Japan Credit Cards Market Report by Card Type, Application, Provider, and Region 2025-2033

Description

Japan credit cards market size reached USD 35.6 Billion in 2024. Looking forward, IMARC Group expects the market to reach USD 66.5 Billion by 2033, exhibiting a growth rate (CAGR) of 7.2% during 2025-2033. The rising inclination among individuals towards cash alternatives for emergency and down payment funds is primarily driving the market growth.

Credit cards refers to a ubiquitous financial tool in modern society, offering individuals the convenience and flexibility to make purchases, pay bills, and access credit on a day-to-day basis. They are issued by financial institutions, allowing users to borrow funds up to a predetermined limit and repay them over time, either in full or in part, with accrued interest. The primary appeal of credit cards lies in their ability to facilitate transactions without the need for cash, offering a secure and efficient way to make purchases both in-person and online. Furthermore, they provide consumers with a grace period during which they can use the issuer's money interest-free, provided the outstanding balance is repaid by the due date. Credit cards also offer various perks and rewards programs, such as cashback, travel points, and discounts, incentivizing users to spend more while benefiting from these incentives. Additionally, many credit cards provide consumer protection benefits, including insurance coverage, purchase protection, and extended warranties, which can be advantageous for cardholders in the event of unexpected financial or product-related issues.

Japan Credit Cards Market Trends:

The credit card market in Japan has experienced significant growth and transformation over the past few decades, reflecting the country's technological advancements and evolving consumer preferences. With a strong emphasis on convenience and security, leading companies have introduced innovative payment solutions and services tailored to meet the needs of a tech-savvy and sophisticated consumer base, which is positively influencing the regional market. Furthermore, Japanese credit card issuers have prioritized the integration of contactless payment technologies, such as NFC and QR code payments, in line with the nation's push for a cashless society. In response to the growing demand for digital financial services, many credit card companies have also developed user-friendly mobile applications, enabling customers to manage their accounts, track expenses, and make secure transactions on the go. This, in turn, is expected to propel the market growth in the coming years.

Japan Credit Cards Market Segmentation:

Card Type Insights:

General Purpose Credit Cards
Specialty and Other Credit Cards

Application Insights:

Food and Groceries
Health and Pharmacy
Restaurants and Bars
Consumer Electronics
Media and Entertainment
Travel and Tourism
Others

Provider Insights:

Visa
MasterCard
Others

Competitive Landscape:

The market research report has also provided a comprehensive analysis of the competitive landscape. Competitive analysis such as market structure, key player positioning, top winning strategies, competitive dashboard, and company evaluation quadrant has been covered in the report. Also, detailed profiles of all major companies have been provided. Some of the key players include:

Japan Post Bank Co. Ltd.
JCB Co. Ltd.
Mitsubishi UFJ Financial Group Inc.
Mizuho Financial Group Inc.
Rakuten Card Co. Ltd.
Resona Holdings Inc.
Sumitomo Mitsui Financial Group Inc.
The Shizuoka Bank Ltd.

Key Questions Answered in This Report:

How has the Japan credit cards market performed so far and how will it perform in the coming years?
What has been the impact of COVID-19 on the Japan credit cards market?
What is the breakup of the Japan credit cards market on the basis of card type?
What is the breakup of the Japan credit cards market on the basis of application?
What is the breakup of the Japan credit cards market on the basis of provider?
What are the various stages in the value chain of the Japan credit cards market?
What are the key driving factors and challenges in the Japan credit cards?
What is the structure of the Japan credit cards market and who are the key players?
What is the degree of competition in the Japan credit cards market?

Product Code: SR112024A17545

1 Preface

2 Scope and Methodology

2.1 Objectives of the Study
2.2 Stakeholders
2.3 Data Sources
- 2.3.1 Primary Sources
- 2.3.2 Secondary Sources
2.4 Market Estimation
- 2.4.1 Bottom-Up Approach
- 2.4.2 Top-Down Approach
2.5 Forecasting Methodology

3 Executive Summary

4 Japan Credit Cards Market - Introduction

4.1 Overview
4.2 Market Dynamics
4.3 Industry Trends
4.4 Competitive Intelligence

5 Japan Credit Cards Market Landscape

5.1 Historical and Current Market Trends (2019-2024)
5.2 Market Forecast (2025-2033)

6 Japan Credit Cards Market - Breakup by Card Type

6.1 General Purpose Credit Cards
- 6.1.1 Overview
- 6.1.2 Historical and Current Market Trends (2019-2024)
- 6.1.3 Market Forecast (2025-2033)
6.2 Specialty and Other Credit Cards
- 6.2.1 Overview
- 6.2.2 Historical and Current Market Trends (2019-2024)
- 6.2.3 Market Forecast (2025-2033)

7 Japan Credit Cards Market - Breakup by Application

7.1 Food and Groceries
- 7.1.1 Overview
- 7.1.2 Historical and Current Market Trends (2019-2024)
- 7.1.3 Market Forecast (2025-2033)
7.2 Health and Pharmacy
- 7.2.1 Overview
- 7.2.2 Historical and Current Market Trends (2019-2024)
- 7.2.3 Market Forecast (2025-2033)
7.3 Restaurants and Bars
- 7.3.1 Overview
- 7.3.2 Historical and Current Market Trends (2019-2024)
- 7.3.3 Market Forecast (2025-2033)
7.4 Consumer Electronics
- 7.4.1 Overview
- 7.4.2 Historical and Current Market Trends (2019-2024)
- 7.4.3 Market Forecast (2025-2033)
7.5 Media and Entertainment
- 7.5.1 Overview
- 7.5.2 Historical and Current Market Trends (2019-2024)
- 7.5.3 Market Forecast (2025-2033)
7.6 Travel and Tourism
- 7.6.1 Overview
- 7.6.2 Historical and Current Market Trends (2019-2024)
- 7.6.3 Market Forecast (2025-2033)
7.7 Others
- 7.7.1 Historical and Current Market Trends (2019-2024)
- 7.7.2 Market Forecast (2025-2033)

8 Japan Credit Cards Market - Breakup by Provider

8.1 Visa
- 8.1.1 Overview
- 8.1.2 Historical and Current Market Trends (2019-2024)
- 8.1.3 Market Forecast (2025-2033)
8.2 MasterCard
- 8.2.1 Overview
- 8.2.2 Historical and Current Market Trends (2019-2024)
- 8.2.3 Market Forecast (2025-2033)
8.3 Others
- 8.3.1 Historical and Current Market Trends (2019-2024)
- 8.3.2 Market Forecast (2025-2033)

9 Japan Credit Cards Market - Competitive Landscape

9.1 Overview
9.2 Market Structure
9.3 Market Player Positioning
9.4 Top Winning Strategies
9.5 Competitive Dashboard
9.6 Company Evaluation Quadrant

10 Profiles of Key Players

10.1 Japan Post Bank Co. Ltd.
- 10.1.1 Business Overview
- 10.1.2 Services Offered
- 10.1.3 Business Strategies
- 10.1.4 SWOT Analysis
- 10.1.5 Major News and Events
10.2 JCB Co. Ltd.
- 10.2.1 Business Overview
- 10.2.2 Services Offered
- 10.2.3 Business Strategies
- 10.2.4 SWOT Analysis
- 10.2.5 Major News and Events
10.3 Mitsubishi UFJ Financial Group Inc.
- 10.3.1 Business Overview
- 10.3.2 Services Offered
- 10.3.3 Business Strategies
- 10.3.4 SWOT Analysis
- 10.3.5 Major News and Events
10.4 Mizuho Financial Group Inc.
- 10.4.1 Business Overview
- 10.4.2 Services Offered
- 10.4.3 Business Strategies
- 10.4.4 SWOT Analysis
- 10.4.5 Major News and Events
10.5 Rakuten Card Co. Ltd.
- 10.5.1 Business Overview
- 10.5.2 Services Offered
- 10.5.3 Business Strategies
- 10.5.4 SWOT Analysis
- 10.5.5 Major News and Events
10.6 Resona Holdings Inc.
- 10.6.1 Business Overview
- 10.6.2 Services Offered
- 10.6.3 Business Strategies
- 10.6.4 SWOT Analysis
- 10.6.5 Major News and Events
10.7 Sumitomo Mitsui Financial Group Inc.
- 10.7.1 Business Overview
- 10.7.2 Services Offered
- 10.7.3 Business Strategies
- 10.7.4 SWOT Analysis
- 10.7.5 Major News and Events
10.8 The Shizuoka Bank Ltd.
- 10.8.1 Business Overview
- 10.8.2 Services Offered
- 10.8.3 Business Strategies
- 10.8.4 SWOT Analysis
- 10.8.5 Major News and Events

Please note that this is only a partial list of the key players, and the complete list is provided in the report.

11 Japan Credit Cards Market - Industry Analysis

11.1 Drivers, Restraints, and Opportunities
- 11.1.1 Overview
- 11.1.2 Drivers
- 11.1.3 Restraints
- 11.1.4 Opportunities
11.2 Porters Five Forces Analysis
- 11.2.1 Overview
- 11.2.2 Bargaining Power of Buyers
- 11.2.3 Bargaining Power of Suppliers
- 11.2.4 Degree of Competition
- 11.2.5 Threat of New Entrants
- 11.2.6 Threat of Substitutes
11.3 Value Chain Analysis