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Market Research Report

Housing Mortgage Market in the US 2014-2018

Published by TechNavio (Infiniti Research Ltd.) Product code 287767
Published Content info 66 Pages
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Housing Mortgage Market in the US 2014-2018
Published: October 22, 2014 Content info: 66 Pages
Description

About Housing Mortgage

Mortgage is a debt instrument that the borrower is obliged to pay back with a fixed set of payments and is secured by the collateral of a specified real estate property. Mortgages enable individuals and businesses to make large real estate purchases without paying the entire value of the purchase in one go. Borrowers repay the loan along with interest over a period of many years until they eventually own the property free and clear. However, if borrowers stop paying the mortgage, the lender can foreclose and may evict the property's owner and sell it, using the income from the sale to clear the mortgage debt. In a fixed-rate mortgage system, borrowers pay the same interest rate for the life of the loan. Most fixed-rate mortgages have a 15 or 30-year term. There is no influence on borrowers' payment if market interest rates rise. However, if market interest rates decline significantly, borrowers may be able to secure that lower rate by means of refinancing the mortgage.

TechNavio's analysts forecast the Housing Mortgage market in the US to grow at a CAGR of 1.75 percent over the period 2013-2018.

Covered in this Report

This report covers the present scenario and the growth prospects of the Housing Mortgage market in the US for the period 2014-2018. To calculate the market size, the report considers the loan volume of primary housing mortgage banks, credit unions, and financial institutions. It takes into consideration the various product segments such as Home Purchase, Home Improvement, and Refinancing. The report mentions the role played by Federal Government by the way of government-sponsored enterprises operating in the system.

TechNavio's report, the Housing Mortgage Market in the US 2014-2018, has been prepared based on an in-depth market analysis with inputs from industry experts. The report covers the US; it also covers the landscape of the Housing Mortgage market in the US and its growth prospects in the coming years. The report also includes a discussion of the key vendors operating in this market.

Key Regions

  • US

Key Vendors

  • Bank of America
  • Citigroup
  • JPMorgan Chase
  • U.S. Bancorp
  • Wells Fargo

Other Prominent Vendors

  • Ally Financial
  • Capital One Financial
  • Fifth Third Bancorp
  • Flagstar Bank, FSB
  • SunTrust Banks
  • Quicken Loans
  • Regions Financial

Market Driver

  • Improved Demand for Home Loans

For a full, detailed list, view our report.

Market Challenge

  • Shrinking Lending Capacity

For a full, detailed list, view our report.

Market Trend

  • Less Incidence of Foreclosures

For a full, detailed list, view our report.

Key Questions Answered in this Report

  • What will the market size be in 2018 and what will the growth rate be
  • What are the key market trends
  • What is driving this market
  • What are the challenges to market growth
  • Who are the key vendors in this market space
  • What are the market opportunities and threats faced by the key vendors
  • What are the strengths and weaknesses of the key vendors
Table of Contents
Product Code: IRTNTR4462

Table of Contents

01. Executive Summary

02. List of Abbreviations

03. Scope of the Report

  • 03.1. Market Overview
  • 03.2. Product Offerings

04. Market Research Methodology

  • 04.1. Market Research Process
  • 04.2. Research Methodology

05. Introduction

06. Market Landscape

  • 06.1. Market Overview
  • 06.2. Market Size and Forecast
  • 06.3. Five Forces Analysis

07. Buying Criteria

08. Market Growth Drivers

09. Drivers and their Impact

10. Market Challenges

11. Impact of Drivers and Challenges

12. Market Trends

13. Trends and their Impact

14. Vendor Landscape

  • 14.1. Competitive Scenario
    • 14.1.1. Key News
    • 14.1.2. Mergers and Acquisitions
  • 14.2. Market Share Analysis 2013
  • 14.3. Other Prominent Vendors

15. Key Vendor Analysis

  • 15.1. Bank of America
    • 15.1.1. Key Facts
    • 15.1.2. Business Overview
    • 15.1.3. Business Segmentation by Revenue 2013
    • 15.1.4. Business Segmentation by Revenue 2012 and 2013
    • 15.1.5. Geographical Segmentation by Revenue 2013
    • 15.1.6. Business Strategy
    • 15.1.7. Recent Developments
    • 15.1.8. SWOT Analysis
  • 15.2. Citigroup
    • 15.2.1. Key Facts
    • 15.2.2. Business Overview
    • 15.2.3. Business Segmentation by Revenue 2013
    • 15.2.4. Business Segmentation by Revenue 2012 and 2013
    • 15.2.5. Business Strategy
    • 15.2.6. Recent Developments
    • 15.2.7. SWOT Analysis
  • 15.3. JPMorgan Chase
    • 15.3.1. Key Facts
    • 15.3.2. Business Overview
    • 15.3.3. Business Segmentation by Revenue 2013
    • 15.3.4. Business Segmentation by Revenue 2012 and 2013
    • 15.3.5. Geographical Segmentation by Revenue 2013
    • 15.3.6. Business Strategy
    • 15.3.7. Recent Developments
    • 15.3.8. SWOT Analysis
  • 15.4. U.S. Bancorp
    • 15.4.1. Key Facts
    • 15.4.2. Business Overview
    • 15.4.3. Business Segmentation
    • 15.4.4. Business Segmentation by Revenue 2013
    • 15.4.5. Business Segmentation by Revenue 2012 and 2013
    • 15.4.6. Business Strategy
    • 15.4.7. Recent Developments
    • 15.4.8. SWOT Analysis
  • 15.5. Wells Fargo
    • 15.5.1. Key Facts
    • 15.5.2. Business Overview
    • 15.5.3. Business Segmentation by Revenue 2013
    • 15.5.4. Business Segmentation by Revenue 2012 and 2013
    • 15.5.5. Business Strategy
    • 15.5.6. Recent Developments
    • 15.5.7. SWOT Analysis

16. Other Reports in this Series

List of Exhibits

  • Exhibit 1: Market Research Methodology
  • Exhibit 2: Housing Mortgage Services Providers in the US
  • Exhibit 3: Primary and Secondary Mortgage Market in the US 2013
  • Exhibit 4: Housing Mortgage Market in the US 2013-2018 (US$ billion)
  • Exhibit 5: New Privately-owned Housing Units in US 2009-2013 (units in thousand)
  • Exhibit 6: Unemployment Rate in the US 2009-2014
  • Exhibit 7: US Economic (GDP) Growth 2007-2013
  • Exhibit 8: Incidence of Foreclosure Filings in the US 2008-2013
  • Exhibit 9: 30-year Fixed Mortgage Rate in the US 2012 Q1-2014 Q4
  • Exhibit 10: Housing Mortgage Market in the US by Vendor Segmentation 2013
  • Exhibit 11: Volume of Mortgage Originated from the top five US Banks Q1 2012-Q12014
  • Exhibit 12: Bank of America: Business Segmentation by Revenue 2013
  • Exhibit 13: Bank of America: Business Segmentation by Revenue 2012 and 2013 (US$ million)
  • Exhibit 14: Bank of America: Geographical Segmentation by Revenue 2013
  • Exhibit 15: Citigroup: Business Segmentation by Revenue 2013
  • Exhibit 16: Citigroup: Business Segmentation by Revenue 2012 and 2013 (US$ billion)
  • Exhibit 17: JPMorgan Chase: Business Segmentation by Revenue 2013
  • Exhibit 18: JPMorgan Chase: Business Segmentation by Revenue 2012 and 2013 (US$ billion)
  • Exhibit 19: JPMorgan Chase: Geographical Segmentation by Revenue 2013
  • Exhibit 20: U.S. Bancorp: Business Segmentation by Net Interest Income 2013
  • Exhibit 21: U.S. Bancorp: Business by Revenue 2013
  • Exhibit 22: U.S. Bancorp: Business/Product Segmentation by Revenue 2012 and 2013 (US$ billion)
  • Exhibit 23: Wells Fargo: Business Segmentation by Revenue 2013
  • Exhibit 24: Wells Fargo: Business Segmentation by Revenue 2012 and 2013 (US$ billion)
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