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Market Research Report
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1037478

Financial Cards and Payments in Romania

Published: | Euromonitor International | 54 Pages | Delivery time: 1-2 business days

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Financial Cards and Payments in Romania
Published: November 9, 2021
Euromonitor International
Content info: 54 Pages
Delivery time: 1-2 business days
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  • Table of Contents
Description

In 2021, retail spending is starting its recovery post-2020, but consumers are still cautious about spending on unnecessary items. E-commerce continues its solid performance but is advancing at a slower speed than most market players expected. The decline in ATM withdrawals and cash payments are set to continue in 2021, which is an important sign of changing payment behaviour for Romanian consumers, with card payment transactions therefore expected to see dynamic double-digit current value growt...

Euromonitor International's Financial Cards and Payments in Romania report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Financial Cards in Circulation, M-Commerce, Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Financial Cards and Payments market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.
Table of Contents
Product Code: FCRO

TABLE OF CONTENTS

List Of Contents And Tables

EXECUTIVE SUMMARY

  • Financial cards and payments in 2021: The big picture
  • 2021 key trends
  • Fewer restrictions contribute to growth
  • Digitalisation and the growth of mobile payments
  • Debit card issuers remain fairly concentrated but starting to be challenged
  • What next for financial cards and payments?

MARKET INDICATORS

  • Table 1 Number of POS Terminals: Units 2016-2021
  • Table 2 Number of ATMs: Units 2016-2021
  • Table 3 Value Lost to Fraud 2016-2021
  • Table 4 Card Expenditure by Location 2021
  • Table 5 Financial Cards in Circulation by Type: % Number of Cards 2016-2021
  • Table 6 Domestic versus Foreign Spend 2021

MARKET DATA

  • Table 7 Financial Cards by Category: Number of Cards in Circulation 2016-2021
  • Table 8 Financial Cards by Category: Number of Accounts 2016-2021
  • Table 9 Financial Cards Transactions by Category: Value 2016-2021
  • Table 10 Financial Cards by Category: Number of Transactions 2016-2021
  • Table 11 Consumer Payments by Category: Value 2016-2021
  • Table 12 Consumer Payments by Category: Number of Transactions 2016-2021
  • Table 13 M-Commerce by Category: Value 2016-2021
  • Table 14 M-Commerce by Category: % Value Growth 2016-2021
  • Table 15 Financial Cards: Number of Cards by Issuer 2016-2020
  • Table 16 Financial Cards: Number of Cards by Operator 2016-2020
  • Table 17 Financial Cards: Card Payment Transactions Value by Operator 2016-2020
  • Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2016-2020
  • Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2021-2026
  • Table 20 Forecast Financial Cards by Category: Number of Accounts 2021-2026
  • Table 21 Forecast Financial Cards Transactions by Category: Value 2021-2026
  • Table 22 Forecast Financial Cards by Category: Number of Transactions 2021-2026
  • Table 23 Forecast Consumer Payments by Category: Value 2021-2026
  • Table 24 Forecast Consumer Payments by Category: Number of Transactions 2021-2026
  • Table 25 Forecast M-Commerce by Category: Value 2021-2026
  • Table 26 Forecast M-Commerce by Category: % Value Growth 2021-2026

DISCLAIMER

SOURCES

    • Summary 1 Research Sources

DEBIT CARDS IN ROMANIA

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Debit cards dominates card payments in a country still dependent on cash
  • Online banking and e-commerce contribute to growth in debit cards
  • Banca Transilvania extends its lead, with multinational-owned brands less dynamic

PROSPECTS AND OPPORTUNITIES

  • Economic recovery set to drive spending growth, benefiting debit cards
  • Continued move away from the use of cash
  • Many factors will combine to offer opportunities for growth

CATEGORY DATA

  • Table 27 Debit Cards: Number of Cards in Circulation 2016-2021
  • Table 28 Debit Cards Transactions 2016-2021
  • Table 29 Debit Cards in Circulation: % Growth 2016-2021
  • Table 30 Debit Cards Transactions: % Growth 2016-2021
  • Table 31 Debit Cards: Number of Cards by Issuer 2016-2020
  • Table 32 Debit Cards: Number of Cards by Operator 2016-2020
  • Table 33 Debit Cards Payment Transaction Value by Issuer 2016-2020
  • Table 34 Debit Cards Payment Transaction Value by Operator 2016-2020
  • Table 35 Forecast Debit Cards: Number of Cards in Circulation 2021-2026
  • Table 36 Forecast Debit Cards Transactions 2021-2026
  • Table 37 Forecast Debit Cards in Circulation: % Growth 2021-2026
  • Table 38 Forecast Debit Cards Transactions: % Growth 2021-2026

CREDIT CARDS IN ROMANIA

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Credit cards increasingly popular, but still lose share to debit cards
  • Increasing digitalisation of the application process during COVID-19
  • Postponement of purchases or use of savings hampers recovery in 2021

PROSPECTS AND OPPORTUNITIES

  • Slower growth than anticipated, but still a dynamic increase
  • Rising number of transactions per card due to increased financial awareness
  • Banks with a focus on their digital presence set to advance

CATEGORY DATA

  • Table 39 Credit Cards: Number of Cards in Circulation 2016-2021
  • Table 40 Credit Cards Transactions 2016-2021
  • Table 41 Credit Cards in Circulation: % Growth 2016-2021
  • Table 42 Credit Cards Transactions: % Growth 2016-2021
  • Table 43 Commercial Credit Cards: Number of Cards in Circulation 2016-2021
  • Table 44 Commercial Credit Cards Transactions 2016-2021
  • Table 45 Commercial Credit Cards in Circulation: % Growth 2016-2021
  • Table 46 Commercial Credit Cards Transactions: % Growth 2016-2021
  • Table 47 Personal Credit Cards: Number of Cards in Circulation 2016-2021
  • Table 48 Personal Credit Cards Transactions 2016-2021
  • Table 49 Personal Credit Cards in Circulation: % Growth 2016-2021
  • Table 50 Personal Credit Cards Transactions: % Growth 2016-2021
  • Table 51 Credit Cards: Number of Cards by Issuer 2016-2020
  • Table 52 Credit Cards: Number of Cards by Operator 2016-2020
  • Table 53 Credit Cards Payment Transaction Value by Issuer 2016-2020
  • Table 54 Credit Cards Payment Transaction Value by Operator 2016-2020
  • Table 55 Commercial Credit Cards: Number of Cards by Issuer 2016-2020
  • Table 56 Commercial Credit Cards: Number of Cards by Operator 2016-2020
  • Table 57 Commercial Credit Cards Payment Transaction Value by Issuer 2016-2020
  • Table 58 Commercial Credit Cards Payment Transaction Value by Operator 2016-2020
  • Table 59 Personal Credit Cards: Number of Cards by Issuer 2016-2020
  • Table 60 Personal Credit Cards: Number of Cards by Operator 2016-2020
  • Table 61 Personal Credit Cards Payment Transaction Value by Issuer 2016-2020
  • Table 62 Personal Credit Cards Payment Transaction Value by Operator 2016-2020
  • Table 63 Forecast Credit Cards: Number of Cards in Circulation 2021-2026
  • Table 64 Forecast Credit Cards Transactions 2021-2026
  • Table 65 Forecast Credit Cards in Circulation: % Growth 2021-2026
  • Table 66 Forecast Credit Cards Transactions: % Growth 2021-2026
  • Table 67 Forecast Commercial Credit Cards: Number of Cards in Circulation 2021-2026
  • Table 68 Forecast Commercial Credit Cards Transactions 2021-2026
  • Table 69 Forecast Commercial Credit Cards in Circulation: % Growth 2021-2026
  • Table 70 Forecast Commercial Credit Cards Transactions: % Growth 2021-2026
  • Table 71 Forecast Personal Credit Cards: Number of Cards in Circulation 2021-2026
  • Table 72 Forecast Personal Credit Cards Transactions 2021-2026
  • Table 73 Forecast Personal Credit Cards in Circulation: % Growth 2021-2026
  • Table 74 Forecast Personal Credit Cards Transactions: % Growth 2021-2026

CHARGE CARDS IN ROMANIA

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Decline continues despite move from cash payments to financial cards
  • Lack of business travel during pandemic hits charge cards
  • Strong relationships key to securing new commercial clients

PROSPECTS AND OPPORTUNITIES

  • Growth limited by lack of interest from leading players and consumers
  • Widespread acceptance and bonuses likely to help maintain growth
  • Personal charge cards likely to remain negligible

CATEGORY DATA

  • Table 75 Charge Cards: Number of Cards in Circulation 2016-2021
  • Table 76 Charge Cards Transactions 2016-2021
  • Table 77 Charge Cards in Circulation: % Growth 2016-2021
  • Table 78 Charge Cards Transactions: % Growth 2016-2021
  • Table 79 Commercial Charge Cards: Number of Cards in Circulation 2016-2021
  • Table 80 Commercial Charge Cards Transactions 2016-2021
  • Table 81 Commercial Charge Cards in Circulation: % Growth 2016-2021
  • Table 82 Commercial Charge Cards Transactions: % Growth 2016-2021
  • Table 83 Charge Cards: Number of Cards by Issuer 2016-2020
  • Table 84 Charge Cards: Number of Cards by Operator 2016-2020
  • Table 85 Charge Cards Payment Transaction Value by Issuer 2016-2020
  • Table 86 Charge Cards Payment Transaction Value by Operator 2016-2020
  • Table 87 Commercial Charge Cards: Number of Cards by Issuer 2016-2020
  • Table 88 Commercial Charge Cards: Number of Cards by Operator 2016-2020
  • Table 89 Commercial Charge Cards Payment Transaction Value by Issuer 2016-2020
  • Table 90 Commercial Charge Cards Payment Transaction Value by Operator 2016-2020
  • Table 91 Forecast Charge Cards: Number of Cards in Circulation 2021-2026
  • Table 92 Forecast Charge Cards Transactions 2021-2026
  • Table 93 Forecast Charge Cards in Circulation: % Growth 2021-2026
  • Table 94 Forecast Charge Cards Transactions: % Growth 2021-2026
  • Table 95 Forecast Commercial Charge Cards: Number of Cards in Circulation 2021-2026
  • Table 96 Forecast Commercial Charge Cards Transactions 2021-2026
  • Table 97 Forecast Commercial Charge Cards in Circulation: % Growth 2021-2026
  • Table 98 Forecast Commercial Charge Cards Transactions: % Growth 2021-2026

PRE-PAID CARDS IN ROMANIA

KEY DATA FINDINGS

2021 DEVELOPMENTS

  • Acceleration of digitalisation maintains growth in meal vouchers
  • Holiday vouchers boost value transactions in 2021
  • Challenges for transportation and gift cards

PROSPECTS AND OPPORTUNITIES

  • Employee benefit cards set to continue to drive growth
  • Alternative means of payment could hit transportation cards hard
  • Despite early growth, Revolut set to face challenges moving forward

CATEGORY DATA

  • Table 99 Pre-paid Cards: Number of Cards in Circulation 2016-2021
  • Table 100 Pre-paid Cards Transactions 2016-2021
  • Table 101 Pre-paid Cards in Circulation: % Growth 2016-2021
  • Table 102 Pre-paid Cards Transactions: % Growth 2016-2021
  • Table 103 Closed Loop Pre-paid Cards Transactions 2016-2021
  • Table 104 Closed Loop Pre-paid Cards Transactions: % Growth 2016-2021
  • Table 105 Open Loop Pre-paid Cards Transactions 2016-2021
  • Table 106 Open Loop Pre-paid Cards Transactions: % Growth 2016-2021
  • Table 107 Pre-paid Cards: Number of Cards by Issuer 2016-2020
  • Table 108 Pre-paid Cards: Number of Cards by Operator 2016-2020
  • Table 109 Pre-paid Cards Transaction Value by Issuer 2016-2020
  • Table 110 Pre-paid Cards Transaction Value by Operator 2016-2020
  • Table 111 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2016-2020
  • Table 112 Closed Loop Pre-paid Cards: Number of Cards by Operator 2016-2020
  • Table 113 Closed Loop Pre-paid Cards Transaction Value by Issuer 2016-2020
  • Table 114 Closed Loop Pre-paid Cards Transaction Value by Operator 2016-2020
  • Table 115 Open Loop Pre-paid Cards: Number of Cards by Issuer 2016-2020
  • Table 116 Open Loop Pre-paid Cards: Number of Cards by Operator 2016-2020
  • Table 117 Open Loop Pre-paid Cards Transaction Value by Issuer 2016-2020
  • Table 118 Open Loop Pre-paid Cards Transaction Value by Operator 2016-2020
  • Table 119 Forecast Pre-paid Cards: Number of Cards in Circulation 2021-2026
  • Table 120 Forecast Pre-paid Cards Transactions 2021-2026
  • Table 121 Forecast Pre-paid Cards in Circulation: % Growth 2021-2026
  • Table 122 Forecast Pre-paid Cards Transactions: % Growth 2021-2026
  • Table 123 Forecast Closed Loop Pre-paid Cards Transactions 2021-2026
  • Table 124 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2021-2026
  • Table 125 Forecast Open Loop Pre-paid Cards Transactions 2021-2026
  • Table 126 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2021-2026