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Market Research Report

Consumer Lending in Brazil

Published by Euromonitor International Product code 317527
Published Content info 12 Pages
Delivery time: 1-2 business days
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Consumer Lending in Brazil
Published: October 18, 2019 Content info: 12 Pages
Description

With a population of consumers that are poorly educated in terms of financial knowledge, overdraft is one of the most commonly used types of consumer credit, despite being the most expensive one. Paradoxically, it is also most commonly used by Brazilians from lower income bands, being the type of credit with one of the largest rates of default. To tackle that issue, monetary authorities launched new rules for overdraft to provide consumers with alternative ways to pay their debt.

Euromonitor International's 'Consumer Lending in Brazil report' establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.
Table of Contents
Product Code: FCBRcl

Table of Contents

Executive Summary

  • Digitalisation Should Contribute To Better Performance, But Low Consumer Confidence Still Hampers Consumer Credit
  • Astonishingly High Interest Rates Fail To Dissuade Consumers From Using Overdraft
  • Fintechs in Brazil Can Now Offer Credit To Consumers
  • Traditional Lenders To Remain Dominant, But With New Competition
  • Consumer Credit To Recover Slowly Pulled by Gradual Consumer Confidence Recovery

Market Data

  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2014-2019
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2014-2019
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2014-2019
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2014-2019
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2019-2024
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2019-2024
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024

Sources

    • Summary 1 Research Sources

Headlines

Prospects

  • Overdraft Remains One of the Most Widely Used Types of Consumer Lending
  • New Regulation Allows Fintechs To Provide Credit To Consumers

Competitive Landscape

  • Credit Provided by Fintechs Is Seen As More Transparent by Consumers
  • Traditional Lenders To Remain Dominant in the Consumer Credit Arena

Category Data

  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2014-2019
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2014-2019
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2014-2019
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2014-2019
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2019-2024
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2019-2024
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024
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