Embedded Finance Market Size - By Finance Type, End Use, Business Model & Forecast, 2023

Description

List of Tables

Global Embedded Finance Market will grow at a noteworthy CAGR of over 29% from 2023 to 2032, propelled by the escalating demand for seamless and integrated financial solutions. As businesses and consumers increasingly prioritize frictionless transactions, technological advancements provide the foundation for innovative financial integration. The convergence of these factors creates a dynamic landscape, fostering the expansion of the embedded finance market as a pivotal player in meeting the growing need for convenient and integrated financial services across various sectors.

For instance, in 2023, the Reserve Bank of India (RBI) announced its plans to integrate conversational payments into the Unified Payments Interface (UPI), enabling both consumer-to-consumer (C2C) and consumer-to-business (C2B) transactions. This innovation will enhance financial service accessibility and adoption in India and ultimately solidify the industry outlook.

The embedded finance market is classified based on finance type, end-use, and region.

The embedded lending segment will secure a significant market share by 2032 due to the increasing demand for seamless and integrated lending solutions. As businesses and consumers prioritize financial simplicity in their transactions, embedded lending offers a streamlined approach. With its convenience, accessibility, and tailored financial offerings, embedded lending will dominate the embedded finance market outlook, reflecting a growing reliance on integrated financial services in various sectors.

The embedded finance industry size from the logistics sector will achieve notable gains through 2032, attributed to the sector's increasing reliance on seamless financial integration for operations. The demand for integrated financial solutions, including payment processing and insurance services, aligns with the logistics industry's need for efficiency. As logistics companies prioritize digital transformation, embedded finance solutions play a pivotal role in streamlining financial processes, contributing to the sector's prominence in the evolving embedded finance industry.

Europe embedded finance market will capture a remarkable CAGR from 2023 to 2032, owing to the region's advanced digital infrastructure, regulatory support, and widespread adoption of financial technology. As businesses and consumers increasingly embrace embedded finance solutions for their efficiency and convenience, Europe will emerge as a key contributor to shaping the market's trajectory. The synergy of technological advancement and a receptive market environment will position Europe at the forefront of the embedded finance revolution, driving substantial market share.

Product Code: 7054

Chapter 1 Methodology & Scope

1.1 Market scope & definition
1.2 Base estimates & calculations
1.3 Forecast calculation.
1.4 Data sources
- 1.4.1 Primary
- 1.4.2 Secondary
  - 1.4.2.1 Paid sources
  - 1.4.2.2 Public sources

Chapter 2 Executive Summary

2.1 Embedded Finance market 360 degree synopsis, 2018 - 2032
2.2 Business trends
- 2.2.1 Total Addressable Market (TAM), 2023-2032
2.3 Regional trends
2.4 Finance Type trends
2.5 Business Model trends
2.6 End-use trends

Chapter 3 Embedded Finance Industry Insights

3.1 Impact of COVID-19
3.2 Russia-Ukraine war impact
3.3 Industry ecosystem analysis
3.4 Vendor matrix
3.5 Profit margin analysis
3.6 Technology & innovation landscape
3.7 Patent analysis
3.8 Key news and initiatives
- 3.8.1 Partnership/Collaboration
- 3.8.2 Merger/Acquisition
- 3.8.3 Investment
- 3.8.4 Level of autonomy launch & innovation
3.9 Regulatory landscape
3.10 Impact forces
- 3.10.1 Growth drivers
  - 3.10.1.1 Rising demand for workflow efficiency
  - 3.10.1.2 Enhanced seamless and personalized customer experience
  - 3.10.1.3 Growing demand for increased content security
  - 3.10.1.4 Need for integrating customer information into a single platform
- 3.10.2 Industry pitfalls & challenges
  - 3.10.2.1 Data privacy and security concerns
  - 3.10.2.2 Complex implementation
3.11 Growth potential analysis
3.12 Porter's analysis
3.13 PESTEL analysis

Chapter 4 Competitive Landscape, 2022

4.1 Introduction
4.2 Company market share, 2022
4.3 Competitive analysis of major market players, 2022
- 4.3.1 Stripe, Inc.
- 4.3.2 Finastra
- 4.3.3 Zopa Bank Limited
- 4.3.4 PayPal Holdings, Inc
- 4.3.5 Flywire
- 4.3.6 Finix
- 4.3.7 Cross River
4.4 Competitive positioning matrix, 2022
4.5 Strategic outlook matrix, 2022

Chapter 5 Embedded Finance Market Estimates & Forecast, By Finance Type (Revenue)

5.1 Key trends, by Finance Type
5.2 Embedded Payment
5.3 Embedded Insurance
5.4 Embedded Investment
5.5 Embedded Lending
5.6 Embedded Banking

Chapter 6 Embedded Finance Market Estimates & Forecast, By Business Model (Revenue)

6.1 Key trends, by Business Model
6.2 B2B
6.3 B2C

Chapter 7 Embedded Finance Market Estimates & Forecast, By End-use (Revenue)

7.1 Key trends, by End-use
7.2 Retail
7.3 Healthcare
7.4 Logistics
7.5 Manufacturing
7.6 Travel & Entertainment
7.7 Others

Chapter 8 Embedded Finance Market Estimates & Forecast, By Region (Revenue)

8.1 Key trends, by region
8.2 North America
- 8.2.1 U.S.
- 8.2.2 Canada
8.3 Europe
- 8.3.1 UK
- 8.3.2 Germany
- 8.3.3 France
- 8.3.4 Italy
- 8.3.5 Spain
- 8.3.6 Nordics
8.4 Asia Pacific
- 8.4.1 China
- 8.4.2 Australia
- 8.4.3 India
- 8.4.4 Japan
- 8.4.5 South Korea
- 8.4.6 ANZ
- 8.4.7 Southeast Asia
8.5 Latin America
- 8.5.1 Brazil
- 8.5.2 Mexico
- 8.5.3 Argentina
8.6 MEA
- 8.6.1 South Africa
- 8.6.2 Saudi Arabia
- 8.6.3 UAE

Chapter 9 Company Profiles

9.1 Stripe, Inc.
9.2 PAYRIX
9.3 Cybrid Technology Inc.
9.4 Walnut Insurance Inc.
9.5 Lendflow
9.6 Finastra
9.7 Zopa Bank Limited
9.8 Fortis Payment Systems, LLC
9.9 Transcard Payments
9.10 Fluenccy Pty Limited
9.11 FinBox
9.12 PayPal Holdings, Inc
9.13 TreviPay
9.14 Parafin
9.15 Flywire
9.16 Finix
9.17 Cross River
9.18 Banxware