Consumer Credit Global Market Opportunities And Strategies To 2034

Description

Consumer credit is a type of financial arrangement under which borrowers obtain money for personal, household, or family purposes and excludes business or commercial usage. Consumers utilize that credit to acquire goods and services and repay the costs over a defined time instead of paying the full amount upfront. Examples of consumer credits include credit cards, personal loans, auto loans, and installment plans. Repayment is usually done monthly and charges interest. Consumer credit is an important concept because it enhances purchasing power and therefore gives borrowers much-needed flexibility to better manage their expenses, emergencies, or large purchases.

Consumer credit takes a significant role in the economy today in providing individuals with the option to manage their cash flow, invest in necessary goods and services in times of need, or bear unforeseen expenses. For example, consumer credit would allow for the purchase of durable goods, such as home appliances and cars, which might otherwise be unaffordable for the consumer. Consumer credit also cushions demand against emergencies, such as hospital bills and urgent home repairs. However, mismanaged or overextended consumer credit could also create many financial troubles, like high-interest debt and bankruptcy.

The global consumer credit market was valued at $9,595.04 million in 2019 which grew till 2024 at a compound annual growth rate (CAGR) of more than 4.00%.

Increased Consumer Spending Post-Pandemic

Following the initial shock of the COVID-19 pandemic, there was a notable rebound in consumer spending as economies reopened. Governments worldwide implemented stimulus packages to support households, leading to increased disposable income. This surge in spending extended to big-ticket items such as automobiles, home renovations, and travel, often financed through consumer credit. According to data from the Federal Reserve, U.S. credit card balances experienced a substantial increase in 2022, reflecting heightened consumer confidence and a greater propensity to utilize credit for purchases. Specifically, credit card balances grew by $45 billion in the fourth quarter of 2024, reaching a total of $1.21 trillion. Furthermore, since the first quarter of 2021, credit card balances have risen by $441 billion, marking a 57% increase over that period. This upward trend in credit card debt underscores a significant shift in consumer behavior, with many individuals increasingly relying on credit to finance their expenditures.

Financial technology (fintech) companies are revolutionizing the consumer credit landscape by offering innovative products that cater to diverse consumer needs. Features such as instant loan approvals, flexible repayment options, and user-friendly mobile applications are becoming standard. These platforms leverage advanced analytics and artificial intelligence (AI) to swiftly assess creditworthiness, providing consumers with seamless access to financing. This shift reflects a growing emphasis on personalization in financial services.

For instance, Lake Michigan Credit Union (LMCU) adopted live chat and AI chatbot solutions to enhance customer support, ensuring faster response times and personalized assistance. This digital transformation improved engagement and satisfaction among members, streamlining interactions while reducing wait times. The AI-driven approach optimized efficiency, reinforcing LMCU's commitment to seamless banking services.

The global consumer credit markets is fairly fragmented, with large number of players operating in the market. The top 10 competitors in the market made up 14.69% of the total market in 2023.

Consumer Credit Global Market Opportunities And Strategies To 2034 from The Business Research Company provides the strategists; marketers and senior management with the critical information they need to assess the global consumer credit market as it emerges from the COVID-19 shut down.

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Where is the largest and fastest-growing market for consumer credit? How does the market relate to the overall economy; demography and other similar markets? What forces will shape the market going forward? The consumer credit market global report from The Business Research Company answers all these questions and many more.

The report covers market characteristics; size and growth; segmentation; regional and country breakdowns; competitive landscape; market shares; trends and strategies for this market. It traces the market's history and forecasts market growth by geography. It places the market within the context of the wider consumer credit market; and compares it with other markets.

The report covers the following chapters

Introduction and Market Characteristics - Brief introduction to the segmentations covered in the market, definitions and explanations about the segment by service type, credit type, issuer, by payment method and by application.
Key Trends - Highlights the major trends shaping the global market. This section also highlights likely future developments in the market.
Growth Analysis And Strategic Analysis Framework - Analysis on PESTEL, end use industries, market growth rate, global historic (2019-2024) and forecast (2024-2029, 2034F) market values and drivers and restraints that support and control the growth of the market in the historic and forecast periods, forecast growth contributors and total addressable market (TAM).
Regional And Country Analysis - Historic (2019-2024) and forecast (2024-2029, 2034F) market values and growth and market share comparison by region and country.
Market Segmentation - Contains the market values (2019-2024) (2024-2029, 2034F) and analysis for each segment by service type, credit type, issuer, by payment method and by application in the market. Historic (2019-2024) and forecast (2024-2029) and (2029-2034) market values and growth and market share comparison by region market.
Regional Market Size and Growth- Regional market size (2024), historic (2019-2024) and forecast (2024-2029, 2034F) market values and growth and market share comparison of countries within the region. This report includes information on all the regions Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East and Africa and major countries within each region.
Competitive Landscape- Details on the competitive landscape of the market, estimated market shares and company profiles of the leading players.
Other Major And Innovative Companies- Details on the company profiles of other major and innovative companies in the market.
Competitive Benchmarking- Briefs on the financials comparison between major players in the market.
Competitive Dashboard- Briefs on competitive dashboard of major players.
Key Mergers and Acquisitions- Information on recent mergers and acquisitions in the market covered in the report. This section gives key financial details of mergers and acquisitions, which have shaped the market in recent years.
Recent Developments - Information on recent developments in the market covered in the report.
Market Opportunities And Strategies Describes market opportunities and strategies based on findings of the research, with information on growth opportunities across countries, segments and strategies to be followed in those markets.
Conclusions And Recommendations This section includes recommendations for consumer credit providers in terms of product/service offerings geographic expansion, marketing strategies and target groups.
Appendix- This section includes details on the NAICS codes covered, abbreviations and currencies codes used in this report.

Markets Covered:

1) By Service Type: Credit Services; Software
2) By Credit Type: Revolving Credits; Non-Revolving Credits
3) By Issuer Type: Banks And Finance Companies; Credit Unions; Other Issuers
4) By Payment Method: Direct Deposit; Debit Card; Other Payment Methods
5) By Application: Individual; Enterprise; Other Applications
Companies Mentioned: JPMorgan Chase & Co.; Bank of America Corporation.; Wells Fargo & Company; Citigroup Inc.; American Express
Countries: China; Australia; India; Indonesia; Japan; South Korea; USA; Canada; Brazil; France; Germany; UK; Italy; Spain; Russia
Regions: Asia-Pacific; Western Europe; Eastern Europe; North America; South America; Middle East; Africa
Time-series: Five years historic and ten years forecast.
Data: Ratios of market size and growth to related markets; GDP proportions; expenditure per capita; consumer credit indicators comparison.
Data segmentations: country and regional historic and forecast data; market share of competitors; market segments.
Sourcing and Referencing: Data and analysis throughout the report is sourced using end notes.

Product Code: o&s1623

1 Executive Summary

1.1 Consumer Credit - Market Attractiveness And Macro Economic Landscape

2 Table Of Contents

3 List Of Tables

4 List Of Figures

5 Report Structure

6 Market Characteristics

6.1 General Market Definition
6.2 Summary
6.3 Consumer Credit Market Definition And Segmentations
6.4 Market Segmentation By Service Type
- 6.4.1 Credit Services
- 6.4.2 Software And IT Support Services
6.5 Market Segmentation By Credit Type
- 6.5.1 Revolving Credits
- 6.5.2 Non-Revolving Credits
6.6 Market Segmentation By Issuer
- 6.6.1 Banks And Finance Companies
- 6.6.2 Credit Unions
- 6.6.3 Other Issuers
6.7 Market Segmentation By Payment Method
- 6.7.1 Direct Deposit
- 6.7.2 Debit Card
- 6.7.3 Other Payment Methods
6.8 Market Segmentation By Application
- 6.8.1 Individual
- 6.8.2 Enterprise
- 6.8.3 Other Applications

7 Major Market Trends

7.1 Digital Transformation and Fintech Integration
7.2 Personalized Lending Through Alternative Data
7.3 Expansion of Buy-Now-Pay-Later (BNPL) Services
7.4 Integration of Artificial Intelligence in Risk Assessment
7.5 Focus on Financial Inclusion
7.6 Government Initiatives to Boost Spending

8 Global Consumer Credit Growth Analysis And Strategic Analysis Framework

8.1 Global Consumer Credit PESTEL Analysis (Political, Social, Technological, Environmental and Legal Factors)
- 8.1.1 Political
- 8.1.2 Economic
- 8.1.3 Social
- 8.1.4 Technological
- 8.1.5 Environmental
- 8.1.6 Legal
8.2 Analysis Of End Users (B2B and B2C)
- 8.2.1 Individuals
- 8.2.2 SME
8.3 Global Market Size and Growth
8.4 Historic Market Growth, 2019 - 2024, Value ($ Million)
- 8.4.1 Market Drivers 2019 - 2024
- 8.4.2 Market Restraints 2019 - 2024
8.5 Forecast Market Growth, 2024 - 2029, 2034F Value ($ Million)
- 8.5.1 Market Drivers 2024 - 2029
- 8.5.2 Market Restraints 2024 - 2029
8.6 Forecast Growth Contributors/Factors
- 8.6.1 Quantitative Growth Contributors
- 8.6.2 Drivers
- 8.6.3 Restraints
8.7 Global Consumer Credit Total Addressable Market (TAM)

9 Global Consumer Credit Market Segmentation

9.1 Global Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
9.2 Global Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
9.3 Global Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
9.4 Global Consumer Credit Market, Segmentation By Payment Method, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
9.5 Global Consumer Credit Market, Segmentation By Application, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
9.6 Global Consumer Credit Market, Sub-Segmentation Of Credit Services, By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
9.7 Global Consumer Credit Market, Sub-Segmentation Of Software And IT Support Services, By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

10 Consumer Credit Market, Regional and Country Analysis

10.1 Global Consumer Credit Market, By Region, Historic and Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
10.2 Global Consumer Credit Market, By Country, Historic and Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

11 Asia-Pacific Market

11.1 Summary
11.2 Market Overview
- 11.2.1 Region Information
- 11.2.2 Market Information
- 11.2.3 Background Information
- 11.2.4 Government Initiatives
- 11.2.5 Regulations
- 11.2.6 Regulatory Bodies
- 11.2.7 Major Associations
- 11.2.8 Taxes Levied
- 11.2.9 Corporate Tax Structure
- 11.2.10 Investments
- 11.2.11 Major Companies
11.3 Asia-Pacific Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.4 Asia-Pacific Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.5 Asia-Pacific Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.6 Asia-Pacific Consumer Credit Market: Country Analysis
11.7 China Market
11.8 Summary
11.9 Market Overview
- 11.9.1 Country Information
- 11.9.2 Market Information
- 11.9.3 Background Information
- 11.9.4 Government Initiatives
- 11.9.5 Regulations
- 11.9.6 Regulatory Bodies
- 11.9.7 Major Associations
- 11.9.8 Taxes Levied
- 11.9.9 Corporate Tax Structure
- 11.9.10 Major Companies
11.10 China Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.11 China Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.12 China Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.13 India Market
11.14 India Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.15 India Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.16 India Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.17 Japan Market
11.18 Summary
11.19 Market Overview
- 11.19.1 Country Information
- 11.19.2 Market Information
- 11.19.3 Background Information
- 11.19.4 Government Initiatives
- 11.19.5 Regulations
- 11.19.6 Regulatory Bodies
- 11.19.7 Major Associations
- 11.19.8 Taxes Levied
- 11.19.9 Corporate Tax Structure
- 11.19.10 Investments
- 11.19.11 Major Companies
11.20 Japan Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.21 Japan Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.22 Japan Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.23 Australia Market
11.24 Australia Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.25 Australia Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.26 Australia Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.27 Indonesia Market
11.28 Indonesia Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.29 Indonesia Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.30 Indonesia Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.31 South Korea Market
11.32 Summary
11.33 Market Overview
- 11.33.1 Country Information
- 11.33.2 Market Information
- 11.33.3 Background Information
- 11.33.4 Government Initiatives
- 11.33.5 Regulations
- 11.33.6 Regulatory Bodies
- 11.33.7 Major Associations
- 11.33.8 Taxes Levied
- 11.33.9 Corporate Tax Structure
- 11.33.10 Major Companies
11.34 South Korea Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.35 South Korea Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
11.36 South Korea Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

12 Western Europe Market

12.1 Summary
12.2 Market Overview
- 12.2.1 Region Information
- 12.2.2 Market Information
- 12.2.3 Background Information
- 12.2.4 Government Initiatives
- 12.2.5 Regulations
- 12.2.6 Regulatory Bodies
- 12.2.7 Major Associations
- 12.2.8 Taxes Levied
- 12.2.9 Corporate tax structure
- 12.2.10 Investments
- 12.2.11 Major Companies
12.3 Western Europe Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.4 Western Europe Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.5 Western Europe Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.6 UK Market
12.7 UK Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.8 UK Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.9 UK Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.10 Germany Market
12.11 Germany Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.12 Germany Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.13 Germany Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.14 France Market
12.15 France Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.16 France Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.17 France Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.18 Italy Market
12.19 Italy Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.20 Italy Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.21 Italy Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.22 Spain Market
12.23 Spain Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.24 Spain Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
12.25 Spain Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

13 Eastern Europe Market

13.1 Summary
13.2 Market Overview
- 13.2.1 Region Information
- 13.2.2 Market Information
- 13.2.3 Background Information
- 13.2.4 Government Initiatives
- 13.2.5 Regulations
- 13.2.6 Regulatory Bodies
- 13.2.7 Major Associations
- 13.2.8 Taxes Levied
- 13.2.9 Corporate Tax Structure
- 13.2.10 Major companies
13.3 Eastern Europe Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
13.4 Eastern Europe Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
13.5 Eastern Europe Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
13.6 Eastern Europe Consumer Credit Market: Country Analysis
13.7 Russia Market
13.8 Russia Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
13.9 Russia Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
13.10 Russia Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

14 North America Market

14.1 Summary
14.2 Market Overview
- 14.2.1 Region Information
- 14.2.2 Market Information
- 14.2.3 Background Information
- 14.2.4 Government Initiatives
- 14.2.5 Regulations
- 14.2.6 Regulatory Bodies
- 14.2.7 Major Associations
- 14.2.8 Taxes Levied
- 14.2.9 Corporate Tax Structure
- 14.2.10 Investments
- 14.2.11 Major Companies
14.3 North America Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
14.4 North America Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
14.5 North America Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
14.6 USA Market
14.7 Summary
14.8 Market Overview
- 14.8.1 Country Information
- 14.8.2 Market Information
- 14.8.3 Background Information
- 14.8.4 Government Initiatives
- 14.8.5 Regulations
- 14.8.6 Regulatory Bodies
- 14.8.7 Major Associations
- 14.8.8 Taxes Levied
- 14.8.9 Corporate Tax Structure
- 14.8.10 Investments
- 14.8.11 Major Companies
14.9 USA Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
14.10 USA Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
14.11 USA Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
14.12 Canada Market
14.13 Summary
14.14 Market Overview
- 14.14.1 Region Information
- 14.14.2 Market Information
- 14.14.3 Background Information
- 14.14.4 Government Initiatives
- 14.14.5 Regulations
- 14.14.6 Regulatory Bodies
- 14.14.7 Major Associations
- 14.14.8 Taxes Levied
- 14.14.9 Corporate Tax Structure
- 14.14.10 Major Companies
14.15 Canada Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
14.16 Canada Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
14.17 Canada Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

15 South America Market

15.1 Summary
15.2 Market Overview
- 15.2.1 Region Information
- 15.2.2 Market Information
- 15.2.3 Background Information
- 15.2.4 Government Initiatives
- 15.2.5 Regulations
- 15.2.6 Regulatory Bodies
- 15.2.7 Major Associations
- 15.2.8 Taxes Levied
- 15.2.9 Corporate Tax Structure
- 15.2.10 Investments
- 15.2.11 Major Companies
15.3 South America Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
15.4 South America Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
15.5 South America Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
15.6 Brazil Market
15.7 Brazil Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
15.8 Brazil Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
15.9 Brazil Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

16 Middle East Market

16.1 Summary
16.2 Market Overview
- 16.2.1 Region Information
- 16.2.2 Market Information
- 16.2.3 Background Information
- 16.2.4 Government Initiatives
- 16.2.5 Regulations
- 16.2.6 Regulatory Bodies
- 16.2.7 Major Associations
- 16.2.8 Taxes Levied
- 16.2.9 Corporate Tax Structure
- 16.2.10 Investments
- 16.2.11 Major Companies
16.3 Middle East Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
16.4 Middle East Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
16.5 Middle East Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

17 Africa Market

17.1 Summary
17.2 Market Overview
- 17.2.1 Region Information
- 17.2.2 Market Information
- 17.2.3 Background Information
- 17.2.4 Government Initiatives
- 17.2.5 Regulations
- 17.2.6 Regulatory Bodies
- 17.2.7 Major Associations
- 17.2.8 Taxes Levied
- 17.2.9 Corporate Tax Structure
- 17.2.10 Investments
- 17.2.11 Major Companies
17.3 Africa Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
17.4 Africa Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
17.5 Africa Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

18 Competitive Landscape And Company Profiles

18.1 Company Profiles
18.2 JPMorgan Chase & Co
- 18.2.1 Company Overview
- 18.2.2 Products And Services
- 18.2.3 Business Strategy
- 18.2.4 Financial Overview
18.3 Bank of America Corporation
- 18.3.1 Company Overview
- 18.3.2 Products And Services
- 18.3.3 Financial Overview
18.4 Wells Fargo & Company
- 18.4.1 Company Overview
- 18.4.2 Products And Services
- 18.4.3 Business Strategy
- 18.4.4 Financial Overview
18.5 Citigroup Inc.
- 18.5.1 Company Overview
- 18.5.2 Products And Services
- 18.5.3 Business Strategy
- 18.5.4 Financial Overview
18.6 American Express Company
- 18.6.1 Company Overview
- 18.6.2 Products And Services
- 18.6.3 Business Strategy
- 18.6.4 Financial Overview

19 Other Major And Innovative Companies

19.1 Capital One Financial Corporation
- 19.1.1 Company Overview
- 19.1.2 Products and Services
19.2 Synchrony Financial
- 19.2.1 Company Overview
- 19.2.2 Products and Services
19.3 HSBC Holdings plc
- 19.3.1 Company Overview
- 19.3.2 Products and Services
19.4 Barclays plc
- 19.4.1 Company Overview
- 19.4.2 Products and Services
19.5 Deutsche Bank AG
- 19.5.1 Company Overview
- 19.5.2 Products and Services
19.6 Toronto-Dominion Bank
- 19.6.1 Company Overview
- 19.6.2 Products and Services
19.7 Royal Bank of Canada
- 19.7.1 Company Overview
- 19.7.2 Products and Services
19.8 Mizuho Financial Group Inc
- 19.8.1 Company Overview
- 19.8.2 Products and Services
19.9 BNP Paribas
- 19.9.1 Company Overview
- 19.9.2 Products and Services
19.10 Mitsubishi UFJ Financial Group
- 19.10.1 Company Overview
- 19.10.2 Products and Services
19.11 Standard Chartered plc
- 19.11.1 Company Overview
- 19.11.2 Products and Services
19.12 Industrial and Commercial Bank of China
- 19.12.1 Company Overview
- 19.12.2 Products and Services
19.13 Bank of China Limited
- 19.13.1 Company Overview
- 19.13.2 Products and Services
19.14 Affirm Holdings Inc
- 19.14.1 Company Overview
- 19.14.2 Products and Services
19.15 PNC Bank
- 19.15.1 Company Overview
- 19.15.2 Products and Services

20 Competitive Benchmarking

21 Competitive Dashboard

22 Key Mergers and Acquisitions

22.1 Affirm's $4 Billion Investment Deal with Sixth Street
22.2 Capital One's Proposed Acquisition of Discover Financial Services
22.3 Axis Bank's Acquisition of Citibank India's Consumer Business
22.4 Ally Financial's Acquisition of Fair Square Financial

23 Recent Developments In The Consumer Credit Market

23.1 Klarna Partners with OnePay to Offer Installment Loans at Walmart
23.2 Affirm Holdings Partnership with Apple
23.3 PhonePe and Groww Expansion into Consumer Lending

24 Opportunities And Strategies

24.1 Global Consumer Credit Market In 2029 - Countries Offering Most New Opportunities
24.2 Global Consumer Credit Market In 2029 - Segments Offering Most New Opportunities
24.3 Global Consumer Credit Market In 2029 - Growth Strategies
- 24.3.1 Market Trend Based Strategies
- 24.3.2 Competitor Strategies

25 Consumer Credit Market, Conclusions And Recommendations

25.1 Conclusions
25.2 Recommendations
- 25.2.1 Product
- 25.2.2 Place
- 25.2.3 Price
- 25.2.4 Promotion
- 25.2.5 People

26 Appendix

26.1 Geographies Covered
26.2 Market Data Sources
26.3 Research Methodology
26.4 Currencies
26.5 The Business Research Company
26.6 Copyright and Disclaimer