Worldwide Insurance Enterprise Risk Management and Compliance Technology Trends, 2026

This IDC Perspective discusses the insurance compliance and ERM priorities for 2026. In 2026, compliance will become the credibility test for insurers. Supervisors across the United States, Canada, Europe, the United Kingdom, and Asia/Pacific are pressing for evidence of solvency, ESG lineage, AI fairness, and systemic resilience. Insurers are responding by embedding compliance into operations through ESG pipelines, continuous solvency simulation, explainable AI, ICT resilience frameworks, and automated evidence trails. Technology spend on enterprise risk management is accelerating, as insurers recognize that compliance is not just a regulatory burden but a pathway to resilience, investor confidence, and growth."The winners will be those that embed compliance directly into workflows, unify it across functions, and use technology to turn evidence into advantage," says Sam Abadir, research director, Risk, Compliance, and Financial Crime, IDC.