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Market Research Report

Consumer Lending in the United Kingdom

Published by Euromonitor International Product code 294463
Published Content info 11 Pages
Delivery time: 1-2 business days
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Consumer Lending in the United Kingdom
Published: October 18, 2019 Content info: 11 Pages
Description

Growth in both the outstanding balance and gross lending slowed within consumer lending in current value terms in 2019, as economic uncertainty led to lower consumer confidence. A slowdown in borrowing activity was seen in the UK, particularly for unsecured debt, as consumers exhibited a low appetite for borrowing due to the unstable economic conditions. They were more careful about their spending and more reluctant to borrow for high-value items due to inflation and wage stagnation.

Euromonitor International's 'Consumer Lending in United Kingdom report' establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.
Table of Contents
Product Code: FCGBcl

Table of Contents

Executive Summary

  • Brexit Continues To Affect Consumer Confidence and Thus Borrowing
  • Bank of England Base Rate Remains Low; Brexit Could Lead To Changes
  • Open Banking Set To Shake Up Consumer Lending
  • Mortgages Lending Sees Lower Growth Due To Economic Uncertainty
  • Consumer Lending Under Threat Due To Risk of Global Recession

Market Data

  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2014-2019
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2014-2019
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2014-2019
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2014-2019
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2019-2024
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2019-2024
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024

Sources

    • Summary 1 Research Sources

Headlines

Prospects

  • Consumer Confidence Falls, Negatively Impacting Consumer Credit
  • Brexit Uncertainty and Environmental Concerns Hit Auto Lending
  • Greater Concerns Over the Ability To Pay Back Debt

Competitive Landscape

  • Fintech Companies Have An Innovative Approach
  • Peer To Peer Lending Gains Ground; the Potential End of Payday Loans
  • Open Banking Set To Intensify the Competition

Category Data

  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2014-2019
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2014-2019
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2014-2019
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2014-2019
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2019-2024
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2019-2024
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024
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