PUBLISHER: TechNavio | PRODUCT CODE: 1937458
PUBLISHER: TechNavio | PRODUCT CODE: 1937458
Global Unsecured Business Loans Market 2026-2030
The global unsecured business loans market is forecasted to grow by USD 4630.2 bn during 2025-2030, accelerating at a CAGR of 11.7% during the forecast period. The report on the global unsecured business loans market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors.
The report offers an up-to-date analysis regarding the current market scenario, the latest trends and drivers, and the overall market environment. The market is driven by increasing number of smes, use of advanced technologies in loan processing, increasing awareness of benefits and reliability of unsecured credits.
The study was conducted using an objective combination of primary and secondary information including inputs from key participants in the industry. The report contains a comprehensive market size data, segment with regional analysis and vendor landscape in addition to an analysis of the key companies. Reports have historic and forecast data.
| Market Scope | |
|---|---|
| Base Year | 2026 |
| End Year | 2030 |
| Series Year | 2026-2030 |
| Growth Momentum | Accelerate |
| YOY 2026 | 10.9% |
| CAGR | 11.7% |
| Incremental Value | $4630.2 bn |
Technavio's global unsecured business loans market is segmented as below:
By End-User
- SMEs
- Large enterprises
By Type
- Short term loan
- Medium term loan
- Long term loan
By Ownership
- Banks
- NBFCs
- Credit unions
Geography
- North America
- US
- Canada
- Mexico
- Europe
- Germany
- UK
- France
- Italy
- Spain
- The Netherlands
- APAC
- China
- Japan
- India
- South Korea
- Australia
- Indonesia
- South America
- Brazil
- Argentina
- Colombia
- Middle East and Africa
- UAE
- South Africa
- Turkey
- Rest of World (ROW)
This study identifies the strategic partnerships between market participants as one of the prime reasons driving the global unsecured business loans market growth during the next few years. Also, increasing focus on blockchain technology and use of big data and predictive analytics in financial industry will lead to sizable demand in the market.
The report on the global unsecured business loans market covers the following areas:
- Global unsecured business loans market sizing
- Global unsecured business loans market forecast
- Global unsecured business loans market industry analysis
The robust vendor analysis is designed to help clients improve their market position, and in line with this, this report provides a detailed analysis of several leading global unsecured business loans market vendors that include American Express Co., Arka Fincap, Bajaj Finserv Ltd., Barclays Bank Plc, Block Inc., Bluevine Inc., Capify UK Ltd, Credibly, Electronica Finance Ltd., Fundbox Inc., iwoca Ltd, JPMorganChase., Lendingkart Finance Ltd., Moula, National Funding Inc., On Deck Capital Inc., PayPal Holdings Inc., Prospa Advance Pty Ltd, Stripe Inc., Wells Fargo and Co.. Also, the global unsecured business loans market analysis report includes information on upcoming trends and challenges that will influence market growth. This is to help companies strategize and leverage all forthcoming growth opportunities.
The publisher presents a detailed picture of the market by the way of study, synthesis, and summation of data from multiple sources by an analysis of key parameters such as profit, pricing, competition, and promotions. It presents various market facets by identifying the key industry influencers. The data presented is comprehensive, reliable, and a result of extensive primary and secondary research. The market research reports provide a complete competitive landscape and an in-depth vendor selection methodology and analysis using qualitative and quantitative research to forecast accurate market growth.
Table of Contents
1 Executive Summary
- 1.1 Market overview
- Executive Summary - Chart on Market Overview
- Executive Summary - Data Table on Market Overview
- Executive Summary - Chart on Global Market Characteristics
- Executive Summary - Chart on Market by Geography
- Executive Summary - Chart on Market Segmentation by End-user
- Executive Summary - Chart on Market Segmentation by Type
- Executive Summary - Chart on Market Segmentation by Ownership
- Executive Summary - Chart on Incremental Growth
- Executive Summary - Data Table on Incremental Growth
- Executive Summary - Chart on Company Market Positioning
2 Technavio Analysis
- 2.1 Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
- Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
- 2.2 Criticality of inputs and Factors of differentiation
- 2.3 Factors of disruption
- 2.4 Impact of drivers and challenges
3 Market Landscape
- 3.1 Market ecosystem
- 3.2 Market characteristics
- 3.3 Value chain analysis
4 Market Sizing
- 4.1 Market definition
- 4.2 Market segment analysis
- Market segments
- 4.3 Market size 2025
- 4.4 Market outlook: Forecast for 2025-2030
5 Historic Market Size
- 5.1 Global Unsecured Business Loans Market 2020 - 2024
- Historic Market Size - Data Table on Global Unsecured Business Loans Market 2020 - 2024 ($ billion)
- 5.2 End-user segment analysis 2020 - 2024
- Historic Market Size - End-user Segment 2020 - 2024 ($ billion)
- 5.3 Type segment analysis 2020 - 2024
- Historic Market Size - Type Segment 2020 - 2024 ($ billion)
- 5.4 Ownership segment analysis 2020 - 2024
- Historic Market Size - Ownership Segment 2020 - 2024 ($ billion)
- 5.5 Geography segment analysis 2020 - 2024
- Historic Market Size - Geography Segment 2020 - 2024 ($ billion)
- 5.6 Country segment analysis 2020 - 2024
- Historic Market Size - Country Segment 2020 - 2024 ($ billion)
6 Qualitative Analysis
- 6.1 The AI Impact on Global Unsecured Business Loans Market
7 Five Forces Analysis
- 7.1 Five forces summary
- Five forces analysis - Comparison between 2025 and 2030
- 7.2 Bargaining power of buyers
- Bargaining power of buyers - Impact of key factors 2025 and 2030
- 7.3 Bargaining power of suppliers
- Bargaining power of suppliers - Impact of key factors in 2025 and 2030
- 7.4 Threat of new entrants
- Threat of new entrants - Impact of key factors in 2025 and 2030
- 7.5 Threat of substitutes
- Threat of substitutes - Impact of key factors in 2025 and 2030
- 7.6 Threat of rivalry
- Threat of rivalry - Impact of key factors in 2025 and 2030
- 7.7 Market condition
8 Market Segmentation by End-user
- 8.1 Market segments
- 8.2 Comparison by End-user
- 8.3 SMEs - Market size and forecast 2025-2030
- 8.4 Large enterprises - Market size and forecast 2025-2030
- 8.5 Market opportunity by End-user
- Market opportunity by End-user ($ billion)
9 Market Segmentation by Type
- 9.1 Market segments
- 9.2 Comparison by Type
- 9.3 Short term loan - Market size and forecast 2025-2030
- 9.4 Medium term loan - Market size and forecast 2025-2030
- 9.5 Long term loan - Market size and forecast 2025-2030
- 9.6 Market opportunity by Type
- Market opportunity by Type ($ billion)
10 Market Segmentation by Ownership
- 10.1 Market segments
- 10.2 Comparison by Ownership
- 10.3 Banks - Market size and forecast 2025-2030
- 10.4 NBFCs - Market size and forecast 2025-2030
- 10.5 Credit unions - Market size and forecast 2025-2030
- 10.6 Market opportunity by Ownership
- Market opportunity by Ownership ($ billion)
11 Customer Landscape
- 11.1 Customer landscape overview
- Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
12 Geographic Landscape
- 12.1 Geographic segmentation
- 12.2 Geographic comparison
- 12.3 North America - Market size and forecast 2025-2030
- 12.3.1 US - Market size and forecast 2025-2030
- 12.3.2 Canada - Market size and forecast 2025-2030
- 12.3.3 Mexico - Market size and forecast 2025-2030
- 12.4 Europe - Market size and forecast 2025-2030
- 12.4.1 Germany - Market size and forecast 2025-2030
- 12.4.2 UK - Market size and forecast 2025-2030
- 12.4.3 France - Market size and forecast 2025-2030
- 12.4.4 Italy - Market size and forecast 2025-2030
- 12.4.5 Spain - Market size and forecast 2025-2030
- 12.4.6 The Netherlands - Market size and forecast 2025-2030
- 12.5 APAC - Market size and forecast 2025-2030
- 12.5.1 China - Market size and forecast 2025-2030
- 12.5.2 Japan - Market size and forecast 2025-2030
- 12.5.3 India - Market size and forecast 2025-2030
- 12.5.4 South Korea - Market size and forecast 2025-2030
- 12.5.5 Australia - Market size and forecast 2025-2030
- 12.5.6 Indonesia - Market size and forecast 2025-2030
- 12.6 South America - Market size and forecast 2025-2030
- 12.6.1 Brazil - Market size and forecast 2025-2030
- 12.6.2 Argentina - Market size and forecast 2025-2030
- 12.6.3 Colombia - Market size and forecast 2025-2030
- 12.7 Middle East and Africa - Market size and forecast 2025-2030
- 12.7.1 Saudi Arabia - Market size and forecast 2025-2030
- 12.7.2 UAE - Market size and forecast 2025-2030
- 12.7.3 South Africa - Market size and forecast 2025-2030
- 12.7.4 Israel - Market size and forecast 2025-2030
- 12.7.5 Turkey - Market size and forecast 2025-2030
- 12.8 Market opportunity by geography
- Market opportunity by geography ($ billion)
- Data Tables on Market opportunity by geography ($ billion)
13 Drivers, Challenges, and Opportunity
- 13.1 Market drivers
- Increasing number of SMEs
- Use of advanced technologies in loan processing
- Increasing awareness of benefits and reliability of unsecured credits
- 13.2 Market challenges
- Compliance and regulatory challenges related to loans
- High risk and costs associated with unsecured business loans
- Privacy and security concerns related to digital lending
- 13.3 Impact of drivers and challenges
- Impact of drivers and challenges in 2025 and 2030
- 13.4 Market opportunities
- Strategic partnerships between market participants
- Increasing focus on blockchain technology
- Use of big data and predictive analytics in financial industry
14 Competitive Landscape
- 14.1 Overview
- 14.2 Competitive Landscape
- Overview on criticality of inputs and factors of differentiation
- 14.3 Landscape disruption
- Overview on factors of disruption
- 14.4 Industry risks
- Impact of key risks on business
15 Competitive Analysis
- 15.1 Companies profiled
- Companies covered
- 15.2 Company ranking index
- Company ranking index
- 15.3 Market positioning of companies
- Matrix on companies position and classification
- 15.4 American Express Co.
- American Express Co. - Overview
- American Express Co. - Business segments
- American Express Co. - Key offerings
- American Express Co. - Segment focus
- SWOT
- 15.5 Arka Fincap
- Arka Fincap - Overview
- Arka Fincap - Product / Service
- Arka Fincap - Key offerings
- SWOT
- 15.6 Bajaj Finserv Ltd.
- Bajaj Finserv Ltd. - Overview
- Bajaj Finserv Ltd. - Business segments
- Bajaj Finserv Ltd. - Key offerings
- Bajaj Finserv Ltd. - Segment focus
- SWOT
- 15.7 Barclays Bank Plc
- Barclays Bank Plc - Overview
- Barclays Bank Plc - Product / Service
- Barclays Bank Plc - Key offerings
- SWOT
- 15.8 Block Inc.
- Block Inc. - Overview
- Block Inc. - Business segments
- Block Inc. - Key news
- Block Inc. - Key offerings
- Block Inc. - Segment focus
- SWOT
- 15.9 Bluevine Inc.
- Bluevine Inc. - Overview
- Bluevine Inc. - Product / Service
- Bluevine Inc. - Key offerings
- SWOT
- 15.10 Capify UK Ltd
- Capify UK Ltd - Overview
- Capify UK Ltd - Product / Service
- Capify UK Ltd - Key offerings
- SWOT
- 15.11 Credibly
- Credibly - Overview
- Credibly - Product / Service
- Credibly - Key offerings
- SWOT
- 15.12 Electronica Finance Ltd.
- Electronica Finance Ltd. - Overview
- Electronica Finance Ltd. - Product / Service
- Electronica Finance Ltd. - Key offerings
- SWOT
- 15.13 Fundbox Inc.
- Fundbox Inc. - Overview
- Fundbox Inc. - Product / Service
- Fundbox Inc. - Key offerings
- SWOT
- 15.14 Lendingkart Finance Ltd.
- Lendingkart Finance Ltd. - Overview
- Lendingkart Finance Ltd. - Product / Service
- Lendingkart Finance Ltd. - Key offerings
- SWOT
- 15.15 Moula
- Moula - Overview
- Moula - Product / Service
- Moula - Key offerings
- SWOT
- 15.16 On Deck Capital Inc.
- On Deck Capital Inc. - Overview
- On Deck Capital Inc. - Product / Service
- On Deck Capital Inc. - Key offerings
- SWOT
- 15.17 PayPal Holdings Inc.
- PayPal Holdings Inc. - Overview
- PayPal Holdings Inc. - Product / Service
- PayPal Holdings Inc. - Key news
- PayPal Holdings Inc. - Key offerings
- SWOT
- 15.18 Stripe Inc.
- Stripe Inc. - Overview
- Stripe Inc. - Product / Service
- Stripe Inc. - Key offerings
- SWOT
16 Appendix
- 16.1 Scope of the report
- Market definition
- Objectives
- Notes and caveats
- 16.2 Inclusions and exclusions checklist
- Inclusions checklist
- Exclusions checklist
- 16.3 Currency conversion rates for US$
- Currency conversion rates for US$
- 16.4 Research methodology
- Research methodology
- 16.5 Data procurement
- Information sources
- 16.6 Data validation
- Data validation
- 16.7 Validation techniques employed for market sizing
- Validation techniques employed for market sizing
- 16.8 Data synthesis
- Data synthesis
- 16.9 360 degree market analysis
- 360 degree market analysis
- 16.10 List of abbreviations
- List of abbreviations
