Global Peer-to-Peer Lending Market 2023-2027

Description

List of Tables

The peer-to-peer lending market is forecasted to grow by USD 381.28 bn during 2022-2027, accelerating at a CAGR of 29.96% during the forecast period. The report on the peer-to-peer lending market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors.

The report offers an up-to-date analysis regarding the current market scenario, the latest trends and drivers, and the overall market environment. The market is driven by reduced operational costs of P2P lending vendors, the use of advanced technologies in the lending process, and the rising number of small and mid-sized enterprises.

Technavio's peer-to-peer lending market is segmented as below:

Market Scope
Base Year	2022
End Year	2027
Series Year	2023-2027
Growth Momentum	Accelerate
YOY 2023	27.82%
CAGR	29.96%
Incremental Value	$381.28bn

By Business Segment

Traditional lending
Marketplace lending

By End-user

Individual consumer
Small businesses
Large businesses
Real estate

By Geographical Landscape

APAC
North America
Europe
South America
Middle East and Africa

This study identifies the rise in the adoption of digital loans as one of the prime reasons driving the peer-to-peer lending market growth during the next few years. Also, the growing popularity of P2P lending investments and low-interest rates offered by P2P lenders will lead to sizable demand in the market.

The report on the peer-to-peer lending market covers the following areas:

Peer-to-peer lending market sizing
Peer-to-peer lending market forecast
Peer-to-peer lending market industry analysis

The robust vendor analysis is designed to help clients improve their market position, and in line with this, this report provides a detailed analysis of several leading peer-to-peer lending market vendors that include AS Mintos Marketplace, Bondora Capital OU, Bridge Fintech Solutions Pvt. Ltd., Enova International Inc., Fairassets Technologies India Pvt. Ltd., Funding Circle Holdings plc, Innofin Solutions Pvt. Ltd., Kiva Microfunds, Lendbox, LendingClub Corp., Lendingkart Finance Ltd., LendingTree LLC, Metro Bank Plc, Prosper Funding LLC, Zopa Bank Ltd., and Avant LLC. Also, the peer-to-peer lending market analysis report includes information on upcoming trends and challenges that will influence market growth. This is to help companies strategize and leverage all forthcoming growth opportunities.

The study was conducted using an objective combination of primary and secondary information including inputs from key participants in the industry. The report contains a comprehensive market and vendor landscape in addition to an analysis of the key vendors.

The publisher presents a detailed picture of the market by the way of study, synthesis, and summation of data from multiple sources by an analysis of key parameters such as profit, pricing, competition, and promotions. It presents various market facets by identifying the key industry influencers. The data presented is comprehensive, reliable, and a result of extensive research - both primary and secondary. The market research reports provide a complete competitive landscape and an in-depth vendor selection methodology and analysis using qualitative and quantitative research to forecast the accurate market growth.

Product Code: IRTNTR76142

1 Executive Summary

1.1 Market overview
Exhibit 01: Executive Summary - Chart on Market Overview
Exhibit 02: Executive Summary - Data Table on Market Overview
Exhibit 03: Executive Summary - Chart on Global Market Characteristics
Exhibit 04: Executive Summary - Chart on Market By Geographical Landscape
Exhibit 05: Executive Summary - Chart on Market Segmentation by Business Segment
Exhibit 06: Executive Summary - Chart on Market Segmentation by End-user
Exhibit 07: Executive Summary - Chart on Incremental Growth
Exhibit 08: Executive Summary - Data Table on Incremental Growth
Exhibit 09: Executive Summary - Chart on Vendor Market Positioning

2 Market Landscape

2.1 Market ecosystem
Exhibit 10: Parent market
Exhibit 11: Market Characteristics

3 Market Sizing

3.1 Market definition
Exhibit 12: Offerings of vendors included in the market definition
3.2 Market segment analysis
Exhibit 13: Market segments
3.3 Market size 2022
3.4 Market outlook: Forecast for 2022-2027
Exhibit 14: Chart on Global - Market size and forecast 2022-2027 ($ billion)
Exhibit 15: Data Table on Global - Market size and forecast 2022-2027 ($ billion)
Exhibit 16: Chart on Global Market: Year-over-year growth 2022-2027 (%)
Exhibit 17: Data Table on Global Market: Year-over-year growth 2022-2027 (%)

4 Historic Market Size

4.1 Global peer-to-peer lending market 2017 - 2021
Exhibit 18: Historic Market Size - Data Table on global peer-to-peer lending market 2017 - 2021 ($ billion)
4.2 Business segment Segment Analysis 2017 - 2021
Exhibit 19: Historic Market Size - Business segment Segment 2017 - 2021 ($ billion)
4.3 End-user Segment Analysis 2017 - 2021
Exhibit 20: Historic Market Size - End-user Segment 2017 - 2021 ($ billion)
4.4 Geography Segment Analysis 2017 - 2021
Exhibit 21: Historic Market Size - Geography Segment 2017 - 2021 ($ billion)
4.5 Country Segment Analysis 2017 - 2021
Exhibit 22: Historic Market Size - Country Segment 2017 - 2021 ($ billion)

5 Five Forces Analysis

5.1 Five forces summary
Exhibit 23: Five forces analysis - Comparison between 2022 and 2027
5.2 Bargaining power of buyers
Exhibit 24: Chart on Bargaining power of buyers - Impact of key factors 2022 and 2027
5.3 Bargaining power of suppliers
Exhibit 25: Bargaining power of suppliers - Impact of key factors in 2022 and 2027
5.4 Threat of new entrants
Exhibit 26: Threat of new entrants - Impact of key factors in 2022 and 2027
5.5 Threat of substitutes
Exhibit 27: Threat of substitutes - Impact of key factors in 2022 and 2027
5.6 Threat of rivalry
Exhibit 28: Threat of rivalry - Impact of key factors in 2022 and 2027
5.7 Market condition
Exhibit 29: Chart on Market condition - Five forces 2022 and 2027

6 Market Segmentation by Business Segment

6.1 Market segments
Exhibit 30: Chart on Market Segmentation by Business Segment - Market share 2022-2027 (%)
Exhibit 31: Data Table on Market Segmentation by Business Segment - Market share 2022-2027 (%)
6.2 Comparison by Market Segmentation by Business Segment
Exhibit 32: Chart on Comparison by Market Segmentation by Business Segment
Exhibit 33: Data Table on Comparison by Market Segmentation by Business Segment
6.3 Traditional lending - Market size and forecast 2022-2027
Exhibit 34: Chart on Traditional lending - Market size and forecast 2022-2027 ($ billion)
Exhibit 35: Data Table on Traditional lending - Market size and forecast 2022-2027 ($ billion)
Exhibit 36: Chart on Traditional lending - Year-over-year growth 2022-2027 (%)
Exhibit 37: Data Table on Traditional lending - Year-over-year growth 2022-2027 (%)
6.4 Marketplace lending - Market size and forecast 2022-2027
Exhibit 38: Chart on Marketplace lending - Market size and forecast 2022-2027 ($ billion)
Exhibit 39: Data Table on Marketplace lending - Market size and forecast 2022-2027 ($ billion)
Exhibit 40: Chart on Marketplace lending - Year-over-year growth 2022-2027 (%)
Exhibit 41: Data Table on Marketplace lending - Year-over-year growth 2022-2027 (%)
6.5 Market opportunity by Market Segmentation by Business Segment
Exhibit 42: Market opportunity by Market Segmentation by Business Segment ($ billion)
Exhibit 43: Data Table on Market opportunity by Market Segmentation by Business Segment ($ billion)

7 Market Segmentation by End-user

7.1 Market segments
Exhibit 44: Chart on End-user - Market share 2022-2027 (%)
Exhibit 45: Data Table on End-user - Market share 2022-2027 (%)
7.2 Comparison by End-user
Exhibit 46: Chart on Comparison by End-user
Exhibit 47: Data Table on Comparison by End-user
7.3 Individual consumer - Market size and forecast 2022-2027
Exhibit 48: Chart on Individual consumer - Market size and forecast 2022-2027 ($ billion)
Exhibit 49: Data Table on Individual consumer - Market size and forecast 2022-2027 ($ billion)
Exhibit 50: Chart on Individual consumer - Year-over-year growth 2022-2027 (%)
Exhibit 51: Data Table on Individual consumer - Year-over-year growth 2022-2027 (%)
7.4 Small businesses - Market size and forecast 2022-2027
Exhibit 52: Chart on Small businesses - Market size and forecast 2022-2027 ($ billion)
Exhibit 53: Data Table on Small businesses - Market size and forecast 2022-2027 ($ billion)
Exhibit 54: Chart on Small businesses - Year-over-year growth 2022-2027 (%)
Exhibit 55: Data Table on Small businesses - Year-over-year growth 2022-2027 (%)
7.5 Large businesses - Market size and forecast 2022-2027
Exhibit 56: Chart on Large businesses - Market size and forecast 2022-2027 ($ billion)
Exhibit 57: Data Table on Large businesses - Market size and forecast 2022-2027 ($ billion)
Exhibit 58: Chart on Large businesses - Year-over-year growth 2022-2027 (%)
Exhibit 59: Data Table on Large businesses - Year-over-year growth 2022-2027 (%)
7.6 Real estate - Market size and forecast 2022-2027
Exhibit 60: Chart on Real estate - Market size and forecast 2022-2027 ($ billion)
Exhibit 61: Data Table on Real estate - Market size and forecast 2022-2027 ($ billion)
Exhibit 62: Chart on Real estate - Year-over-year growth 2022-2027 (%)
Exhibit 63: Data Table on Real estate - Year-over-year growth 2022-2027 (%)
7.7 Market opportunity by End-user
Exhibit 64: Market opportunity by End-user ($ billion)
Exhibit 65: Data Table on Market opportunity by End-user ($ billion)

8 Customer Landscape

8.1 Customer landscape overview
Exhibit 66: Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria

9 Geographic Landscape

9.1 Geographic segmentation
Exhibit 67: Chart on Market share By Geographical Landscape 2022-2027 (%)
Exhibit 68: Data Table on Market share By Geographical Landscape 2022-2027 (%)
9.2 Geographic comparison
Exhibit 69: Chart on Geographic comparison
Exhibit 70: Data Table on Geographic comparison
9.3 APAC - Market size and forecast 2022-2027
Exhibit 71: Chart on APAC - Market size and forecast 2022-2027 ($ billion)
Exhibit 72: Data Table on APAC - Market size and forecast 2022-2027 ($ billion)
Exhibit 73: Chart on APAC - Year-over-year growth 2022-2027 (%)
Exhibit 74: Data Table on APAC - Year-over-year growth 2022-2027 (%)
9.4 North America - Market size and forecast 2022-2027
Exhibit 75: Chart on North America - Market size and forecast 2022-2027 ($ billion)
Exhibit 76: Data Table on North America - Market size and forecast 2022-2027 ($ billion)
Exhibit 77: Chart on North America - Year-over-year growth 2022-2027 (%)
Exhibit 78: Data Table on North America - Year-over-year growth 2022-2027 (%)
9.5 Europe - Market size and forecast 2022-2027
Exhibit 79: Chart on Europe - Market size and forecast 2022-2027 ($ billion)
Exhibit 80: Data Table on Europe - Market size and forecast 2022-2027 ($ billion)
Exhibit 81: Chart on Europe - Year-over-year growth 2022-2027 (%)
Exhibit 82: Data Table on Europe - Year-over-year growth 2022-2027 (%)
9.6 South America - Market size and forecast 2022-2027
Exhibit 83: Chart on South America - Market size and forecast 2022-2027 ($ billion)
Exhibit 84: Data Table on South America - Market size and forecast 2022-2027 ($ billion)
Exhibit 85: Chart on South America - Year-over-year growth 2022-2027 (%)
Exhibit 86: Data Table on South America - Year-over-year growth 2022-2027 (%)
9.7 Middle East and Africa - Market size and forecast 2022-2027
Exhibit 87: Chart on Middle East and Africa - Market size and forecast 2022-2027 ($ billion)
Exhibit 88: Data Table on Middle East and Africa - Market size and forecast 2022-2027 ($ billion)
Exhibit 89: Chart on Middle East and Africa - Year-over-year growth 2022-2027 (%)
Exhibit 90: Data Table on Middle East and Africa - Year-over-year growth 2022-2027 (%)
9.8 China - Market size and forecast 2022-2027
Exhibit 91: Chart on China - Market size and forecast 2022-2027 ($ billion)
Exhibit 92: Data Table on China - Market size and forecast 2022-2027 ($ billion)
Exhibit 93: Chart on China - Year-over-year growth 2022-2027 (%)
Exhibit 94: Data Table on China - Year-over-year growth 2022-2027 (%)
9.9 US - Market size and forecast 2022-2027
Exhibit 95: Chart on US - Market size and forecast 2022-2027 ($ billion)
Exhibit 96: Data Table on US - Market size and forecast 2022-2027 ($ billion)
Exhibit 97: Chart on US - Year-over-year growth 2022-2027 (%)
Exhibit 98: Data Table on US - Year-over-year growth 2022-2027 (%)
9.10 Australia - Market size and forecast 2022-2027
Exhibit 99: Chart on Australia - Market size and forecast 2022-2027 ($ billion)
Exhibit 100: Data Table on Australia - Market size and forecast 2022-2027 ($ billion)
Exhibit 101: Chart on Australia - Year-over-year growth 2022-2027 (%)
Exhibit 102: Data Table on Australia - Year-over-year growth 2022-2027 (%)
9.11 Canada - Market size and forecast 2022-2027
Exhibit 103: Chart on Canada - Market size and forecast 2022-2027 ($ billion)
Exhibit 104: Data Table on Canada - Market size and forecast 2022-2027 ($ billion)
Exhibit 105: Chart on Canada - Year-over-year growth 2022-2027 (%)
Exhibit 106: Data Table on Canada - Year-over-year growth 2022-2027 (%)
9.12 UK - Market size and forecast 2022-2027
Exhibit 107: Chart on UK - Market size and forecast 2022-2027 ($ billion)
Exhibit 108: Data Table on UK - Market size and forecast 2022-2027 ($ billion)
Exhibit 109: Chart on UK - Year-over-year growth 2022-2027 (%)
Exhibit 110: Data Table on UK - Year-over-year growth 2022-2027 (%)
9.13 Market opportunity By Geographical Landscape
Exhibit 111: Market opportunity By Geographical Landscape ($ billion)
Exhibit 112: Data Tables on Market opportunity By Geographical Landscape ($ billion)

10 Drivers, Challenges, and Trends

10.1 Market drivers
10.2 Market challenges
10.3 Impact of drivers and challenges
Exhibit 113: Impact of drivers and challenges in 2022 and 2027
10.4 Market trends

11 Vendor Landscape

11.1 Overview
11.2 Vendor landscape
Exhibit 114: Overview on Criticality of inputs and Factors of differentiation
11.3 Landscape disruption
Exhibit 115: Overview on factors of disruption
11.4 Industry risks
Exhibit 116: Impact of key risks on business

12 Vendor Analysis

12.1 Vendors covered
Exhibit 117: Vendors covered
12.2 Market positioning of vendors
Exhibit 118: Matrix on vendor position and classification
12.3 AS Mintos Marketplace
Exhibit 119: AS Mintos Marketplace - Overview
Exhibit 120: AS Mintos Marketplace - Product / Service
Exhibit 121: AS Mintos Marketplace - Key offerings
12.4 Avant LLC
Exhibit 122: Avant LLC - Overview
Exhibit 123: Avant LLC - Product / Service
Exhibit 124: Avant LLC - Key offerings
12.5 Bondora Capital OU
Exhibit 125: Bondora Capital OU - Overview
Exhibit 126: Bondora Capital OU - Product / Service
Exhibit 127: Bondora Capital OU - Key offerings
12.6 Enova International Inc.
Exhibit 128: Enova International Inc. - Overview
Exhibit 129: Enova International Inc. - Product / Service
Exhibit 130: Enova International Inc. - Key offerings
12.7 Fairassets Technologies India Pvt. Ltd.
Exhibit 131: Fairassets Technologies India Pvt. Ltd. - Overview
Exhibit 132: Fairassets Technologies India Pvt. Ltd. - Product / Service
Exhibit 133: Fairassets Technologies India Pvt. Ltd. - Key offerings
12.8 Funding Circle Holdings plc
Exhibit 134: Funding Circle Holdings plc - Overview
Exhibit 135: Funding Circle Holdings plc - Product / Service
Exhibit 136: Funding Circle Holdings plc - Key offerings
12.9 Innofin Solutions Pvt. Ltd.
Exhibit 137: Innofin Solutions Pvt. Ltd. - Overview
Exhibit 138: Innofin Solutions Pvt. Ltd. - Product / Service
Exhibit 139: Innofin Solutions Pvt. Ltd. - Key offerings
12.10 Kiva Microfunds
Exhibit 140: Kiva Microfunds - Overview
Exhibit 141: Kiva Microfunds - Product / Service
Exhibit 142: Kiva Microfunds - Key offerings
12.11 Lendbox
Exhibit 143: Lendbox - Overview
Exhibit 144: Lendbox - Product / Service
Exhibit 145: Lendbox - Key offerings
12.12 LendingClub Corp.
Exhibit 146: LendingClub Corp. - Overview
Exhibit 147: LendingClub Corp. - Product / Service
Exhibit 148: LendingClub Corp. - Key offerings
12.13 Lendingkart Finance Ltd.
Exhibit 149: Lendingkart Finance Ltd. - Overview
Exhibit 150: Lendingkart Finance Ltd. - Product / Service
Exhibit 151: Lendingkart Finance Ltd. - Key offerings
12.14 LendingTree LLC
Exhibit 152: LendingTree LLC - Overview
Exhibit 153: LendingTree LLC - Business segments
Exhibit 154: LendingTree LLC - Key offerings
Exhibit 155: LendingTree LLC - Segment focus
12.15 Metro Bank Plc
Exhibit 156: Metro Bank Plc - Overview
Exhibit 157: Metro Bank Plc - Product / Service
Exhibit 158: Metro Bank Plc - Key offerings
12.16 Prosper Funding LLC
Exhibit 159: Prosper Funding LLC - Overview
Exhibit 160: Prosper Funding LLC - Product / Service
Exhibit 161: Prosper Funding LLC - Key offerings
12.17 Zopa Bank Ltd.
Exhibit 162: Zopa Bank Ltd. - Overview
Exhibit 163: Zopa Bank Ltd. - Product / Service
Exhibit 164: Zopa Bank Ltd. - Key offerings

13 Appendix

13.1 Scope of the report
13.2 Inclusions and exclusions checklist
Exhibit 165: Inclusions checklist
Exhibit 166: Exclusions checklist
13.3 Currency conversion rates for US$
Exhibit 167: Currency conversion rates for US$
13.4 Research methodology
Exhibit 168: Research methodology
Exhibit 169: Validation techniques employed for market sizing
Exhibit 170: Information sources
13.5 List of abbreviations
Exhibit 171: List of abbreviations