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PUBLISHER: MIC - Market Intelligence & Consulting Institute | PRODUCT CODE: 1315665

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PUBLISHER: MIC - Market Intelligence & Consulting Institute | PRODUCT CODE: 1315665

Development of Regulatory Agencies in the US, EU, and China in Response to the Platform Economy (pre-order)

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PAGES: 36 Pages
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With the development of financial technology and the advancement of the internet environment, providers of financial services are no longer limited to traditional financial institutions. FinTech (Financial Technology) and big-tech companies offer diversified financial services through platform models. As financial services progress towards digitization and intelligence, maintaining financial market stability becomes a focus for countries. This report analyzes the regulatory measures taken by major supervisory authorities in the US (United States), the EU (European Union), China, and looks into four key considerations: data collection integrity, data privacy security, rationality of technology applications, and prevention of systemic risks.

Product Code: DCRPT23071101

Table of Contents

1.The Impact of Fintech on Traditional Banks

  • 1.1 Complementary Effects of Financial Services
  • 1.2 Market Supportive Effects

2. The Impact of BigTech on Traditional Banks

  • 2.1 Replacement of Financial Services
  • 2.2 Market Dominance
  • 2.3 Cybersecurity and Privacy Protection
  • 2.4 Technology Development and Provision
  • 2.5 Systemic Risks

3. Measures Taken by Interntional Regularoty Authorities

  • 3.1 Data Collection and Sharing
    • 3.1.1 EU: Data Act and Data Governance Act
    • 3.1.2 US: National Strategy for Privacy Protection in Promoting Data Sharing and Analysis
    • 3.1.3 China: Data Security Law
  • 3.2 Privacy and Security Regulation
    • 3.2.1 EU: General Data Protection Regulation
    • 3.2.2 US: The American Data Privacy and Protection Act
    • 3.2.3 China: Personal Information Protection Law
  • 3.3 Regulation of Algorithmic Fairness
    • 3.3.1 EU: Trustworthy AI Ethical Assessment Principles
    • 3.3.2 US: Artificial Intelligence Rights Blueprints
    • 3.3.3 China: Personal Information Protection Law
  • 3.4 Regulation of Technology Companies
    • 3.4.1 EU: Digital Services Act
    • 3.4.2 US: The American Innovation and Choice Online Act and Open App Markets Act
    • 3.4.3 China: Anti-Monopoly Law

4.Key Considerations of International Regulatory Authorities

  • 4.1 Data Collection Integrity
    • 4.1.1 Emerging Financial Information
    • 4.1.2 Non-Financial Information
  • 4.2 Data Privacy Security
  • 4.3 Rationality of Technology Applications
  • 4.4 Prevention of Systemic Risks
  • MIC Perspective

Appendix

  • List of Companies

List of Tables

  • Table 1 Specific Measures of the EU's "Data Act"
  • Table 2 Measures of the EU "Data Law"
  • Table 3 Seven Principles and Regulations of GDPR for Data Controllers
  • Table 4 Five Principles and Regulations of GDPR for Data Subject Rights
  • Table 5 Key Highlights of Chapters in the "US Data Privacy and Protection Act"
  • Table 6 Protection of Individual Information Rights under the "Personal Information Protection Law"
  • Table 7 Principles for Reliable AI Ethics Assessment
  • Table 8 Principles of the United States Artificial Intelligence Rights Blueprint
  • Table 9 Compliance Explanation of Automated Decision-Making in China
  • Table 10 Regulations on Anti-Monopoly in China's Platform Economy
Product Code: DCRPT23071101

Companies covered

  • Alibaba
  • Amazon
  • Apple
  • BlackRock
  • Google
  • Google
  • Gucci
  • LVNA
  • Meta
  • Microsoft
  • Target
  • Tesla
  • Ulta Beauty
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