Financial Cards and Payments in Brazil

Description

In 2022, the finance industry in Brazil continues to see fast-moving transformations, with a growing banked population, digitalisation and advances in open finance. At the same time, consumers are turning to credit in an adverse macroeconomic scenario, which adds complexity to the picture. The retail value of financial card transactions is growing notably faster than the volume, especially due to credit cards. Growth in this category is being driven mainly by the rising cost of living, but also...

Euromonitor International's Financial Cards and Payments in Brazil report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Financial Cards in Circulation, M-Commerce, Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

Get a detailed picture of the Financial Cards and Payments market;
Pinpoint growth sectors and identify factors driving change;
Understand the competitive environment, the market's major players and leading brands;
Use five-year forecasts to assess how the market is predicted to develop.

Product Code: FCBR

List Of Contents And Tables

EXECUTIVE SUMMARY

Financial cards and payments in 2022: The big picture
2022 key trends
Fraud is a major concern
Competitive landscape
What next for financial cards and payments?

MARKET INDICATORS

Table 1 Number of POS Terminals: Units 2017-2022
Table 2 Number of ATMs: Units 2017-2022
Table 3 Value Lost to Fraud 2017-2022
Table 4 Card Expenditure by Location 2022
Table 5 Financial Cards in Circulation by Type: % Number of Cards 2017-2022
Table 6 Domestic versus Foreign Spend 2022

MARKET DATA

Table 7 Financial Cards by Category: Number of Cards in Circulation 2017-2022
Table 8 Financial Cards by Category: Number of Accounts 2017-2022
Table 9 Financial Cards Transactions by Category: Value 2017-2022
Table 10 Financial Cards by Category: Number of Transactions 2017-2022
Table 11 Consumer Payments by Category: Value 2017-2022
Table 12 Consumer Payments by Category: Number of Transactions 2017-2022
Table 13 M-Commerce by Category: Value 2017-2022
Table 14 M-Commerce by Category: % Value Growth 2017-2022
Table 15 Financial Cards: Number of Cards by Issuer 2017-2021
Table 16 Financial Cards: Number of Cards by Operator 2017-2021
Table 17 Financial Cards: Card Payment Transactions Value by Operator 2017-2021
Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2017-2021
Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2022-2027
Table 20 Forecast Financial Cards by Category: Number of Accounts 2022-2027
Table 21 Forecast Financial Cards Transactions by Category: Value 2022-2027
Table 22 Forecast Financial Cards by Category: Number of Transactions 2022-2027
Table 23 Forecast Consumer Payments by Category: Value 2022-2027
Table 24 Forecast Consumer Payments by Category: Number of Transactions 2022-2027
Table 25 Forecast M-Commerce by Category: Value 2022-2027
Table 26 Forecast M-Commerce by Category: % Value Growth 2022-2027

DISCLAIMER

SOURCES

Summary 1 Research Sources

DEBIT CARDS IN BRAZIL

KEY DATA FINDINGS

2022 DEVELOPMENTS

Debit cards continues to grow, but at a slower pace
Commercial debit cards struggle to gain relevance
Contactless is here to stay

PROSPECTS AND OPPORTUNITIES

Increasing debit card penetration in e-commerce remains a challenge
Adding perceived value is key for debit cards to maintain relevance
Central Bank of Brazil to launch Real Digital

CATEGORY DATA

Table 27 Debit Cards: Number of Cards in Circulation 2017-2022
Table 28 Debit Cards Transactions 2017-2022
Table 29 Debit Cards in Circulation: % Growth 2017-2022
Table 30 Debit Cards Transactions: % Growth 2017-2022
Table 31 Debit Cards: Number of Cards by Issuer 2017-2021
Table 32 Debit Cards: Number of Cards by Operator 2017-2021
Table 33 Debit Cards Payment Transaction Value by Issuer 2017-2021
Table 34 Debit Cards Payment Transaction Value by Operator 2017-2021
Table 35 Forecast Debit Cards: Number of Cards in Circulation 2022-2027
Table 36 Forecast Debit Cards Transactions 2022-2027
Table 37 Forecast Debit Cards in Circulation: % Growth 2022-2027
Table 38 Forecast Debit Cards Transactions: % Growth 2022-2027

CREDIT CARDS IN BRAZIL

KEY DATA FINDINGS

2022 DEVELOPMENTS

Credit card spending sees growth
Players see improving consumers' financial literacy as a tool to help prevent default
Credit card benefits continue to attract consumers in an increasingly competitive scenario

PROSPECTS AND OPPORTUNITIES

Competitive landscape to continue to be a challenge for players
Segmentation to be key to capture customer loyalty
Fraud and its prevention will remain key

CATEGORY DATA

Table 39 Credit Cards: Number of Cards in Circulation 2017-2022
Table 40 Credit Cards Transactions 2017-2022
Table 41 Credit Cards in Circulation: % Growth 2017-2022
Table 42 Credit Cards Transactions: % Growth 2017-2022
Table 43 Commercial Credit Cards: Number of Cards in Circulation 2017-2022
Table 44 Commercial Credit Cards Transactions 2017-2022
Table 45 Commercial Credit Cards in Circulation: % Growth 2017-2022
Table 46 Commercial Credit Cards Transactions: % Growth 2017-2022
Table 47 Personal Credit Cards: Number of Cards in Circulation 2017-2022
Table 48 Personal Credit Cards Transactions 2017-2022
Table 49 Personal Credit Cards in Circulation: % Growth 2017-2022
Table 50 Personal Credit Cards Transactions: % Growth 2017-2022
Table 51 Credit Cards: Number of Cards by Issuer 2017-2021
Table 52 Credit Cards: Number of Cards by Operator 2017-2021
Table 53 Credit Cards Payment Transaction Value by Issuer 2017-2021
Table 54 Credit Cards Payment Transaction Value by Operator 2017-2021
Table 55 Commercial Credit Cards: Number of Cards by Issuer 2017-2021
Table 56 Commercial Credit Cards: Number of Cards by Operator 2017-2021
Table 57 Commercial Credit Cards Payment Transaction Value by Issuer 2017-2021
Table 58 Commercial Credit Cards Payment Transaction Value by Operator 2017-2021
Table 59 Personal Credit Cards: Number of Cards by Issuer 2017-2021
Table 60 Personal Credit Cards: Number of Cards by Operator 2017-2021
Table 61 Personal Credit Cards Payment Transaction Value by Issuer 2017-2021
Table 62 Personal Credit Cards Payment Transaction Value by Operator 2017-2021
Table 63 Forecast Credit Cards: Number of Cards in Circulation 2022-2027
Table 64 Forecast Credit Cards Transactions 2022-2027
Table 65 Forecast Credit Cards in Circulation: % Growth 2022-2027
Table 66 Forecast Credit Cards Transactions: % Growth 2022-2027
Table 67 Forecast Commercial Credit Cards: Number of Cards in Circulation 2022-2027
Table 68 Forecast Commercial Credit Cards Transactions 2022-2027
Table 69 Forecast Commercial Credit Cards in Circulation: % Growth 2022-2027
Table 70 Forecast Commercial Credit Cards Transactions: % Growth 2022-2027
Table 71 Forecast Personal Credit Cards: Number of Cards in Circulation 2022-2027
Table 72 Forecast Personal Credit Cards Transactions 2022-2027
Table 73 Forecast Personal Credit Cards in Circulation: % Growth 2022-2027
Table 74 Forecast Personal Credit Cards Transactions: % Growth 2022-2027

CHARGE CARDS IN BRAZIL

KEY DATA FINDINGS

2022 DEVELOPMENTS

Affluent consumers are the target audience
Competitive landscape dominated by two giants that appeal to the affluent
Brazilians appreciate revolving credit, which hampers growth

PROSPECTS AND OPPORTUNITIES

Personalised services a way to differentiate charge cards from other financial cards
Corporate clients will remain key to drive growth
Competitive landscape to witness very little dynamism in the coming years

CATEGORY DATA

Table 75 Charge Cards: Number of Cards in Circulation 2017-2022
Table 76 Charge Cards Transactions 2017-2022
Table 77 Charge Cards in Circulation: % Growth 2017-2022
Table 78 Charge Cards Transactions: % Growth 2017-2022
Table 79 Commercial Charge Cards: Number of Cards in Circulation 2017-2022
Table 80 Commercial Charge Cards Transactions 2017-2022
Table 81 Commercial Charge Cards in Circulation: % Growth 2017-2022
Table 82 Commercial Charge Cards Transactions: % Growth 2017-2022
Table 83 Personal Charge Cards: Number of Cards in Circulation 2017-2022
Table 84 Personal Charge Cards Transactions 2017-2022
Table 85 Personal Charge Cards in Circulation: % Growth 2017-2022
Table 86 Personal Charge Cards Transactions: % Growth 2017-2022
Table 87 Charge Cards: Number of Cards by Issuer 2017-2021
Table 88 Charge Cards: Number of Cards by Operator 2017-2021
Table 89 Charge Cards Payment Transaction Value by Issuer 2017-2021
Table 90 Charge Cards Payment Transaction Value by Operator 2017-2021
Table 91 Commercial Charge Cards: Number of Cards by Issuer 2017-2021
Table 92 Commercial Charge Cards: Number of Cards by Operator 2017-2021
Table 93 Commercial Charge Cards Payment Transaction Value by Issuer 2017-2021
Table 94 Commercial Charge Cards Payment Transaction Value by Operator 2017-2021
Table 95 Personal Charge Cards: Number of Cards by Issuer 2017-2021
Table 96 Personal Charge Cards: Number of Cards by Operator 2017-2021
Table 97 Personal Charge Cards Transaction Value by Issuer 2017-2021
Table 98 Personal Charge Cards Transaction Value by Operator 2017-2021
Table 99 Forecast Charge Cards: Number of Cards in Circulation 2022-2027
Table 100 Forecast Charge Cards Transactions 2022-2027
Table 101 Forecast Charge Cards in Circulation: % Growth 2022-2027
Table 102 Forecast Charge Cards Transactions: % Growth 2022-2027
Table 103 Forecast Commercial Charge Cards: Number of Cards in Circulation 2022-2027
Table 104 Forecast Commercial Charge Cards Transactions 2022-2027
Table 105 Forecast Commercial Charge Cards in Circulation: % Growth 2022-2027
Table 106 Forecast Commercial Charge Cards Transactions: % Growth 2022-2027
Table 107 Forecast Personal Charge Cards: Number of Cards in Circulation 2022-2027
Table 108 Forecast Personal Charge Cards Transactions 2022-2027
Table 109 Forecast Personal Charge Cards in Circulation: % Growth 2022-2027
Table 110 Forecast Personal Charge Cards Transactions: % Growth 2022-2027

PRE-PAID CARDS IN BRAZIL

KEY DATA FINDINGS

2022 DEVELOPMENTS

Pre-paid cards are a way to increase financial inclusion for the unbanked
Employee benefits witness a surge of new players targeting flexibility
Digitalisation highly demanded by pre-paid card holders

PROSPECTS AND OPPORTUNITIES

Instant payment as a way to increase user engagement with pre-paid card platforms
Corporate clients look not only for budget control but also convenience when opting for pre-paid solutions
New law for employee benefits pre-paid cards aiming at interoperability between networks

CATEGORY DATA

Table 111 Pre-paid Cards: Number of Cards in Circulation 2017-2022
Table 112 Pre-paid Cards Transactions 2017-2022
Table 113 Pre-paid Cards in Circulation: % Growth 2017-2022
Table 114 Pre-paid Cards Transactions: % Growth 2017-2022
Table 115 Closed Loop Pre-paid Cards Transactions 2017-2022
Table 116 Closed Loop Pre-paid Cards Transactions: % Growth 2017-2022
Table 117 Open Loop Pre-paid Cards Transactions 2017-2022
Table 118 Open Loop Pre-paid Cards Transactions: % Growth 2017-2022
Table 119 Pre-paid Cards: Number of Cards by Issuer 2017-2021
Table 120 Pre-paid Cards: Number of Cards by Operator 2017-2021
Table 121 Pre-paid Cards Transaction Value by Issuer 2017-2021
Table 122 Pre-paid Cards Transaction Value by Operator 2017-2021
Table 123 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2017-2021
Table 124 Closed Loop Pre-paid Cards: Number of Cards by Operator 2017-2021
Table 125 Closed Loop Pre-paid Cards Transaction Value by Issuer 2017-2021
Table 126 Closed Loop Pre-paid Cards Transaction Value by Operator 2017-2021
Table 127 Open Loop Pre-paid Cards: Number of Cards by Issuer 2017-2021
Table 128 Open Loop Pre-paid Cards: Number of Cards by Operator 2017-2021
Table 129 Open Loop Pre-paid Cards Transaction Value by Issuer 2017-2021
Table 130 Open Loop Pre-paid Cards Transaction Value by Operator 2017-2021
Table 131 Forecast Pre-paid Cards: Number of Cards in Circulation 2022-2027
Table 132 Forecast Pre-paid Cards Transactions 2022-2027
Table 133 Forecast Pre-paid Cards in Circulation: % Growth 2022-2027
Table 134 Forecast Pre-paid Cards Transactions: % Growth 2022-2027
Table 135 Forecast Closed Loop Pre-paid Cards Transactions 2022-2027
Table 136 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2022-2027
Table 137 Forecast Open Loop Pre-paid Cards Transactions 2022-2027
Table 138 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2022-2027

STORE CARDS IN BRAZIL

KEY DATA FINDINGS

2022 DEVELOPMENTS

Special conditions contribute to the popularity of store cards
Ease of registration contributes to wide adoption, but also raises a red flag
Default is low in store cards as consumers know it would impair use for future purchases

PROSPECTS AND OPPORTUNITIES

Wider portfolio of financial products as a tool to increase store card holders' engagement with brands
Issuers have access to a wide range of data from users to adapt their portfolios
Competition from co-branded personal credit cards to remain strong

CATEGORY DATA

Table 139 Store Cards: Number of Cards in Circulation 2017-2022
Table 140 Store Cards Transactions 2017-2022
Table 141 Store Cards in Circulation: % Growth 2017-2022
Table 142 Store Cards Transactions: % Growth 2017-2022
Table 143 Store Cards: Number of Cards by Issuer 2017-2021
Table 144 Store Cards: Payment Transaction Value by Issuer 2017-2021
Table 145 Forecast Store Cards: Number of Cards in Circulation 2022-2027
Table 146 Forecast Store Cards Transactions 2022-2027
Table 147 Forecast Store Cards in Circulation: % Growth 2022-2027
Table 148 Forecast Store Cards Transactions: % Growth 2022-2027

Financial Cards and Payments in Brazil

Description

Table of Contents

Why buy this report?

TABLE OF CONTENTS

EXECUTIVE SUMMARY

MARKET INDICATORS

MARKET DATA

DISCLAIMER

SOURCES

DEBIT CARDS IN BRAZIL

KEY DATA FINDINGS

2022 DEVELOPMENTS

PROSPECTS AND OPPORTUNITIES

CATEGORY DATA

CREDIT CARDS IN BRAZIL

KEY DATA FINDINGS

2022 DEVELOPMENTS

PROSPECTS AND OPPORTUNITIES

CATEGORY DATA

CHARGE CARDS IN BRAZIL

KEY DATA FINDINGS

2022 DEVELOPMENTS

PROSPECTS AND OPPORTUNITIES

CATEGORY DATA

PRE-PAID CARDS IN BRAZIL

KEY DATA FINDINGS

2022 DEVELOPMENTS

PROSPECTS AND OPPORTUNITIES

CATEGORY DATA

STORE CARDS IN BRAZIL

KEY DATA FINDINGS

2022 DEVELOPMENTS

PROSPECTS AND OPPORTUNITIES

CATEGORY DATA