Payment Cards Issuing and Acquiring Europe 2020

RBR's ‘Payment Cards Issuing and Acquiring Europe’ report is the authoritative source of reliable, detailed, country-by-country information on card issuing, acquiring and processing.

The report provides accurate issuer and acquirer level data for Europe's 25 largest cards markets. It is based on in-depth primary research, conducted throughout 2019, with card issuers, acquirers and network organisations across Europe.

Payment Cards Issuing and Acquiring Europe is widely used by leading card issuers and co-branding partners, EFTPOS terminal manufacturers, financial analysts and investors, international card schemes, merchant acquirers and processors, regulatory bodies and central organisations, and other industry stakeholders for whom access to detailed and accurate data is critical.

Geographic coverage:

Table of Contents

Overview

The extensive overview section compares the state of development in each country across the region. Graphs and tables analyse key metrics in areas including major issuers, cardholding, usage, transaction volumes and merchant acquiring.

International card schemes

The detailed card schemes section quantifies and compares the different international card schemes from both a card issuing and acquiring perspective.

Country reports

Individual country reports provide an in-depth examination of payment card issuing, acquiring and processing with detailed information down to the individual card issuer and merchant acquirer.

Each country report is structured into seven sections:

Market overview

Card by type

• prepaid cards-debit cards-credit cards
• co-branded and affinity cards
• card pricing and product features

Card schemes and issuers

• cards by type of issuer (bank, T&E, private label)
• cards by scheme
• contactless cards
• card-funded mobile payments
• major issuers

Card usage

• volume and number of card payments
• e-commerce payments
• contactless card and mobile wallet usage
• cashless payments

Issuer processing and card fraud

Merchant acquiring

• contractual arrangements
• provision of terminals and services
• merchant processing, authorisation, clearing and settlement
• MSCs and interchange fees
• merchant outlets
• EFTPOS terminals
• acquired card payments
• acquiring of e-commerce card payments
• security

Detailed issuer and acquirer tables