Embedded Finance Market Growth, Size, Trends Analysis- By Type, By Business, By End Use - Regional Outlook, Competitive Strategies and Segment Forecast to 2034

Description

Embedded Finance Market Introduction and Overview

According to SPER Market Research, 'Global Embedded Finance Market Size- By Type, By Application, By Category, By Source - Regional Outlook, Competitive Strategies and Segment Forecast to 2034' state that the Global Embedded Finance Market is predicted to reach 1557.63 billion by 2034 with a CAGR 30.5%.

Embedded finance is the integration of financial services-like payments, loans, insurance, or investments-into non-financial platforms or products. Rather than directing users to a bank or separate financial institution, it allows companies to offer these services within their own apps or websites. For instance, a ride-hailing app might enable users to pay, tip, or access credit without leaving the platform.

Restraints: The embedded finance market faces several challenges that may hinder its growth despite strong potential. A key concern is the handling of sensitive customer data, including personal and financial information, which demands strict compliance with data privacy and security standards to avoid breaches and unauthorized access. Ensuring effective cybersecurity is complex due to the integration across various platforms.

Scope of the report:

Report Metric Details

Market size available for years 2021-2034

Base year considered 2024

Forecast period 2025-2034

Segments covered By Type, By Business, By End Use

Regions covered North America, Latin America, Asia-Pacific, Europe, and Middle East & Africa

Companies Covered Stripe, Inc., PAYRIX, Cybrid Technology Inc., Walnut Insurance Inc., Lendflow, Finastra, Zopa Bank Limited, Fortis Payment Systems, LLC, Transcard Payments, Fluenccy Pty Limited.

Global Embedded Finance Market Segmentation:

By Type: Based on the Type, Global Embedded Finance Market is segmented as; Embedded Payment, Embedded Insurance, Embedded Investment, Embedded Lending, Embedded Banking.

By Business: Based on the Business, Global Embedded Finance Market is segmented as; B2B, B2C, B2B2B, B2B2C

By End-use: Based on the End-use, Global Embedded Finance Market is segmented as; Organic Retail, Healthcare, Logistics, Manufacturing, Travel & Entertainment, Others.

By Region: This research also includes data for North America, Latin America, Asia-Pacific, Europe and Middle East & Africa.

Product Code: IACT25129

1. Introduction

1.1. Scope of the report
1.2. Market segment analysis

2. Research Methodology

2.1. Research data source
- 2.1.1. Secondary Data
- 2.1.2. Primary Data
- 2.1.3. SPERs internal database
- 2.1.4. Premium insight from KOLs
2.2. Market size estimation
- 2.2.1. Top-down and Bottom-up approach
2.3. Data triangulation

3. Executive Summary

4. Market Dynamics

4.1. Driver, Restraint, Opportunity and Challenges analysis
- 4.1.1. Drivers
- 4.1.2. Restraints
- 4.1.3. Opportunities
- 4.1.4. Challenges

5. Market variable and outlook

5.1. SWOT Analysis
- 5.1.1. Strengths
- 5.1.2. Weaknesses
- 5.1.3. Opportunities
- 5.1.4. Threats
5.2. PESTEL Analysis
- 5.2.1. Political Landscape
- 5.2.2. Economic Landscape
- 5.2.3. Social Landscape
- 5.2.4. Technological Landscape
- 5.2.5. Environmental Landscape
- 5.2.6. Legal Landscape
5.3. PORTERs Five Forces
- 5.3.1. Bargaining power of suppliers
- 5.3.2. Bargaining power of buyers
- 5.3.3. Threat of Substitute
- 5.3.4. Threat of new entrant
- 5.3.5. Competitive rivalry
5.4. Heat Map Analysis

6. Competitive Landscape

6.1. Global Embedded Finance Market Manufacturing Base Distribution, Sales Area, Product Type
6.2. Mergers & Acquisitions, Partnerships, Product Launch, and Collaboration in Global Embedded Finance Market

7. Global Embedded Finance Market, By Type, (USD Million) 2021-2034

7.1. Embedded Payment
7.2. Embedded Insurance
7.3. Embedded Investment
7.4. Embedded Lending
7.5. Embedded Banking

8. Global Embedded Finance Market, By Business, (USD Million) 2021-2034

8.1. B2B
8.2. B2C
8.3. B2B2B
8.4. B2B2C

9. Global Embedded Finance Market, By End-use, (USD Million) 2021-2034

9.1. Organic Retail
9.2. Healthcare
9.3. Logistics
9.4. Manufacturing
9.5. Travel & Entertainment
9.6. Others

10. Global Embedded Finance Market, (USD Million) 2021-2034

10.1. Global Embedded Finance Market Size and Market Share

11. Global Embedded Finance Market, By Region, 2021-2034 (USD Million)

11.1. Asia-Pacific
- 11.1.1. Australia
- 11.1.2. China
- 11.1.3. India
- 11.1.4. Japan
- 11.1.5. South Korea
- 11.1.6. Rest of Asia-Pacific
11.2. Europe
- 11.2.1. France
- 11.2.2. Germany
- 11.2.3. Italy
- 11.2.4. Spain
- 11.2.5. United Kingdom
- 11.2.6. Rest of Europe
11.3. Middle East and Africa
- 11.3.1. Kingdom of Saudi Arabia
- 11.3.2. United Arab Emirates
- 11.3.3. Qatar
- 11.3.4. South Africa
- 11.3.5. Egypt
- 11.3.6. Morocco
- 11.3.7. Nigeria
- 11.3.8. Rest of Middle-East and Africa
11.4. North America
- 11.4.1. Canada
- 11.4.2. Mexico
- 11.4.3. United States
11.5. Latin America
- 11.5.1. Argentina
- 11.5.2. Brazil
- 11.5.3. Rest of Latin America

12. Company Profile

12.1. Stripe, Inc.
- 12.1.1. Company details
- 12.1.2. Financial outlook
- 12.1.3. Product summary
- 12.1.4. Recent developments
12.2. PAYRIX
- 12.2.1. Company details
- 12.2.2. Financial outlook
- 12.2.3. Product summary
- 12.2.4. Recent developments
12.3. Cybrid Technology Inc.
- 12.3.1. Company details
- 12.3.2. Financial outlook
- 12.3.3. Product summary
- 12.3.4. Recent developments
12.4. Walnut Insurance Inc.
- 12.4.1. Company details
- 12.4.2. Financial outlook
- 12.4.3. Product summary
- 12.4.4. Recent developments
12.5. Lendflow
- 12.5.1. Company details
- 12.5.2. Financial outlook
- 12.5.3. Product summary
- 12.5.4. Recent developments
12.6. Finastra
- 12.6.1. Company details
- 12.6.2. Financial outlook
- 12.6.3. Product summary
- 12.6.4. Recent developments
12.7. Zopa Bank Limited
- 12.7.1. Company details
- 12.7.2. Financial outlook
- 12.7.3. Product summary
- 12.7.4. Recent developments
12.8. Fortis Payment Systems, LLC
- 12.8.1. Company details
- 12.8.2. Financial outlook
- 12.8.3. Product summary
- 12.8.4. Recent developments
12.9. Transcard Payments
- 12.9.1. Company details
- 12.9.2. Financial outlook
- 12.9.3. Product summary
- 12.9.4. Recent developments
12.10. Fluenccy Pty Limited
- 12.10.1. Company details
- 12.10.2. Financial outlook
- 12.10.3. Product summary
- 12.10.4. Recent developments
12.11. Others