2020
  • Table 109 Pre-paid Cards Transaction Value by Issuer 2016-2020
  • Table 110 Pre-paid Cards Transaction Value by Operator 2016-2020
  • Table 111 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2016-2020
  • Table 112 Closed Loop Pre-paid Cards: Number of Cards by Operator 2016-2020
  • Table 113 Closed Loop Pre-paid Cards Transaction Value by Issuer 2016-2020
  • Table 114 Closed Loop Pre-paid Cards Transaction Value by Operator 2016-2020
  • Table 115 Open Loop Pre-paid Cards: Number of Cards by Issuer 2016-2020
  • Table 116 Open Loop Pre-paid Cards: Number of Cards by Operator 2016-2020
  • Table 117 Open Loop Pre-paid Cards Transaction Value by Issuer 2016-2020
  • Table 118 Open Loop Pre-paid Cards Transaction Value by Operator 2016-2020
  • Table 119 Forecast Pre-paid Cards: Number of Cards in Circulation 2021-2026
  • Table 120 Forecast Pre-paid Cards Transactions 2021-2026
  • Table 121 Forecast Pre-paid Cards in Circulation: % Growth 2021-2026
  • Table 122 Forecast Pre-paid Cards Transactions: % Growth 2021-2026
  • Table 123 Forecast Closed Loop Pre-paid Cards Transactions 2021-2026
  • Table 124 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2021-2026
  • Table 125 Forecast Open Loop Pre-paid Cards Transactions 2021-2026
  • Table 126 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2021-2026

STORE CARDS IN PORTUGAL

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Marginalised by credit cards, store cards have a long road to full recovery
  • Oney retains category dominance
  • Digitalisation drives category innovation

PROSPECTS AND OPPORTUNITIES

  • Store cards set to return to growth in forecast period
  • Transaction value not likely to fully recover by 2026
  • Leaders likely to strengthen their hold on store cards

CATEGORY DATA

  • Table 127 Store Cards: Number of Cards in Circulation 2016-2021
  • Table 128 Store Cards Transactions 2016-2021
  • Table 129 Store Cards in Circulation: % Growth 2016-2021
  • Table 130 Store Cards Transactions: % Growth 2016-2021
  • Table 131 Store Cards: Number of Cards by Issuer 2016-2020
  • Table 132 Store Cards: Payment Transaction Value by Issuer 2016-2020
  • Table 133 Forecast Store Cards: Number of Cards in Circulation 2021-2026
  • Table 134 Forecast Store Cards Transactions 2021-2026
  • Table 135 Forecast Store Cards in Circulation: % Growth 2021-2026
  • Table 136 Forecast Store Cards Transactions: % Growth 2021-2026