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Market Research Report

Consumer Lending in India

Published by Euromonitor International Product code 265567
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Consumer Lending in India
Published: December 19, 2019 Content info:
Description

Consumer lending has grown at a healthy pace in India; and this trend is expected to continue in the forecast period. Although 2018 saw declines in durables lending due to banks making fewer such loans available amid an increase in the number of defaulters, healthy growth returned in durables lending in 2019. The country's growing economy, rising disposable incomes and changing lifestyles resulted in higher disbursals of auto loans too in 2019.

Euromonitor International's Consumer Lending in India report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.
Table of Contents
Product Code: FCINcl

TABLE OF CONTENTS

EXECUTIVE SUMMARY

  • Greater spending ramps up demand for loans in India
  • Consumers' lending solutions go beyond banks
  • Government's low-cost-home initiative fuels mortgages/housing
  • Indians stay in the black, keeping NPA rates down
  • Borrowing levels will remain healthy across consumer lending

MARKET DATA

  • Table 1. Consumer Lending: Outstanding Balance by Category: Value 2014-2019
  • Table 2. Consumer Lending: Outstanding Balance by Category: % Value Growth 2014-2019
  • Table 3. Consumer Lending: Gross Lending by Category: Value 2014-2019
  • Table 4. Consumer Lending: Gross Lending by Category: % Value Growth 2014-2019
  • Table 5. Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 6. Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 7. Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 8. Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 9. Forecast Consumer Lending: Outstanding Balance by Category: Value 2019-2024
  • Table 10. Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
  • Table 11. Forecast Consumer Lending: Gross Lending by Category: Value 2019-2024
  • Table 12. Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024

SOURCES

    • Summary 1. Research Sources

HEADLINES

PROSPECTS

  • Consumers' uncertainty over elections leads to big dip in car sales
  • NBFCs stand to gain from consumers' high demand for durables
  • Rising cost of education stimulates education lending

COMPETITIVE LANDSCAPE

  • Banks are the main source of consumer lending
  • Alternative financial service providers credit the underserved
  • Convenience of applying online attracts more urbanites

CATEGORY DATA

  • Table 13. Consumer Credit: Outstanding Balance by Category: Value 2014-2019
  • Table 14. Consumer Credit: Outstanding Balance by Category: % Value Growth 2014-2019
  • Table 15. Consumer Credit: Gross Lending by Category: Value 2014-2019
  • Table 16. Consumer Credit: Gross Lending by Category: % Value Growth 2014-2019
  • Table 17. Forecast Consumer Credit: Outstanding Balance by Category: Value 2019-2024
  • Table 18. Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
  • Table 19. Forecast Consumer Credit: Gross Lending by Category: Value 2019-2024
  • Table 20. Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024
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