PUBLISHER: The Business Research Company | PRODUCT CODE: 1760079
PUBLISHER: The Business Research Company | PRODUCT CODE: 1760079
A crypto lending platform is a service that enables users to lend their cryptocurrencies to earn interest or borrow funds by using their crypto assets as collateral. These platforms operate within the realms of decentralized finance (DeFi) or centralized finance (CeFi), providing users with opportunities to earn interest on their crypto holdings or access liquidity by borrowing against their cryptocurrency assets.
The main types of crypto lending platforms are centralized and decentralized. Centralized crypto lending platforms are financial services managed by a centralized entity, allowing users to lend or borrow cryptocurrencies through a custodial and managed infrastructure. These platforms support various lending models, including short-term, medium-term, long-term, and overnight loans, and cater to both retail and institutional users, serving a diverse range of end users, including individual and enterprise clients.
The crypto lending platforms market research report is one of a series of new reports from The Business Research Company that provides crypto lending platforms market statistics, including crypto lending platforms industry global market size, regional shares, competitors with a crypto lending platforms market share, detailed crypto lending platforms market segments, market trends and opportunities, and any further data you may need to thrive in the crypto lending platforms industry. This crypto lending platforms market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenario of the industry.
The crypto lending platform market size has grown rapidly in recent years. It will grow from$9.03 billion in 2024 to $10.74 billion in 2025 at a compound annual growth rate (CAGR) of 19.0%. The growth during the historic period can be attributed to the emergence of DeFi protocols, increased adoption of cryptocurrencies by retail users, rising blockchain awareness and education, platform incentives and governance tokens, the growing need for cross-border lending, and the rise of NFT and Web3 ecosystems.
The crypto lending platform market size is expected to see rapid growth in the next few years. It will grow to$21.33 billion in 2029 at a compound annual growth rate (CAGR) of 18.7%. The growth during the forecast period can be attributed to regulatory clarity from governments, the expansion of Web3 and metaverse economies, rising demand for financial inclusion, increased crypto remittances, and the development of expanded insurance products for crypto lending. Key trends in the forecast period include the development of protocols for cross-chain lending, the use of AI and machine learning in trading, the rise of decentralized credit scoring models, and the adoption of cloud-native exchange infrastructure.
The growing adoption of cryptocurrencies is expected to drive the expansion of the crypto lending platform market. Cryptocurrencies are digital or virtual currencies that use cryptographic techniques for secure transactions and operate on decentralized networks, often based on blockchain technology. Their adoption is rising as they offer financial freedom, enabling users to make transactions without relying on traditional banks or government oversight. Crypto lending platforms enhance the utility of cryptocurrencies by allowing users to earn interest on their digital assets through lending, while providing borrowers with liquidity without the need to sell their holdings. This contributes to a more dynamic and liquid cryptocurrency market. For example, in November 2024, the Financial Conduct Authority, a UK-based financial regulator, reported that 12% of UK adults now own cryptocurrency, up from 10% previously. Awareness of cryptocurrencies has increased from 91% to 93%, and the average value of crypto holdings has risen from $2,000 (£1,595) to $2,300 (£1,842). Thus, the growing adoption of cryptocurrencies is driving the growth of the crypto lending platform market.
Leading companies in the crypto lending platform market are increasingly forming strategic partnerships to enhance platform security, diversify service offerings, and reach new customer segments. These collaborations involve partnerships between two or more organizations working together to achieve shared goals that align with their long-term business strategies. For instance, in March 2025, C2 Blockchain Inc., a U.S.-based blockchain and cryptocurrency investment firm, teamed up with CoinEdge, a U.S.-based cryptocurrency investment platform, to launch a next-generation crypto lending solution. This platform allows users to secure loans using major cryptocurrencies such as Bitcoin and Ethereum without having to liquidate their assets. It includes flexible repayment plans, debt consolidation tools, institutional-grade security, and fast loan approvals. Aimed at both retail and institutional clients, the partnership addresses the growing demand for crypto-backed lending while emphasizing scalability, security, and regulatory compliance.
In January 2022, OpenSea, a U.S.-based non-fungible token (NFT) marketplace, acquired Dharma Labs for an undisclosed amount. The acquisition allows OpenSea to enhance its platform's infrastructure, accelerate product innovation, and strengthen its position within the NFT and Web3 ecosystem by leveraging Dharma's technical expertise and leadership. Dharma Labs, a U.S.-based company, specializes in software and blockchain technology, particularly in the crypto lending and digital assets sectors.
Major players in the crypto lending platform market are Binance Holdings Ltd., eToro Group Ltd., Coinbase Global Inc., Celsius Network LLC, Kraken Inc., BlockFi Inc., Bitkub Online Co. Ltd., Bitstamp Ltd., CoinCRED Technologies Private Limited, Gemini Trust Company LLC, Matrixport Technologies, Nexo Financial Services Ltd., Bitget Exchange Ltd., MakerDAO, Nebeus Ltd., Abracadabra.money, Aave Limited, Mango Labs Inc., Ledn Inc., CoinLoan OU, Cake DeFi Pte. Ltd., Euler Labs Inc., Moon Mortgage Inc., SpectroCoin Ltd., and YouHodler Inc.
North America was the largest region in the crypto lending platform market in 2024. The regions covered in crypto lending platform report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East and Africa.
The countries covered in the crypto lending platform market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA, Canada, Italy, Spain.
The crypto lending platform market consists of revenues earned by entities by providing services such as crypto lending, crypto borrowing, staking and yield farming, crypto-fiat conversion and payouts, and insurance and risk management. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.
The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).
The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.
Crypto Lending Platform Global Market Report 2025 from The Business Research Company provides strategists, marketers and senior management with the critical information they need to assess the market.
This report focuses on crypto lending platform market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.
Where is the largest and fastest growing market for crypto lending platform ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward? The crypto lending platform market global report from the Business Research Company answers all these questions and many more.
The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market's historic and forecast market growth by geography.
The forecasts are made after considering the major factors currently impacting the market. These include the Russia-Ukraine war, rising inflation, higher interest rates, and the legacy of the COVID-19 pandemic.