Global Peer to Peer (P2P) Lending Market 2024-2028

Description

List of Tables

The peer to peer (p2p) lending market is forecasted to grow by USD 754 bn during 2023-2028, accelerating at a CAGR of 39% during the forecast period. The report on the peer to peer (p2p) lending market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors.

The report offers an up-to-date analysis regarding the current market scenario, the latest trends and drivers, and the overall market environment. The market is driven by reduced operational costs of p2p lending vendors, use of advanced technologies in lending process, and rising number of small and mid-sized enterprises.

Technavio's peer to peer (p2p) lending market is segmented as below:

Market Scope
Base Year	2024
End Year	2028
Series Year	2024-2028
Growth Momentum	Accelerate
YOY 2024	30.72%
CAGR	39%
Incremental Value	$754 bn

By Business Segment

Traditional lending
Marketplace lending

By End-user

Individual consumer
Small businesses
Large businesses
Real estate

By Geographical Landscape

APAC
North America
Europe
South America
Middle East and Africa

This study identifies the rise in adoption of digital loans as one of the prime reasons driving the peer to peer (p2p) lending market growth during the next few years. Also, growing popularity of p2p lending investments and low interest rates offered by p2p lenders will lead to sizable demand in the market.

The report on the peer to peer (p2p) lending market covers the following areas:

Peer to peer (p2p) lending market sizing
Peer to peer (p2p) lending market forecast
Peer to peer (p2p) lending market industry analysis

The robust vendor analysis is designed to help clients improve their market position, and in line with this, this report provides a detailed analysis of several leading peer to peer (p2p) lending market vendors that include AS Mintos Marketplace, Avant LLC, Bondora Capital OU, Bridge Fintech Solutions Pvt. Ltd., Enova International Inc., Fairassets Technologies India Pvt. Ltd., Funding Circle Holdings plc, Innofin Solutions Pvt. Ltd., Kiva Microfunds, Lendbox, LendingClub Corp., Lendingkart Finance Ltd., LendingTree LLC, Metro Bank Plc, Prosper Funding LLC, and Zopa Bank Ltd.. Also, the peer to peer (p2p) lending market analysis report includes information on upcoming trends and challenges that will influence market growth. This is to help companies strategize and leverage all forthcoming growth opportunities.

The study was conducted using an objective combination of primary and secondary information including inputs from key participants in the industry. The report contains a comprehensive market and vendor landscape in addition to an analysis of the key vendors.

The publisher presents a detailed picture of the market by the way of study, synthesis, and summation of data from multiple sources by an analysis of key parameters such as profit, pricing, competition, and promotions. It presents various market facets by identifying the key industry influencers. The data presented is comprehensive, reliable, and a result of extensive research - both primary and secondary. The market research reports provide a complete competitive landscape and an in-depth vendor selection methodology and analysis using qualitative and quantitative research to forecast the accurate market growth.

Product Code: IRTNTR76142

1 Executive Summary

1.1 Market overview
- Executive Summary - Chart on Market Overview
- Executive Summary - Data Table on Market Overview
- Executive Summary - Chart on Global Market Characteristics
- Executive Summary - Chart on Market By Geographical Landscape
- Executive Summary - Chart on Market Segmentation by Business Segment
- Executive Summary - Chart on Market Segmentation by End-user
- Executive Summary - Chart on Incremental Growth
- Executive Summary - Data Table on Incremental Growth
- Executive Summary - Chart on Company Market Positioning

2 Market Landscape

2.1 Market ecosystem
- Parent Market
- Data Table on - Parent Market
2.2 Market characteristics
- Market characteristics analysis
2.3 Value chain analysis
- Value Chain Analysis

3 Market Sizing

3.1 Market definition
- Offerings of companies included in the market definition
3.2 Market segment analysis
- Market segments
3.3 Market size 2023
3.4 Market outlook: Forecast for 2023-2028
- Chart on Global - Market size and forecast 2023-2028 ($ billion)
- Data Table on Global - Market size and forecast 2023-2028 ($ billion)
- Chart on Global Market: Year-over-year growth 2023-2028 (%)
- Data Table on Global Market: Year-over-year growth 2023-2028 (%)

4 Historic Market Size

4.1 Global Peer To Peer (P2P) Lending Market 2018 - 2022
- Historic Market Size - Data Table on Global Peer To Peer (P2P) Lending Market 2018 - 2022 ($ billion)
4.2 Business segment analysis 2018 - 2022
- Historic Market Size - Business Segment 2018 - 2022 ($ billion)
4.3 End-user segment analysis 2018 - 2022
- Historic Market Size - End-user Segment 2018 - 2022 ($ billion)
4.4 Geography segment analysis 2018 - 2022
- Historic Market Size - Geography Segment 2018 - 2022 ($ billion)
4.5 Country segment analysis 2018 - 2022
- Historic Market Size - Country Segment 2018 - 2022 ($ billion)

5 Five Forces Analysis

5.1 Five forces summary
- Five forces analysis - Comparison between 2023 and 2028
5.2 Bargaining power of buyers
- Bargaining power of buyers - Impact of key factors 2023 and 2028
5.3 Bargaining power of suppliers
- Bargaining power of suppliers - Impact of key factors in 2023 and 2028
5.4 Threat of new entrants
- Threat of new entrants - Impact of key factors in 2023 and 2028
5.5 Threat of substitutes
- Threat of substitutes - Impact of key factors in 2023 and 2028
5.6 Threat of rivalry
- Threat of rivalry - Impact of key factors in 2023 and 2028
5.7 Market condition
- Chart on Market condition - Five forces 2023 and 2028

6 Market Segmentation by Business Segment

6.1 Market segments
- Chart on Market Segmentation by Business Segment - Market share 2023-2028 (%)
- Data Table on Market Segmentation by Business Segment - Market share 2023-2028 (%)
6.2 Comparison by Market Segmentation by Business Segment
- Chart on Comparison by Market Segmentation by Business Segment
- Data Table on Comparison by Market Segmentation by Business Segment
6.3 Traditional lending - Market size and forecast 2023-2028
- Chart on Traditional lending - Market size and forecast 2023-2028 ($ billion)
- Data Table on Traditional lending - Market size and forecast 2023-2028 ($ billion)
- Chart on Traditional lending - Year-over-year growth 2023-2028 (%)
- Data Table on Traditional lending - Year-over-year growth 2023-2028 (%)
6.4 Marketplace lending - Market size and forecast 2023-2028
- Chart on Marketplace lending - Market size and forecast 2023-2028 ($ billion)
- Data Table on Marketplace lending - Market size and forecast 2023-2028 ($ billion)
- Chart on Marketplace lending - Year-over-year growth 2023-2028 (%)
- Data Table on Marketplace lending - Year-over-year growth 2023-2028 (%)
6.5 Market opportunity by Market Segmentation by Business Segment
- Market opportunity by Market Segmentation by Business Segment ($ billion)
- Data Table on Market opportunity by Market Segmentation by Business Segment ($ billion)

7 Market Segmentation by End-user

7.1 Market segments
- Chart on End-user - Market share 2023-2028 (%)
- Data Table on End-user - Market share 2023-2028 (%)
7.2 Comparison by End-user
- Chart on Comparison by End-user
- Data Table on Comparison by End-user
7.3 Individual consumer - Market size and forecast 2023-2028
- Chart on Individual consumer - Market size and forecast 2023-2028 ($ billion)
- Data Table on Individual consumer - Market size and forecast 2023-2028 ($ billion)
- Chart on Individual consumer - Year-over-year growth 2023-2028 (%)
- Data Table on Individual consumer - Year-over-year growth 2023-2028 (%)
7.4 Small businesses - Market size and forecast 2023-2028
- Chart on Small businesses - Market size and forecast 2023-2028 ($ billion)
- Data Table on Small businesses - Market size and forecast 2023-2028 ($ billion)
- Chart on Small businesses - Year-over-year growth 2023-2028 (%)
- Data Table on Small businesses - Year-over-year growth 2023-2028 (%)
7.5 Large businesses - Market size and forecast 2023-2028
- Chart on Large businesses - Market size and forecast 2023-2028 ($ billion)
- Data Table on Large businesses - Market size and forecast 2023-2028 ($ billion)
- Chart on Large businesses - Year-over-year growth 2023-2028 (%)
- Data Table on Large businesses - Year-over-year growth 2023-2028 (%)
7.6 Real estate - Market size and forecast 2023-2028
- Chart on Real estate - Market size and forecast 2023-2028 ($ billion)
- Data Table on Real estate - Market size and forecast 2023-2028 ($ billion)
- Chart on Real estate - Year-over-year growth 2023-2028 (%)
- Data Table on Real estate - Year-over-year growth 2023-2028 (%)
7.7 Market opportunity by End-user
- Market opportunity by End-user ($ billion)
- Data Table on Market opportunity by End-user ($ billion)

8 Customer Landscape

8.1 Customer landscape overview
- Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria

9 Geographic Landscape

9.1 Geographic segmentation
- Chart on Market share By Geographical Landscape 2023-2028 (%)
- Data Table on Market share By Geographical Landscape 2023-2028 (%)
9.2 Geographic comparison
- Chart on Geographic comparison
- Data Table on Geographic comparison
9.3 APAC - Market size and forecast 2023-2028
- Chart on APAC - Market size and forecast 2023-2028 ($ billion)
- Data Table on APAC - Market size and forecast 2023-2028 ($ billion)
- Chart on APAC - Year-over-year growth 2023-2028 (%)
- Data Table on APAC - Year-over-year growth 2023-2028 (%)
9.4 North America - Market size and forecast 2023-2028
- Chart on North America - Market size and forecast 2023-2028 ($ billion)
- Data Table on North America - Market size and forecast 2023-2028 ($ billion)
- Chart on North America - Year-over-year growth 2023-2028 (%)
- Data Table on North America - Year-over-year growth 2023-2028 (%)
9.5 Europe - Market size and forecast 2023-2028
- Chart on Europe - Market size and forecast 2023-2028 ($ billion)
- Data Table on Europe - Market size and forecast 2023-2028 ($ billion)
- Chart on Europe - Year-over-year growth 2023-2028 (%)
- Data Table on Europe - Year-over-year growth 2023-2028 (%)
9.6 South America - Market size and forecast 2023-2028
- Chart on South America - Market size and forecast 2023-2028 ($ billion)
- Data Table on South America - Market size and forecast 2023-2028 ($ billion)
- Chart on South America - Year-over-year growth 2023-2028 (%)
- Data Table on South America - Year-over-year growth 2023-2028 (%)
9.7 Middle East and Africa - Market size and forecast 2023-2028
- Chart on Middle East and Africa - Market size and forecast 2023-2028 ($ billion)
- Data Table on Middle East and Africa - Market size and forecast 2023-2028 ($ billion)
- Chart on Middle East and Africa - Year-over-year growth 2023-2028 (%)
- Data Table on Middle East and Africa - Year-over-year growth 2023-2028 (%)
9.8 China - Market size and forecast 2023-2028
- Chart on China - Market size and forecast 2023-2028 ($ billion)
- Data Table on China - Market size and forecast 2023-2028 ($ billion)
- Chart on China - Year-over-year growth 2023-2028 (%)
- Data Table on China - Year-over-year growth 2023-2028 (%)
9.9 US - Market size and forecast 2023-2028
- Chart on US - Market size and forecast 2023-2028 ($ billion)
- Data Table on US - Market size and forecast 2023-2028 ($ billion)
- Chart on US - Year-over-year growth 2023-2028 (%)
- Data Table on US - Year-over-year growth 2023-2028 (%)
9.10 Australia - Market size and forecast 2023-2028
- Chart on Australia - Market size and forecast 2023-2028 ($ billion)
- Data Table on Australia - Market size and forecast 2023-2028 ($ billion)
- Chart on Australia - Year-over-year growth 2023-2028 (%)
- Data Table on Australia - Year-over-year growth 2023-2028 (%)
9.11 Canada - Market size and forecast 2023-2028
- Chart on Canada - Market size and forecast 2023-2028 ($ billion)
- Data Table on Canada - Market size and forecast 2023-2028 ($ billion)
- Chart on Canada - Year-over-year growth 2023-2028 (%)
- Data Table on Canada - Year-over-year growth 2023-2028 (%)
9.12 UK - Market size and forecast 2023-2028
- Chart on UK - Market size and forecast 2023-2028 ($ billion)
- Data Table on UK - Market size and forecast 2023-2028 ($ billion)
- Chart on UK - Year-over-year growth 2023-2028 (%)
- Data Table on UK - Year-over-year growth 2023-2028 (%)
9.13 Market opportunity By Geographical Landscape
- Market opportunity By Geographical Landscape ($ billion)
- Data Tables on Market opportunity By Geographical Landscape ($ billion)

10 Drivers, Challenges, and Opportunity/Restraints

10.1 Market drivers
10.2 Market challenges
10.3 Impact of drivers and challenges
- Impact of drivers and challenges in 2023 and 2028
10.4 Market opportunities/restraints

11 Competitive Landscape

11.1 Overview
11.2 Competitive Landscape
- Overview on criticality of inputs and factors of differentiation
11.3 Landscape disruption
- Overview on factors of disruption
11.4 Industry risks
- Impact of key risks on business

12 Competitive Analysis

12.1 Companies profiled
- Companies covered
12.2 Market positioning of companies
- Matrix on companies position and classification
12.3 AS Mintos Marketplace
- AS Mintos Marketplace - Overview
- AS Mintos Marketplace - Product / Service
- AS Mintos Marketplace - Key offerings
12.4 Avant LLC
- Avant LLC - Overview
- Avant LLC - Product / Service
- Avant LLC - Key offerings
12.5 Bondora Capital OU
- Bondora Capital OU - Overview
- Bondora Capital OU - Product / Service
- Bondora Capital OU - Key offerings
12.6 Enova International Inc.
- Enova International Inc. - Overview
- Enova International Inc. - Product / Service
- Enova International Inc. - Key offerings
12.7 Fairassets Technologies India Pvt. Ltd.
- Fairassets Technologies India Pvt. Ltd. - Overview
- Fairassets Technologies India Pvt. Ltd. - Product / Service
- Fairassets Technologies India Pvt. Ltd. - Key offerings
12.8 Funding Circle Holdings plc
- Funding Circle Holdings plc - Overview
- Funding Circle Holdings plc - Product / Service
- Funding Circle Holdings plc - Key offerings
12.9 Innofin Solutions Pvt. Ltd.
- Innofin Solutions Pvt. Ltd. - Overview
- Innofin Solutions Pvt. Ltd. - Product / Service
- Innofin Solutions Pvt. Ltd. - Key offerings
12.10 Kiva Microfunds
- Kiva Microfunds - Overview
- Kiva Microfunds - Product / Service
- Kiva Microfunds - Key offerings
12.11 Lendbox
- Lendbox - Overview
- Lendbox - Product / Service
- Lendbox - Key offerings
12.12 LendingClub Corp.
- LendingClub Corp. - Overview
- LendingClub Corp. - Product / Service
- LendingClub Corp. - Key offerings
12.13 Lendingkart Finance Ltd.
- Lendingkart Finance Ltd. - Overview
- Lendingkart Finance Ltd. - Product / Service
- Lendingkart Finance Ltd. - Key offerings
12.14 LendingTree LLC
- LendingTree LLC - Overview
- LendingTree LLC - Business segments
- LendingTree LLC - Key offerings
- LendingTree LLC - Segment focus
12.15 Metro Bank Plc
- Metro Bank Plc - Overview
- Metro Bank Plc - Product / Service
- Metro Bank Plc - Key offerings
12.16 Prosper Funding LLC
- Prosper Funding LLC - Overview
- Prosper Funding LLC - Product / Service
- Prosper Funding LLC - Key offerings
12.17 Zopa Bank Ltd.
- Zopa Bank Ltd. - Overview
- Zopa Bank Ltd. - Product / Service
- Zopa Bank Ltd. - Key offerings

13 Appendix

13.1 Scope of the report
13.2 Inclusions and exclusions checklist
- Inclusions checklist
- Exclusions checklist
13.3 Currency conversion rates for US$
- Currency conversion rates for US$
13.4 Research methodology
- Research methodology
13.5 Data procurement
- Information sources
13.6 Data validation
- Data validation
13.7 Validation techniques employed for market sizing
- Validation techniques employed for market sizing
13.8 Data synthesis
- Data synthesis
13.9 360 degree market analysis
- 360 degree market analysis
13.10 List of abbreviations
- List of abbreviations