PUBLISHER: Grand View Research | PRODUCT CODE: 1888792
PUBLISHER: Grand View Research | PRODUCT CODE: 1888792
U.S. Healthcare Factoring Services Market Size, Share & Trends Analysis Report By Category, By Type (Recourse, Non-recourse), By Application, And Segment Forecasts, 2025 - 2033
U.S. Healthcare Factoring Services Market Summary
The U.S. healthcare factoring services market size was estimated at USD 9.63 billion in 2024, and is projected to reach USD 30.40 billion by 2033, growing at a CAGR of 13.1% from 2025 to 2033. The market growth is propelled by persistent staffing shortages, an aging population, and the rise of flexible care delivery, which together increase demand for temporary clinicians, travel nurses, and allied health professionals.
Those staffing firms face tight cash-flow timing, with weekly payroll obligations versus slow hospital and payer reimbursements, creating a steady demand for invoice-conversion financing. Technology is reshaping how factors underwrite, service, and collect healthcare receivables. Automated revenue-cycle management, cloud platforms that integrate claim status and remittance data, and early AI tools for fraud detection and cash-flow forecasting are improving decision speed and pricing precision, enabling factors to offer faster advances and lower fees for lower-risk receivables. At the same time, digital marketplaces and APIs are expanding access for smaller agencies previously shut out of traditional factoring.
Investor interest is growing at the intersection of healthcare finance and fintech, as private equity and specialist debt funds allocate capital to staffing-focused factoring firms and fintech builders that automate underwriting and collections. Strategic investors see recurring, fee-based revenue and the opportunity to bundle ancillary services (such as payroll, insurance, and practice management), which has attracted larger rounds for health-ops technology builders and non-bank finance entrants. This activity is reflected in both dedicated staffing and factoring research, as well as broader health tech funding trends.
Regulatory risk is a central operational consideration for healthcare factors. Factors must navigate HIPAA requirements for protected health information. Be mindful of the Stark Law and the Anti-Kickback Statute when arranging transactions that could be perceived as influencing referrals or billing practices. State licensing and collections laws further complicate cross-jurisdictional receivable purchases. Recent clarifications and enforcement trends in health law highlight the importance of robust compliance programs and meticulous contract design among providers, agencies, and stakeholders.
Market restraints within the U.S. healthcare factoring sector primarily stem from reimbursement uncertainties, payer denials, and audit risks, all of which can diminish the pool of eligible receivables or necessitate higher reserve requirements. Additionally, the reputational and legal challenges associated with aggressive collection practices pose significant operational and compliance risks for factoring companies. Growing competition from traditional bank credit lines, emerging digital invoice financing platforms, and tightened underwriting standards following periods of increased default further constrain market expansion.
U.S. Healthcare Factoring Services Market Report Segmentation
This report forecasts transaction volume growth at the country level and provides an analysis of the latest industry trends in each of the sub-segments from 2021 to 2033. For this study, Grand View Research has segmented the U.S. healthcare factoring services market report based on category, type, and application:
- Category Outlook (Transaction Volume, USD Million, 2021 - 2033)
- Domestic
- International
- Type Outlook (Transaction Volume, USD Million, 2021 - 2033)
- Recourse
- Non-recourse
- Application Outlook (Transaction Volume, USD Million, 2021 - 2033)
- Medical Staffing Agencies
- Nurse Staffing Agencies
- Home Healthcare
- Others
Table of Contents
Chapter 1. Methodology and Scope
- 1.1. Market Segmentation and Scope
- 1.2. Research Methodology
- 1.2.1. Information Procurement
- 1.3. Information or Data Analysis
- 1.4. Methodology
- 1.5. Research Scope and Assumptions
- 1.6. Market Formulation & Validation
- 1.7. Country Based Segment Share Calculation
- 1.8. List of Data Sources
Chapter 2. Executive Summary
- 2.1. Market Outlook
- 2.2. Segment Outlook
- 2.3. Competitive Insights
Chapter 3. U.S. Healthcare Factoring Services Market Variables, Trends, & Scope
- 3.1. Market Lineage Outlook
- 3.2. Market Dynamics
- 3.2.1. Market Driver Analysis
- 3.2.2. Market Restraint Analysis
- 3.2.3. Industry Challenge
- 3.3. U.S. Healthcare Factoring Services Market Analysis Tools
- 3.3.1. Industry Analysis - Porter's
- 3.3.1.1. Bargaining power of the suppliers
- 3.3.1.2. Bargaining power of the buyers
- 3.3.1.3. Threats of substitution
- 3.3.1.4. Threats from new entrants
- 3.3.1.5. Competitive rivalry
- 3.3.2. PESTEL Analysis
- 3.3.2.1. Political landscape
- 3.3.2.2. Economic landscape
- 3.3.2.3. Social landscape
- 3.3.2.4. Technological landscape
- 3.3.2.5. Environmental landscape
- 3.3.2.6. Legal landscape
- 3.3.1. Industry Analysis - Porter's
Chapter 4. U.S. Healthcare Factoring Services Market: Category Estimates & Trend Analysis
- 4.1. Segment Dashboard
- 4.2. U.S. Healthcare Factoring Services Market: Category Movement Analysis, 2024 & 2033 (USD Million)
- 4.3. Domestic
- 4.3.1. Domestic Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 4.4. International
- 4.4.1. International Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
Chapter 5. U.S. Healthcare Factoring Services Market: Type Estimates & Trend Analysis
- 5.1. Segment Dashboard
- 5.2. U.S. Healthcare Factoring Services Market: Type Movement Analysis, 2024 & 2033 (USD Million)
- 5.3. Recourse
- 5.3.1. Recourse Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 5.4. Non-recourse
- 5.4.1. Non-recourse Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
Chapter 6. U.S. Healthcare Factoring Services Market: Application Estimates & Trend Analysis
- 6.1. Segment Dashboard
- 6.2. U.S. Healthcare Factoring Services Market: Application Movement Analysis, 2024 & 2033 (USD Million)
- 6.3. Medical Staffing Agencies
- 6.3.1. Medical Staffing Agencies Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 6.4. Nurse Staffing Agencies
- 6.4.1. Nurse Staffing Agencies Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 6.5. Home Healthcare
- 6.5.1. Home Healthcare Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
- 6.6. Others
- 6.6.1. Others Market Revenue Estimates and Forecasts, 2021 - 2033 (USD Million)
Chapter 7. Competitive Landscape
- 7.1. Company Categorization
- 7.2. Company Market Positioning
- 7.3. Company Heat Map Analysis
- 7.4. Company Profiles/Listing
- 7.4.1. eCapital Corp.
- 7.4.1.1. Participant's Overview
- 7.4.1.2. Financial Performance
- 7.4.1.3. Product Benchmarking
- 7.4.1.4. Strategic Initiatives
- 7.4.2. REV Capital
- 7.4.2.1. Participant's Overview
- 7.4.2.2. Financial Performance
- 7.4.2.3. Product Benchmarking
- 7.4.2.4. Strategic Initiatives
- 7.4.3. PRN Funding LLC
- 7.4.3.1. Participant's Overview
- 7.4.3.2. Financial Performance
- 7.4.3.3. Product Benchmarking
- 7.4.3.4. Strategic Initiatives
- 7.4.4. US MED Capital LLC
- 7.4.4.1. Participant's Overview
- 7.4.4.2. Financial Performance
- 7.4.4.3. Product Benchmarking
- 7.4.4.4. Strategic Initiatives
- 7.4.5. NeeBo Capital
- 7.4.5.1. Participant's Overview
- 7.4.5.2. Financial Performance
- 7.4.5.3. Product Benchmarking
- 7.4.5.4. Strategic Initiatives
- 7.4.6. 1st Commercial Credit
- 7.4.6.1. Participant's Overview
- 7.4.6.2. Financial Performance
- 7.4.6.3. Product Benchmarking
- 7.4.6.4. Strategic Initiatives
- 7.4.7. Factor Funding Co.
- 7.4.7.1. Participant's Overview
- 7.4.7.2. Financial Performance
- 7.4.7.3. Product Benchmarking
- 7.4.7.4. Strategic Initiatives
- 7.4.8. Xynergy Healthcare Capital
- 7.4.8.1. Participant's Overview
- 7.4.8.2. Financial Performance
- 7.4.8.3. Product Benchmarking
- 7.4.8.4. Strategic Initiatives
- 7.4.9. Copay Inc.
- 7.4.9.1. Participant's Overview
- 7.4.9.2. Financial Performance
- 7.4.9.3. Product Benchmarking
- 7.4.9.4. Strategic Initiatives
- 7.4.10. Med Financial L.L.C
- 7.4.10.1. Participant's Overview
- 7.4.10.2. Financial Performance
- 7.4.10.3. Product Benchmarking
- 7.4.10.4. Strategic Initiatives
- 7.4.1. eCapital Corp.
List of Tables
- Table 1 U.S. healthcare factoring services market size estimates & forecasts 2021 - 2033 (USD Million)
- Table 2 U.S. healthcare factoring services market, by category 2021 - 2033 (USD Million)
- Table 3 U.S. healthcare factoring services market, by type 2021 - 2033 (USD Million)
- Table 4 U.S. healthcare factoring services market, by application 2021 - 2033 (USD Million)
- Table 5 U.S. healthcare factoring services market, by domestic, 2021 - 2033 (Transaction Volume in Million)
- Table 6 U.S. healthcare factoring services market, by international, 2021 - 2033 (Transaction Volume in Million)
- Table 7 U.S. healthcare factoring services market, by recourse, 2021 - 2033 (Transaction Volume in Million)
- Table 8 U.S. healthcare factoring services market, by non-recourse, 2021 - 2033 (Transaction Volume in Million)
- Table 9 U.S. healthcare factoring services market, by medical staffing agencies, 2021 - 2033 (Transaction Volume in Million)
- Table 10 U.S. healthcare factoring services market, by nurse staffing agencies, 2021 - 2033 (Transaction Volume in Million)
- Table 11 U.S. healthcare factoring services market, by home healthcare, 2021 - 2033 (Transaction Volume in Million)
- Table 12 U.S. healthcare factoring services market, by others, 2021 - 2033 (Transaction Volume in Million)
List of Figures
- Fig. 1 U.S. healthcare factoring services market segmentation
- Fig. 2 Market research process
- Fig. 3 Information procurement
- Fig. 4 Primary research pattern
- Fig. 5 Market research approaches
- Fig. 6 Value chain-based sizing & forecasting
- Fig. 7 Parent market analysis
- Fig. 8 Market formulation & validation
- Fig. 9 U.S. healthcare factoring services market snapshot
- Fig. 10 U.S. healthcare factoring services market segment snapshot
- Fig. 11 U.S. healthcare factoring services market competitive landscape snapshot
- Fig. 12 Market research process
- Fig. 13 Market driver relevance analysis (Current & future impact)
- Fig. 14 Market restraint relevance analysis (Current & future impact)
- Fig. 15 U.S. healthcare factoring services market: Category outlook key takeaways (USD Million)
- Fig. 16 U.S. healthcare factoring services market: Category movement analysis 2024 & 2033 (USD Million)
- Fig. 17 Domestic market transaction volume estimates and forecasts, 2021 - 2033 (USD Million)
- Fig. 18 International market transaction volume estimates and forecasts, 2021 - 2033 (USD Million)
- Fig. 19 U.S. healthcare factoring services market: Type outlook key takeaways (USD Million)
- Fig. 20 U.S. healthcare factoring services market: Type movement analysis 2024 & 2033 (USD Million)
- Fig. 21 Recourse market transaction volume estimates and forecasts, 2021 - 2033 (USD Million)
- Fig. 22 Non-recourse market transaction volume estimates and forecasts, 2021 - 2033 (USD Million)
- Fig. 23 U.S. healthcare factoring services market: Application outlook key takeaways (USD Million)
- Fig. 24 U.S. healthcare factoring services market: Application movement analysis 2024 & 2033 (USD Million)
- Fig. 25 Medical staffing agencies market transaction volume estimates and forecasts, 2021 - 2033 (USD Million)
- Fig. 26 Nurse staffing agencies market transaction volume estimates and forecasts, 2021 - 2033 (USD Million)
- Fig. 27 Home healthcare market transaction volume estimates and forecasts, 2021 - 2033 (USD Million)
- Fig. 28 Others market transaction volume estimates and forecasts, 2021 - 2033 (USD Million)
- Fig. 29 Strategy framework
- Fig. 30 Company Categorization
