PUBLISHER: Allied Market Research | PRODUCT CODE: 1239502
PUBLISHER: Allied Market Research | PRODUCT CODE: 1239502
Corporate lending is substantially the same as personal lending, with the exception that corporate lending is done by a bank to a business rather than a person. The amount of money involved is typically much bigger as a result, and some of the regulations are slightly different. Corporate lending can take many various forms, such as asset-based lending, structured financing, and cash flow loans.
With access to generous sum of money, the corporate lending is being widely preferred by businesses and enterprises, which is fueling the growth of corporate lending market. In addition, shorter application processes and documentation make it very convenient for businesses to apply for loans. These factors notably contribute toward the growth of the corporate lending market. However, strict qualifying criteria by banks and financial institutions to adhere to the rules and regulations hamper the corporate lending market growth. On the contrary, lending industry is introducing a gradual shift toward a digital economy across several countries. In addition, technological advancements in lending industry for personal as well as business loans are expected to provide lucrative opportunities for the growth of corporate lending market in the coming years.
The corporate lending market is segmented into loan type, type, enterprise size, provider, and region. By loan type, the market is classified into term loan, overdraft, invoice finance, loan against securities, and others. By type, it is bifurcated into secured lending and unsecured lending. By enterprise size, the market is fragmented into large enterprises and small & medium-sized enterprises. By provider, the market is categorized into banks, NBFCs, and credit unions. Region-wise, the market is analyzed across North America, Europe, Asia-Pacific, and LAMEA.
The corporate lending market analysis includes top companies operating in the market such as Ashurst, Bank of America Corporation, Citigroup, Inc., Clifford Chance, Credit Suisse Group Ag, Goldman Sachs, JPMorgan Chase & Co., Julius Baer, Morgan Stanley, and UBS. These players have adopted various strategies to increase their market penetration and strengthen their position in the corporate lending industry.