Europe Health Insurance Market - Industry Trends and Forecast to 2033

List of Tables

The Europe health insurance market is expected to reach USD 900,270.94 million by 2031 from USD 500,069.17 million in 2023, growing with a CAGR of 7.7% in the forecast period of 2024 to 2031.

Market Segmentation:

Europe Health Insurance Market, By Type (Product and Solutions), Services (Inpatient Treatment, Outpatient Treatment, Medical Assurance, and Others), Level of Coverage (Bronze, Silver, Gold, and Platinum), Service Providers (Public Health Insurance Providers and Private Health Insurance Providers), Health Insurance Plans (Point of Service (POS), Exclusive Provider Organization (EPOS), Preferred Provider Organization (PPO), Indemnity Health Insurance, Health Maintenance Organization (HMO), Health Savings Account (HSA), Qualified Small Employer Health Reimbursement Arrangements (QSEHRAS), and Others), Demographics (Adults, Minors, and Senior Citizens), Coverage Type (Lifetime Coverage and Term Coverage), End User (Corporates, Individuals, and Others), Distribution Channel (Direct Sales, Financial Institutions, E-Commerce, Hospitals, Clinics, and Others), Country (Germany, France, U.K., Italy, Russia, Spain, Turkey, Belgium, Netherlands, Switzerland, Denmark, and Rest of Europe) - Industry Trends and Forecast to 2031.

Overview of Europe Health Insurance Market Dynamics

Driver
Increasing cost of medical services
Restraint
Strict documentation process for claim reimbursement
Opportunity
Increasing healthcare expenditure

Market Players

Some of the major market players operating in the Europe health insurance market are:

Cigna Healthcare
Centene Corporation
Allianz Care (A Subsidiary of Allianz SE)
Aetna Inc. (A Subsidiary of CVS Health)
Anthem Insurance Companies, Inc. (A subsidiary of Elevance Health)
AXA
Broadstone Corporate Benefits Limited
Bupa
HealthCare International Global Network Ltd.
HBF Health Limited
Now Health International
Oracle
UnitedHealth Group
Vhi Group
Vitality (A Subsidiary of Discovery Ltd)
International Medical Group (A Subsidiary of Sirius Point)

1 INTRODUCTION 35

1.1 OBJECTIVES OF THE STUDY 35
1.2 MARKET DEFINITION 35
1.3 OVERVIEW OF THE EUROPE HEALTH INSURANCE MARKET 35
1.4 LIMITATIONS 37
1.5 MARKETS COVERED 37

2 MARKET SEGMENTATION 41

2.1 MARKETS COVERED 41
2.2 GEOGRAPHICAL SCOPE 42
2.3 YEARS CONSIDERED FOR THE STUDY 43
2.4 CURRENCY AND PRICING 43
2.5 DBMR TRIPOD DATA VALIDATION MODEL 44
2.6 TYPE LIFELINE CURVE 47
2.7 MULTIVARIATE MODELING 48
2.8 PRIMARY INTERVIEWS WITH KEY OPINION LEADERS 49
2.9 DBMR MARKET POSITION GRID 50
2.10 MARKET END-USER COVERAGE GRID 51
2.11 DBMR MARKET CHALLENGE MATRIX 52
2.12 DBMR VENDOR SHARE ANALYSIS 53
2.13 SECONDARY SOURCES 54
2.14 ASSUMPTIONS 55

3 EXECUTIVE SUMMARY 56

4 PREMIUM INSIGHTS 59

4.1 PROFITABILITY MARGIN 60

5 MARKET OVERVIEW 61

5.1 DRIVERS 63
- 5.1.1 INCREASING COST OF MEDICAL SERVICES 63
- 5.1.2 GROWING NUMBER OF DAYCARE PROCEDURES 64
- 5.1.3 MANDATORY PROVISION OF HEALTH INSURANCE IN THE PRIVATE AND PUBLIC SECTORS 65
5.2 RESTRAINTS 67
- 5.2.1 HIGH COST OF INSURANCE PREMIUM 67
- 5.2.2 STRICT DOCUMENTATION PROCESS FOR CLAIM REIMBURSEMENT 68

5.3 OPPORTUNITIES 69
- 5.3.1 ADVANTAGES OF HEALTH INSURANCE POLICIES 69
- 5.3.2 INCREASING HEALTHCARE EXPENDITURE 70
5.4 CHALLENGE 71
- 5.4.1 LACK OF AWARENESS REGARDING THE BENEFITS OF HEALTH INSURANCE 71

6 EUROPE HEALTH INSURANCE MARKET, BY TYPE 73

6.1 OVERVIEW 74
6.2 PRODUCT 77
- 6.2.1 MEDICLAIM INSURANCE 78
- 6.2.2 INDIVIDUAL COVERAGE INSURANCE 78
- 6.2.3 FAMILY FLOATER COVERAGE INSURANCE 78
- 6.2.4 HOSPITALIZATION COVERAGE INSURANCE 78
- 6.2.5 SENIOR CITIZEN COVERAGE INSURANCE 78
- 6.2.6 CRITICAL ILLNESS INSURANCE 79
- 6.2.7 UNIT LINKED HEALTH PLANS 79
- 6.2.8 PERMANENT HEALTH INSURANCE 79
6.3 SOLUTIONS 79
- 6.3.1 LEAD GENERATIONS SOLUTIONS 80
- 6.3.2 REVENUE MANAGEMENT & BILING SOLUTIONS 80
- 6.3.3 ROBOTIC PROCESS AUTOMATION 80
- 6.3.4 INSURANCE CLOUD SOLUTIONS 80
- 6.3.5 CLAIMS ADMINISTRATION CLOUD SOLUTIONS 80
- 6.3.6 VALUE-BASED PAYMENTS SOLUTIONS 80
- 6.3.7 ARTIFICIAL INTELLIGENCE & BLOCK CHAIN SOLUTIONS 81
- 6.3.8 INTELLIGENT CASE MANAGEMENT SOLUTIONS 81
- 6.3.9 OTHERS 81

7 EUROPE HEALTH INSURANCE MARKET, BY SERVICES 82

7.1 OVERVIEW 83
7.2 INPATIENT TREATMENT 86
7.3 OUTPATIENT TREATMENT 87
7.4 MEDICAL ASSURANCE 87
7.5 OTHERS 88

8 EUROPE HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE 89

8.1 OVERVIEW 90
8.2 BRONZE 93
8.3 SILVER 94
8.4 GOLD 94
8.5 PLATINUM 95

9 EUROPE HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS 96

9.1 OVERVIEW 97
9.2 PUBLIC HEALTH INSURANCE PROVIDERS 100
9.3 PRIVATE HEALTH INSURANCE PROVIDERS 101

10 EUROPE HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS 102

10.1 OVERVIEW 103
10.2 POINT OF SERVICE (POS) 106
10.3 EXCLUSIVE PROVIDER ORGANIZATION (EPOS) 107
10.4 PREFERRED PROVIDER ORGANIZATION (PPO) 107
10.5 INDEMNITY HEALTH INSURANCE 108
10.6 HEALTH MAINTENANCE ORGANIZATION (HMO) 108
10.7 HEALTH SAVINGS ACCOUNT (HSA) 109
10.8 QUALIFIED SMALL EMPLOYER HEALTH REIMBURSEMENT ARRANGEMENTS (QSEHRAS) 109
10.9 OTHERS 110

11 EUROPE HEALTH INSURANCE MARKET, BY DEMOGRAPHICS 111

11.1 OVERVIEW 112
11.2 ADULTS 115
11.3 MINORS 116
11.4 SENIOR CITIZENS 116

12 EUROPE HEALTH INSURANCE MARKET, BY COVERAGE TYPE 117

12.1 OVERVIEW 118
12.2 LIFETIME COVERAGE 121
12.3 TERM COVERAGE 122

13 EUROPE HEALTH INSURANCE MARKET, BY END USER 123

13.1 OVERVIEW 124
13.2 CORPORATES 127
- 13.2.1 LARGE CORPORATES 128
- 13.2.2 SMES 128
13.3 INDIVIDUALS 128
13.4 OTHERS 129

14 EUROPE HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL 130

14.1 OVERVIEW 131
14.2 DIRECT SALES 134
14.3 FINANCIAL INSTITUTIONS 135
14.4 E-COMMERCE 135
14.5 HOSPITALS 136
14.6 CLINICS 136
14.7 OTHERS 137

15 EUROPE HEALTH INSURANCE MARKET, BY REGION 138

15.1 EUROPE 141
- 15.1.1 GERMANY 147
- 15.1.2 U.K. 151
- 15.1.3 FRANCE 155
- 15.1.4 NETHERLANDS 159
- 15.1.5 ITALY 163
- 15.1.6 SPAIN 167
- 15.1.7 BELGIUM 171
- 15.1.8 RUSSIA 175
- 15.1.9 TURKEY 179
- 15.1.10 SWITZERLAND 183
- 15.1.11 REST OF EUROPE 187

16 EUROPE HEALTH INSURANCE MARKET: COMPANY LANDSCAPE 188

16.1 COMPANY SHARE ANALYSIS: EUROPE 188

17 SWOT ANALYSIS 189

18 COMPANY PROFILES 190

18.1 CIGNA HEALTHCARE 190
- 18.1.1 COMPANY SNAPSHOT 190
- 18.1.2 REVENUE ANALYSIS 191
- 18.1.3 COMPANY SHARE ANALYSIS 192
- 18.1.4 PRODUCT PORTFOLIO 192
- 18.1.5 RECENT DEVELOPMENTS 193
18.2 CENTENE CORPORATION 194
- 18.2.1 COMPANY SNAPSHOT 194
- 18.2.2 REVENUE ANALYSIS 194
- 18.2.3 COMPANY SHARE ANALYSIS 195
- 18.2.4 PRODUCT PORTFOLIO 195
- 18.2.5 RECENT DEVELOPMENTS 196
18.3 ALLIANZ CARE (A SUBSIDIARY OF ALLIANZ) 197
- 18.3.1 COMPANY SNAPSHOT 197
- 18.3.2 REVENUE ANALYSIS 197
- 18.3.3 COMPANY SHARE ANALYSIS 198
- 18.3.4 PRODUCT PORTFOLIO 198
- 18.3.5 RECENT DEVELOPMENTS 199

18.4 AETNA INC. (A SUBSIDIARY OF CVS HEALTH) 200
- 18.4.1 COMPANY SNAPSHOT 200
- 18.4.2 REVENUE ANALYSIS 200
- 18.4.3 COMPANY SHARE ANALYSIS 201
- 18.4.4 PRODUCT PORTFOLIO 201
- 18.4.5 RECENT DEVELOPMENT 202
18.5 ANTHEM INSURANCE COMPANIES, INC. (A SUBSIDIARY OF ELEVANCE HEALTH) 203
- 18.5.1 COMPANY SNAPSHOT 203
- 18.5.2 REVENUE ANALYSIS 203
- 18.5.3 PRODUCT PORTFOLIO 204
- 18.5.4 RECENT DEVELOPMENTS 205
18.6 AXA 206
- 18.6.1 COMPANY SNAPSHOT 206
- 18.6.2 REVENUE ANALYSIS 206
- 18.6.3 PRODUCT PORTFOLIO 207
- 18.6.4 RECENT DEVELOPMENTS 207
18.7 BROADSTONE CORPORATE BENEFITS LIMITED 209
- 18.7.1 COMPANY SNAPSHOT 209
- 18.7.2 PRODUCT PORTFOLIO 209
- 18.7.3 RECENT DEVELOPMENTS 210
18.8 BUPA 211
- 18.8.1 COMPANY SNAPSHOT 211
- 18.8.2 PRODUCT PORTFOLIO 211
- 18.8.3 COMPANY SHARE ANALYSIS 212
- 18.8.4 RECENT DEVELOPMENTS 212
18.9 HEALTHCARE INTERNATIONAL EUROPE NETWORK LTD. 213
- 18.9.1 COMPANY SNAPSHOT 213
- 18.9.2 PRODUCT PORTFOLIO 213
- 18.9.3 RECENT DEVELOPMENT 213
18.10 HBF HEALTH LIMITED 214
- 18.10.1 COMPANY SNAPSHOT 214
- 18.10.2 PRODUCT PORTFOLIO 214
- 18.10.3 RECENT DEVELOPMENTS 215
18.11 INTERNATIONAL MEDICAL GROUP, INC. (A SUBSIDIARY OF SIRIUS POINT LTD.) 216
- 18.11.1 COMPANY SNAPSHOT 216
- 18.11.2 REVENUE ANALYSIS 216
- 18.11.3 PRODUCT PORTFOLIO 217
- 18.11.4 RECENT DEVELOPMENTS 217

18.12 NOW HEALTH INTERNATIONAL 219
- 18.12.1 COMPANY SNAPSHOT 219
- 18.12.2 PRODUCT PORTFOLIO 219
- 18.12.3 RECENT DEVELOPMENTS 221
18.13 ORACLE 222
- 18.13.1 COMPANY SNAPSHOT 222
- 18.13.2 REVENUE ANALYSIS 222
- 18.13.3 PRODUCT PORTFOLIO 223
- 18.13.4 RECENT DEVELOPMENTS 223
18.14 UNITEDHEALTH GROUP 225
- 18.14.1 COMPANY SNAPSHOT 225
- 18.14.2 REVENUE ANALYSIS 225
- 18.14.3 PRODUCT PORTFOLIO 226
- 18.14.4 RECENT DEVELOPMENTS 227
18.15 VHI GROUP 229
- 18.15.1 COMPANY SNAPSHOT 229
- 18.15.2 PRODUCT PORTFOLIO 229
- 18.15.3 RECENT DEVELOPMENT 231
18.16 VITALITY (A SUBSIDIARY OF DISCOVERY LTD) 232
- 18.16.1 COMPANY SNAPSHOT 232
- 18.16.2 REVENUE ANALYSIS 232
- 18.16.3 PRODUCT PORTFOLIO 233
- 18.16.4 RECENT DEVELOPMENTS 233

19 QUESTIONNAIRE 234

20 RELATED REPORTS 238

LIST OF TABLES

TABLE 1 AVERAGE COSTS FOR COMMON SURGERIES 48
TABLE 2 LIST OF DAYCARE PROCEDURES 49
TABLE 3 AVERAGE EMPLOYEE PREMIUMS IN THE U.S. (2023) 52
TABLE 4 EUROPE HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 62
TABLE 5 EUROPE PRODUCT IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 62
TABLE 6 EUROPE HEALTH INSURANCE MARKET, BY PRODUCT, 2022-2031 (USD MILLION) 63
TABLE 7 EUROPE SOLUTIONS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 64
TABLE 8 EUROPE HEALTH INSURANCE MARKET, BY SOLUTIONS, 2022-2031 (USD MILLION) 65
TABLE 9 EUROPE HEALTH INSURANCE MARKET , BY SERVICES, 2022-2031 (USD MILLION) 71
TABLE 10 EUROPE INPATIENT TREATMENT IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 71
TABLE 11 EUROPE OUTPATIENT TREATMENT IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 72
TABLE 12 EUROPE MEDICAL ASSURANCE IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 72
TABLE 13 EUROPE OTHERS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 73
TABLE 14 EUROPE HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE, 2022-2031 (USD MILLION) 78
TABLE 15 EUROPE BRONZE IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 78
TABLE 16 EUROPE SILVER IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 79
TABLE 17 EUROPE GOLD IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 79
TABLE 18 EUROPE PLATINUM IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 80
TABLE 19 EUROPE HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS, 2022-2031 (USD MILLION) 85
TABLE 20 EUROPE PUBLIC HEALTH INSURANCE PROVIDERS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 85
TABLE 21 EUROPE PRIVATE HEALTH INSURANCE PROVIDERS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 86
TABLE 22 EUROPE HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS, 2022-2031 (USD MILLION) 91
TABLE 23 EUROPE POINT OF SERVICE (POS) IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 91
TABLE 24 EUROPE EXCLUSIVE PROVIDER ORGANIZATION (EPOS) IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 92
TABLE 25 EUROPE PREFERRED PROVIDER ORGANIZATION (PPO) IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 92
TABLE 26 EUROPE INDEMNITY HEALTH INSURANCE IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 93
TABLE 27 EUROPE HEALTH MAINTENANCE ORGANIZATION (HMO) IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 93
TABLE 28 EUROPE HEALTH SAVINGS ACCOUNT (HSA) IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 94
TABLE 29 EUROPE QUALIFIED SMALL EMPLOYER HEALTH REIMBURSEMENT ARRANGEMENTS (QSEHRAS) IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 94
TABLE 30 EUROPE OTHERS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 95
TABLE 31 EUROPE HEALTH INSURANCE MARKET, BY DEMOGRAPHICS, 2022-2031 (USD MILLION) 100
TABLE 32 EUROPE ADULTS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 100
TABLE 33 EUROPE MINORS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 101
TABLE 34 EUROPE SENIOR CITIZENS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 101
TABLE 35 EUROPE HEALTH INSURANCE MARKET , BY COVERAGE TYPE, 2022-2031 (USD MILLION) 106
TABLE 36 EUROPE LIFETIME COVERAGE IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 106
TABLE 37 EUROPE TERM COVERAGE IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 107
TABLE 38 EUROPE HEALTH INSURANCE MARKET , BY END USER, 2022-2031 (USD MILLION) 112
TABLE 39 EUROPE CORPORATES IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 112
TABLE 40 EUROPE CORPORATES IN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 113
TABLE 41 EUROPE INDIVIDUALS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 113
TABLE 42 EUROPE OTHERS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 114
TABLE 43 EUROPE HEALTH INSURANCE MARKET , BY DISTRIBUTION CHANNEL, 2022-2031 (USD MILLION) 119
TABLE 44 EUROPE DIRECT SALES IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 119
TABLE 45 EUROPE FINANCIAL INSTITUTIONS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 120
TABLE 46 EUROPE E-COMMERCE IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 120
TABLE 47 EUROPE HOSPITALS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 121
TABLE 48 EUROPE CLINICS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 121
TABLE 49 EUROPE OTHERS IN HEALTH INSURANCE MARKET, BY REGION, 2022-2031 (USD MILLION) 122
TABLE 50 EUROPE HEALTH INSURANCE MARKET, BY COUNTRY, 2022-2031 (USD MILLION) 126
TABLE 51 EUROPE HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 126
TABLE 52 EUROPE HEALTH INSURANCE MARKET, BY SERVICES, 2022-2031 (USD MILLION) 127
TABLE 53 EUROPE HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE, 2022-2031 (USD MILLION) 127
TABLE 54 EUROPE HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS, 2022-2031 (USD MILLION) 127
TABLE 55 EUROPE HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS, 2022-2031 (USD MILLION) 128
TABLE 56 EUROPE HEALTH INSURANCE MARKET, BY DEMOGRAPHICS, 2022-2031 (USD MILLION) 128
TABLE 57 EUROPE HEALTH INSURANCE MARKET, BY COVERAGE TYPE, 2022-2031 (USD MILLION) 129
TABLE 58 EUROPE HEALTH INSURANCE MARKET, BY END USER, 2022-2031 (USD MILLION) 129
TABLE 59 EUROPE CORPORATES IN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 129
TABLE 60 EUROPE HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL, 2022-2031 (USD MILLION) 130
TABLE 61 EUROPE HEALTH INSURANCE MARKET, BY PRODUCT, 2022-2031 (USD MILLION) 130
TABLE 62 EUROPE HEALTH INSURANCE MARKET, BY SOLUTIONS, 2022-2031 (USD MILLION) 131
TABLE 63 GERMANY HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 132
TABLE 64 GERMANY HEALTH INSURANCE MARKET, BY SERVICES, 2022-2031 (USD MILLION) 132
TABLE 65 GERMANY HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE, 2022-2031 (USD MILLION) 132
TABLE 66 GERMANY HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS, 2022-2031 (USD MILLION) 132
TABLE 67 GERMANY HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS, 2022-2031 (USD MILLION) 133
TABLE 68 GERMANY HEALTH INSURANCE MARKET, BY DEMOGRAPHICS, 2022-2031 (USD MILLION) 133
TABLE 69 GERMANY HEALTH INSURANCE MARKET, BY COVERAGE TYPE, 2022-2031 (USD MILLION) 133
TABLE 70 GERMANY HEALTH INSURANCE MARKET, BY END USER, 2022-2031 (USD MILLION) 134
TABLE 71 GERMANY CORPORATES IN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 134
TABLE 72 GERMANY HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL, 2022-2031 (USD MILLION) 134
TABLE 73 GERMANY HEALTH INSURANCE MARKET, BY PRODUCT, 2022-2031 (USD MILLION) 135
TABLE 74 GERMANY HEALTH INSURANCE MARKET, BY SOLUTIONS, 2022-2031 (USD MILLION) 135
TABLE 75 U.K. HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 136
TABLE 76 U.K. HEALTH INSURANCE MARKET, BY SERVICES, 2022-2031 (USD MILLION) 136
TABLE 77 U.K. HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE, 2022-2031 (USD MILLION) 136
TABLE 78 U.K. HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS, 2022-2031 (USD MILLION) 136
TABLE 79 U.K. HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS, 2022-2031 (USD MILLION) 137
TABLE 80 U.K. HEALTH INSURANCE MARKET, BY DEMOGRAPHICS, 2022-2031 (USD MILLION) 137
TABLE 81 U.K. HEALTH INSURANCE MARKET, BY COVERAGE TYPE, 2022-2031 (USD MILLION) 137
TABLE 82 U.K. HEALTH INSURANCE MARKET, BY END USER, 2022-2031 (USD MILLION) 138
TABLE 83 U.K. CORPORATES IN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 138
TABLE 84 U.K. HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL, 2022-2031 (USD MILLION) 138
TABLE 85 U.K. HEALTH INSURANCE MARKET, BY PRODUCT, 2022-2031 (USD MILLION) 139
TABLE 86 U.K. HEALTH INSURANCE MARKET, BY SOLUTIONS, 2022-2031 (USD MILLION) 139
TABLE 87 FRANCE HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 140
TABLE 88 FRANCE HEALTH INSURANCE MARKET, BY SERVICES, 2022-2031 (USD MILLION) 140
TABLE 89 FRANCE HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE, 2022-2031 (USD MILLION) 140
TABLE 90 FRANCE HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS, 2022-2031 (USD MILLION) 140
TABLE 91 FRANCE HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS, 2022-2031 (USD MILLION) 141
TABLE 92 FRANCE HEALTH INSURANCE MARKET, BY DEMOGRAPHICS, 2022-2031 (USD MILLION) 141
TABLE 93 FRANCE HEALTH INSURANCE MARKET, BY COVERAGE TYPE, 2022-2031 (USD MILLION) 141
TABLE 94 FRANCE HEALTH INSURANCE MARKET, BY END USER, 2022-2031 (USD MILLION) 142
TABLE 95 FRANCE CORPORATES IN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 142
TABLE 96 FRANCE HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL, 2022-2031 (USD MILLION) 142
TABLE 97 FRANCE HEALTH INSURANCE MARKET, BY PRODUCT, 2022-2031 (USD MILLION) 143
TABLE 98 FRANCE HEALTH INSURANCE MARKET, BY SOLUTIONS, 2022-2031 (USD MILLION) 143
TABLE 99 NETHERLANDS HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 144
TABLE 100 NETHERLANDS HEALTH INSURANCE MARKET, BY SERVICES, 2022-2031 (USD MILLION) 144
TABLE 101 NETHERLANDS HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE, 2022-2031 (USD MILLION) 144
TABLE 102 NETHERLANDS HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS, 2022-2031 (USD MILLION) 144
TABLE 103 NETHERLANDS HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS, 2022-2031 (USD MILLION) 145
TABLE 104 NETHERLANDS HEALTH INSURANCE MARKET, BY DEMOGRAPHICS, 2022-2031 (USD MILLION) 145
TABLE 105 NETHERLANDS HEALTH INSURANCE MARKET, BY COVERAGE TYPE, 2022-2031 (USD MILLION) 145
TABLE 106 NETHERLANDS HEALTH INSURANCE MARKET, BY END USER, 2022-2031 (USD MILLION) 146
TABLE 107 NETHERLANDS CORPORATES IN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 146
TABLE 108 NETHERLANDS HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL, 2022-2031 (USD MILLION) 146
TABLE 109 NETHERLANDS HEALTH INSURANCE MARKET, BY PRODUCT, 2022-2031 (USD MILLION) 147
TABLE 110 NETHERLANDS HEALTH INSURANCE MARKET, BY SOLUTIONS, 2022-2031 (USD MILLION) 147
TABLE 111 ITALY HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 148
TABLE 112 ITALY HEALTH INSURANCE MARKET, BY SERVICES, 2022-2031 (USD MILLION) 148
TABLE 113 ITALY HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE, 2022-2031 (USD MILLION) 148
TABLE 114 ITALY HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS, 2022-2031 (USD MILLION) 148
TABLE 115 ITALY HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS, 2022-2031 (USD MILLION) 149
TABLE 116 ITALY HEALTH INSURANCE MARKET, BY DEMOGRAPHICS, 2022-2031 (USD MILLION) 149
TABLE 117 ITALY HEALTH INSURANCE MARKET, BY COVERAGE TYPE, 2022-2031 (USD MILLION) 149
TABLE 118 ITALY HEALTH INSURANCE MARKET, BY END USER, 2022-2031 (USD MILLION) 150
TABLE 119 ITALY CORPORATES IN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 150
TABLE 120 ITALY HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL, 2022-2031 (USD MILLION) 150
TABLE 121 ITALY HEALTH INSURANCE MARKET, BY PRODUCT, 2022-2031 (USD MILLION) 151
TABLE 122 ITALY HEALTH INSURANCE MARKET, BY SOLUTIONS, 2022-2031 (USD MILLION) 151
TABLE 123 SPAIN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 152
TABLE 124 SPAIN HEALTH INSURANCE MARKET, BY SERVICES, 2022-2031 (USD MILLION) 152
TABLE 125 SPAIN HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE, 2022-2031 (USD MILLION) 152
TABLE 126 SPAIN HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS, 2022-2031 (USD MILLION) 152
TABLE 127 SPAIN HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS, 2022-2031 (USD MILLION) 153
TABLE 128 SPAIN HEALTH INSURANCE MARKET, BY DEMOGRAPHICS, 2022-2031 (USD MILLION) 153
TABLE 129 SPAIN HEALTH INSURANCE MARKET, BY COVERAGE TYPE, 2022-2031 (USD MILLION) 153
TABLE 130 SPAIN HEALTH INSURANCE MARKET, BY END USER, 2022-2031 (USD MILLION) 154
TABLE 131 SPAIN CORPORATES IN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 154
TABLE 132 SPAIN HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL, 2022-2031 (USD MILLION) 154
TABLE 133 SPAIN HEALTH INSURANCE MARKET, BY PRODUCT, 2022-2031 (USD MILLION) 155
TABLE 134 SPAIN HEALTH INSURANCE MARKET, BY SOLUTIONS, 2022-2031 (USD MILLION) 155
TABLE 135 BELGIUM HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 156
TABLE 136 BELGIUM HEALTH INSURANCE MARKET, BY SERVICES, 2022-2031 (USD MILLION) 156
TABLE 137 BELGIUM HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE, 2022-2031 (USD MILLION) 156
TABLE 138 BELGIUM HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS, 2022-2031 (USD MILLION) 156
TABLE 139 BELGIUM HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS, 2022-2031 (USD MILLION) 157
TABLE 140 BELGIUM HEALTH INSURANCE MARKET, BY DEMOGRAPHICS, 2022-2031 (USD MILLION) 157
TABLE 141 BELGIUM HEALTH INSURANCE MARKET, BY COVERAGE TYPE, 2022-2031 (USD MILLION) 157
TABLE 142 BELGIUM HEALTH INSURANCE MARKET, BY END USER, 2022-2031 (USD MILLION) 158
TABLE 143 BELGIUM CORPORATES IN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 158
TABLE 144 BELGIUM HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL, 2022-2031 (USD MILLION) 158
TABLE 145 BELGIUM HEALTH INSURANCE MARKET, BY PRODUCT, 2022-2031 (USD MILLION) 159
TABLE 146 BELGIUM HEALTH INSURANCE MARKET, BY SOLUTIONS, 2022-2031 (USD MILLION) 159
TABLE 147 RUSSIA HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 160
TABLE 148 RUSSIA HEALTH INSURANCE MARKET, BY SERVICES, 2022-2031 (USD MILLION) 160
TABLE 149 RUSSIA HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE, 2022-2031 (USD MILLION) 160
TABLE 150 RUSSIA HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS, 2022-2031 (USD MILLION) 160
TABLE 151 RUSSIA HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS, 2022-2031 (USD MILLION) 161
TABLE 152 RUSSIA HEALTH INSURANCE MARKET, BY DEMOGRAPHICS, 2022-2031 (USD MILLION) 161
TABLE 153 RUSSIA HEALTH INSURANCE MARKET, BY COVERAGE TYPE, 2022-2031 (USD MILLION) 161
TABLE 154 RUSSIA HEALTH INSURANCE MARKET, BY END USER, 2022-2031 (USD MILLION) 162
TABLE 155 RUSSIA CORPORATES IN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 162
TABLE 156 RUSSIA HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL, 2022-2031 (USD MILLION) 162
TABLE 157 RUSSIA HEALTH INSURANCE MARKET, BY PRODUCT, 2022-2031 (USD MILLION) 163
TABLE 158 RUSSIA HEALTH INSURANCE MARKET, BY SOLUTIONS, 2022-2031 (USD MILLION) 163
TABLE 159 TURKEY HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 164
TABLE 160 TURKEY HEALTH INSURANCE MARKET, BY SERVICES, 2022-2031 (USD MILLION) 164
TABLE 161 TURKEY HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE, 2022-2031 (USD MILLION) 164
TABLE 162 TURKEY HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS, 2022-2031 (USD MILLION) 164
TABLE 163 TURKEY HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS, 2022-2031 (USD MILLION) 165
TABLE 164 TURKEY HEALTH INSURANCE MARKET, BY DEMOGRAPHICS, 2022-2031 (USD MILLION) 165
TABLE 165 TURKEY HEALTH INSURANCE MARKET, BY COVERAGE TYPE, 2022-2031 (USD MILLION) 165
TABLE 166 TURKEY HEALTH INSURANCE MARKET, BY END USER, 2022-2031 (USD MILLION) 166
TABLE 167 TURKEY CORPORATES IN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 166
TABLE 168 TURKEY HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL, 2022-2031 (USD MILLION) 166
TABLE 169 TURKEY HEALTH INSURANCE MARKET, BY PRODUCT, 2022-2031 (USD MILLION) 167
TABLE 170 TURKEY HEALTH INSURANCE MARKET, BY SOLUTIONS, 2022-2031 (USD MILLION) 167
TABLE 171 SWITZERLAND HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 168
TABLE 172 SWITZERLAND HEALTH INSURANCE MARKET, BY SERVICES, 2022-2031 (USD MILLION) 168
TABLE 173 SWITZERLAND HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE, 2022-2031 (USD MILLION) 168
TABLE 174 SWITZERLAND HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS, 2022-2031 (USD MILLION) 168
TABLE 175 SWITZERLAND HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS, 2022-2031 (USD MILLION) 169
TABLE 176 SWITZERLAND HEALTH INSURANCE MARKET, BY DEMOGRAPHICS, 2022-2031 (USD MILLION) 169
TABLE 177 SWITZERLAND HEALTH INSURANCE MARKET, BY COVERAGE TYPE, 2022-2031 (USD MILLION) 169
TABLE 178 SWITZERLAND HEALTH INSURANCE MARKET, BY END USER, 2022-2031 (USD MILLION) 170
TABLE 179 SWITZERLAND CORPORATES IN HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 170
TABLE 180 SWITZERLAND HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL, 2022-2031 (USD MILLION) 170
TABLE 181 SWITZERLAND HEALTH INSURANCE MARKET, BY PRODUCT, 2022-2031 (USD MILLION) 171
TABLE 182 SWITZERLAND HEALTH INSURANCE MARKET, BY SOLUTIONS, 2022-2031 (USD MILLION) 171
TABLE 183 REST OF EUROPE HEALTH INSURANCE MARKET, BY TYPE, 2022-2031 (USD MILLION) 172

LIST OF FIGURES

FIGURE 1 EUROPE HEALTH INSURANCE MARKET: SEGMENTATION 26
FIGURE 2 EUROPE HEALTH INSURANCE MARKET: DATA TRIANGULATION 29
FIGURE 3 EUROPE HEALTH INSURANCE MARKET: DROC ANALYSIS 30
FIGURE 4 EUROPE HEALTH INSURANCE MARKET: EUROPE VS REGIONAL MARKET ANALYSIS 31
FIGURE 5 EUROPE HEALTH INSURANCE MARKET: COMPANY RESEARCH ANALYSIS 31
FIGURE 6 EUROPE HEALTH INSURANCE MARKET: TYPE LIFE LINE CURVE 32
FIGURE 7 EUROPE HEALTH INSURANCE MARKET: MULTIVARIATE MODELLING 33
FIGURE 8 EUROPE HEALTH INSURANCE MARKET: INTERVIEW DEMOGRAPHICS 34
FIGURE 9 EUROPE HEALTH INSURANCE MARKET: DBMR MARKET POSITION GRID 35
FIGURE 10 EUROPE HEALTH INSURANCE MARKET: END-USER COVERAGE GRID 36
FIGURE 11 EUROPE HEALTH INSURANCE MARKET: CHALLENGE MATRIX 37
FIGURE 12 EUROPE HEALTH INSURANCE MARKET: VENDOR SHARE ANALYSIS 38
FIGURE 13 EUROPE HEALTH INSURANCE MARKET: SEGMENTATION 43
FIGURE 14 INCREASING COST OF MEDICAL SERVICES IS DRIVING THE GROWTH OF THE EUROPE HEALTH INSURANCE MARKET IN THE FORECAST PERIOD OF 2024 TO 2031 44
FIGURE 15 PRODUCT SEGMENT IS EXPECTED TO ACCOUNT FOR THE LARGEST SHARE OF THE EUROPE HEALTH INSURANCE MARKET IN 2022 AND 2031 44
FIGURE 16 DRIVERS, RESTRAINTS, OPPORTUNITIES, AND CHALLENGE OF THE EUROPE HEALTH INSURANCE MARKET 47
FIGURE 17 PERCENTAGE OF OUT-OF-POCKET EXPENDITURE ON HEALTH (2019) 56
FIGURE 18 HEALTH INSURANCE COVERAGE 57
FIGURE 19 EUROPE HEALTH INSURANCE MARKET : BY TYPE, 2023 59
FIGURE 20 EUROPE HEALTH INSURANCE MARKET : BY TYPE, 2024-2031 (USD MILLION) 60
FIGURE 21 EUROPE HEALTH INSURANCE MARKET : BY TYPE, CAGR (2024-2031) 60
FIGURE 22 EUROPE HEALTH INSURANCE MARKET : BY TYPE, LIFELINE CURVE 61
FIGURE 23 EUROPE HEALTH INSURANCE MARKET : BY SERVICES, 2023 68
FIGURE 24 EUROPE HEALTH INSURANCE MARKET : BY SERVICES, 2024-2031 (USD MILLION) 69
FIGURE 25 EUROPE HEALTH INSURANCE MARKET : BY SERVICES, CAGR (2024-2031) 69
FIGURE 26 EUROPE HEALTH INSURANCE MARKET : BY SERVICES, LIFELINE CURVE 70
FIGURE 27 EUROPE HEALTH INSURANCE MARKET : BY LEVEL OF COVERAGE, 2023 75
FIGURE 28 EUROPE HEALTH INSURANCE MARKET : BY LEVEL OF COVERAGE, 2024-2031 (USD MILLION) 76
FIGURE 29 EUROPE HEALTH INSURANCE MARKET : BY LEVEL OF COVERAGE, CAGR (2024-2031) 76
FIGURE 30 EUROPE HEALTH INSURANCE MARKET : BY LEVEL OF COVERAGE, LIFELINE CURVE 77
FIGURE 31 EUROPE HEALTH INSURANCE MARKET : BY SERVICE PROVIDERS, 2023 82
FIGURE 32 EUROPE HEALTH INSURANCE MARKET : BY SERVICE PROVIDERS, 2024-2031 (USD MILLION) 83
FIGURE 33 EUROPE HEALTH INSURANCE MARKET : BY SERVICE PROVIDERS, CAGR (2024-2031) 83
FIGURE 34 EUROPE HEALTH INSURANCE MARKET : BY SERVICE PROVIDERS, LIFELINE CURVE 84
FIGURE 35 EUROPE HEALTH INSURANCE MARKET : BY HEALTH INSURANCE PLANS, 2023 88
FIGURE 36 EUROPE HEALTH INSURANCE MARKET : BY HEALTH INSURANCE PLANS, 2024-2031 (USD MILLION) 89
FIGURE 37 EUROPE HEALTH INSURANCE MARKET : BY HEALTH INSURANCE PLANS, CAGR (2024-2031) 89
FIGURE 38 EUROPE HEALTH INSURANCE MARKET : BY HEALTH INSURANCE PLANS, LIFELINE CURVE 90
FIGURE 39 EUROPE HEALTH INSURANCE MARKET : BY DEMOGRAPHICS, 2023 97
FIGURE 40 EUROPE HEALTH INSURANCE MARKET : BY DEMOGRAPHICS, 2024-2031 (USD MILLION) 98
FIGURE 41 EUROPE HEALTH INSURANCE MARKET : BY DEMOGRAPHICS, CAGR (2024-2031) 98
FIGURE 42 EUROPE HEALTH INSURANCE MARKET : BY DEMOGRAPHICS, LIFELINE CURVE 99
FIGURE 43 EUROPE HEALTH INSURANCE MARKET : BY COVERAGE TYPE, 2023 103
FIGURE 44 EUROPE HEALTH INSURANCE MARKET : BY COVERAGE TYPE, 2024-2031 (USD MILLION) 104
FIGURE 45 EUROPE HEALTH INSURANCE MARKET : BY COVERAGE TYPE, CAGR (2024-2031) 104
FIGURE 46 EUROPE HEALTH INSURANCE MARKET : BY COVERAGE TYPE, LIFELINE CURVE 105
FIGURE 47 EUROPE HEALTH INSURANCE MARKET : BY END USER, 2023 109
FIGURE 48 EUROPE HEALTH INSURANCE MARKET : BY END USER, 2024-2031 (USD MILLION) 110
FIGURE 49 EUROPE HEALTH INSURANCE MARKET : BY END USER, CAGR (2024-2031) 110
FIGURE 50 EUROPE HEALTH INSURANCE MARKET : BY END USER, LIFELINE CURVE 111
FIGURE 51 EUROPE HEALTH INSURANCE MARKET : BY DISTRIBUTION CHANNEL, 2023 116
FIGURE 52 EUROPE HEALTH INSURANCE MARKET : BY DISTRIBUTION CHANNEL, 2024-2031 (USD MILLION) 117
FIGURE 53 EUROPE HEALTH INSURANCE MARKET : BY DISTRIBUTION CHANNEL, CAGR (2024-2031) 117
FIGURE 54 EUROPE HEALTH INSURANCE MARKET : BY DISTRIBUTION CHANNEL, LIFELINE CURVE 118
FIGURE 55 EUROPE HEALTH INSURANCEMARKET: SNAPSHOT (2023) 124
FIGURE 56 EUROPE HEALTH INSURANCE MARKET: COMPANY SHARE 2023 (%) 173