Our B2B Card Payments research suite provides detailed analysis of this rapidly changing market; allowing B2B card providers to gain an understanding of key payment trends and challenges, potential growth opportunities, and the competitive environment.

Providing multiple options which can be purchased separately, the research suite includes access to data mapping for the future growth of the B2B card payments market, a detailed study revealing the latest opportunities and trends within the market, and an insightful document containing an extensive analysis of 12 B2B card providers and 12 B2B virtual card providers within the space. Aspects such as the role of reward schemes and their use in expense management, as well as established and emerging use cases are explored throughout the report. The coverage can also be purchased as a Full Research Suite; containing all these elements and including a substantial discount.

Collectively, these elements provide an effective tool for understanding this rapidly evolving market; allowing B2B card vendors to set out their future strategies to provide effective and efficient payment services to their customers and clients. Its unparalleled coverage makes this research suite an incredibly useful resource for gauging the future of this complex market.

All report content is delivered in the English language.

Key Features

Market Dynamics: Insights into key payment trends and market expansions within the B2B card space. Our report assesses the different types of payment cards, the variation of card use across different geographies, and the role of emerging technologies such as virtual cards. It also provides analysis of the key use cases for B2B cards and an outlook on the future landscape of the B2B payments market.
Key Takeaways & Strategic Recommendations: In-depth analysis of key development opportunities and findings within the market, accompanied by key strategic recommendations for B2B card providers on emerging trends and how the market is expected to evolve.
Benchmark Industry Forecasts: Forecasts include data on the number of cards issued to businesses, and transaction data split by credit, debit, and prepaid cards. This data includes metrics such as number of transactions, value of transactions, and average value of transactions.
Juniper Research Competitor Leaderboard: Key player capability and capacity assessment for 12 B2B card vendors, via the Juniper Research Competitor Leaderboard; featuring analysis around card networks that issue B2B cards.
Juniper Research Future Leaders Index: Assessment of the growth potential and disruption potential of 12 market leaders in the B2B virtual cards space.

Market Trends & Strategies

1. Key Takeaways and Strategic Recommendations

1.1 Key Takeaways
1.2 Strategic Recommendations

2. Market Landscape

2.1 Introduction
2.2 Market Landscape
- 2.2.1 Card Networks
- 2.2.2 Card Issuers
2.3 Key Use Cases
- 2.3.1 Travel
- 2.3.2 Corporate Entertainment
- 2.3.3 Budgeting
- 2.3.4 Recurring Payments
- 2.3.5 Fleet
- 2.3.6 Vendor & Supplier Payments
- 2.3.7 SMEs
2.4 Alternative Payment Types
- 2.4.1 Instant Payments
- 2.4.2 Digital Wallets

3. Key Trends

3.1 Access to Credit
- Figure 3.1: Number of Credit Cards in Issue (m), Split by 8 Largest Markets and Rest of the World, 2026-2030
3.2 Virtual Cards
- i. Travel & Expense
- ii. Fleet
- iii. Healthcare
- iv. Real Estate
- v. Travel Agencies
3.3 Card Control
- Figure 3.2: Types of Corporate Card Controls
3.4 Procurement
- Figure 3.3: Differences in Procurement Between SMBs and Large Businesses
3.5 Modern Card Issuing
- i. Card Controls
- ii. Data Intelligence
- iii. Flexible Credentials

4. Country Readiness Index

4.1 Introduction
- Figure 4.1: Juniper Research's 8 Key Regions Definition
- Figure 4.2: Juniper Research Country Readiness Index Scoring Criteria: B2B Card Strategies
- Figure 4.3: Juniper Research Country Readiness Index: B2B Payment Cards
- Figure 4.4: B2B Payment Cards Country Readiness Index: Market Segment
4.2 Focus Markets
- 4.2.1 Virtual Cards Playing Key Role
- 4.2.2 Country-level Assessment: Saudi Arabia
4.3 Growth Markets
- 4.3.1 Acceptance Needed to Build Growth
- 4.3.2 Country-level Assessment: Philippines
4.4 Saturated Markets
- 4.4.1 Card Controls Are the Key Differentiator
- 4.4.2 Country-level Assessment: US
4.5 Developing Markets
- 4.5.1 Market-specific Challenges Impedes Growth
- 4.5.2 Country-level Analysis: Egypt
- Figure 4.5: Juniper Research's Country Readiness Index Heatmap: North America
- Figure 4.6: Juniper Research's Country Readiness Index Heatmap: Latin America
- Figure 4.7: Juniper Research's Country Readiness Index Heatmap: West Europe
- Figure 4.8: Juniper Research's Country Readiness Index Heatmap: Central & East Europe
- Figure 4.9: Juniper Research's Country Readiness Index Heatmap: Far East & China
- Figure 4.10: Juniper Research's Country Readiness Index Heatmap: Indian Subcontinent
- Figure 4.11: Juniper Research's Country Readiness Index Heatmap: Rest of Asia Pacific
- Figure 4.12: Juniper Research's Country Readiness Index Heatmap: Africa & Middle East

Competitor Leaderboard

1. Juniper Research Competitor Leaderboard

1.1 Why Read This Report
- Table 1.1: Juniper Research Competitor Leaderboard B2B Card Vendors & Product Portfolio
- Figure 1.2: Juniper Research Competitor Leaderboard B2B Card Vendors
  - Source: Juniper ResearchTable 1.3: Juniper Research Leaderboard B2B Card Vendors & Positioning
- Figure 1.4: Juniper Research Competitor Leaderboard Heatmap - B2B Card Vendors

2. Company Profiles

2.1 Vendor Profiles
- 2.1.1 American Express
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 2.1.2 Cartes Bancaires
  - i. Corporate
    - Figure 2.1: Structure of Cartes Bancaires
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 2.1.3 Discover
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 2.1.4 Elo
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 2.1.5 Hana Card
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 2.1.6 JCB
  - i. Corporate
    - Figure 2.2: JCB Financial Snapshot
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 2.1.7 Mastercard
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 2.1.8 RuPay
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 2.1.9 Samsung Card
  - i. Corporate
    - Figure 2.3: Samsung Card Financial Snapshot, 2024
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 2.1.10 UnionPay
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 2.1.11 Verve
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 2.1.12 Visa
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities

3. Future Leaders Index

3.1 Introduction to Future Leaders Index
- Table 3.1: Juniper Research Future Leaders Index: B2B Virtual Cards Vendors Included & Product Portfolio
- Figure 3.2: Juniper Research Future Leaders Index: B2B Virtual Cards
  - Source: Juniper Research
- Table 3.3: Juniper Research Future Leaders Index: B2B Virtual Cards Vendors Positioning
- Table 3.4: Juniper Research Future Leaders Index: B2B Virtual Cards
3.2 Vendor Profiles
- 3.2.1 Airwallex
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 3.2.2 Flutterwave
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 3.2.3 Mesh
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 3.2.4 Moss
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 3.2.5 Payhawk
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 3.2.6 Pleo
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 3.2.7 ProSpend
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 3.2.8 Rydoo
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 3.2.9 Spendesk
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 3.2.10 Tipalti
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 3.2.11 Wallester
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
- 3.2.12 WEX
  - i. Corporate
  - ii. Geographical Spread
  - iii. Key Clients and Strategic Partnerships
  - iv. High-level View of Offerings
  - v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
3.3 Juniper Research Competitor Leaderboard Assessment Methodology
3.4 Juniper Research Future Leaders Index Assessment Methodology
3.5 Limitation & Interpretations
- Table 3.5: Juniper Research Competitor Leaderboard: B2B Card Vendors
- Figure 3.6: Juniper Research Future Leaders Index: B2B Virtual Card Vendors
3.6 Related Research

Data & Forecasting

1. Market Landscape

1.1 Introduction
- 1.1.1 Card Networks
- 1.1.2 Card Issuers
- Figure 1.1: The Lifecycle of Card Issuing

2. Definitions & Methodology

2.1 Definitions
2.2 Methodology & Assumptions
- Figure 2.1: Juniper Research's 8 Key Regions - Definition
- Figure 2.2: Domestic B2B Card Payments - Forecast Methodology
- Figure 2.3: Cross-border B2B Card Payments - Forecast Methodology
- Figure 2.4: Card Numbers - Forecast Methodology

3. Forecast Overview

3.1 Total Card Numbers
- Figure & Table 3.1: Total Number of Corporate Cards (m), Split by 8 Key Regions, 2026-2030
3.2 Number of B2B Card Transactions
- Figure & Table 3.2: Total Number of B2B Card Transactions (m), Split by 8 Key Regions, 2026-2030
3.3 Value of B2B Card Transactions
- Figure & Table 3.3: Total Value of B2B Card Transactions ($m), Split by 8 Key Regions, 2026-2030
3.4 Transaction Value By Card Type
- Figure & Table 3.4: Total Value of B2B Card Payments ($m), Split By Card Type, 2026-2030

4. B2B Domestic Payments

4.1 Domestic B2B Card Transactions
- Figure & Table 4.1: Total Value of B2B Domestic Payments Via Card ($m), Split 8 Key Regions, 2026-2030
4.2 Domestic B2B Credit Cards
- Figure & Table 4.2: Total Value of B2B Domestic Payments Via Credit Card ($m), Split by 8 Key Regions, 2026-2030
4.3 Domestic B2B Debit Cards
- Figure & Table 4.3: Total Value of B2B Domestic Payments Via Debit Card ($m), Split by 8 Key Regions, 2026-2030
4.4 Domestic B2B Prepaid Cards
- Figure & Table 4.4: Total Value of B2B Domestic Payments Via Prepaid Card ($m), Split by 8 Key Regions, 2026-2030

5. Cross-border B2B Payments

5.1 Cross-border B2B Card Transactions
- Figure & Table 5.1: Total Value of B2B Cross-border Payments Via Card, Split by 8 Key Regions, 2026-2030
5.2 Cross-border B2B Credit Cards
- Figure & Table 5.2: Total Value of B2B Cross-border Payments Via Credit Card ($m), Split by 8 Key Regions, 2026-2030
5.3 Cross-border B2B Debit Cards
- Figure & Table 5.3: Total Value of B2B Cross-border Payments Via Debit Card ($m), Split by 8 Key Regions, 2026-2030
5.4 Cross-border B2B Prepaid Cards
- Figure & Table 5.4: Total Value of B2B Cross-border Payments Via Prepaid Card ($m), Split by 8 Key Regions, 2026-2030

6. Virtual Cards

6.1 Virtual Card Overview
- Figure & Table 6.1: Total Value of B2B Payments Via Virtual Card ($m), Split by 8 Key Regions, 2026-2030
6.2 Domestic B2B Virtual Cards
- Figure & Table 6.2: Total Value of Domestic B2B Payments Via Virtual Card ($m), Split by 8 Key Regions, 2026-2030
6.3 Cross-border B2B Virtual Cards
- Figure & Table 6.3: Total Value of Cross-border B2B Payments Via Virtual Card ($m), Split by 8 Key Regions, 2026-2030