Asia Pacific Peer to Peer Lending Market Size, Share & Industry Trends Analysis Report By Business Model, By Loan Type, By End User, By Country and Growth Forecast, 2023

List of Tables

The Asia Pacific Peer to Peer Lending Market would witness market growth of 29.1% CAGR during the forecast period (2023-2030).

Real estate P2P lending enables investors to pool funds and participate in real estate development projects. This application has democratized real estate investments, allowing individuals to enter the property sector without substantial capital. The rising education costs have driven many students and their families to explore P2P lending as a viable option for financing their studies. They offer more accommodating repayment options than traditional student loans. High-interest credit card debt can be a significant financial burden. P2P lending platforms provide an alternative for borrowers to refinance their credit card debt with lower-interest loans, potentially saving them money and helping to reduce their financial stress.

Additionally, P2P lending has the potential to reach individuals and businesses that may have been underserved or excluded by traditional financial institutions. This inclusivity is especially valuable in regions with limited access to traditional banking services. These platforms feature intuitive user interfaces that make it simple for lenders and borrowers to register, apply for loans, invest, and monitor their transactions. Accessibility through mobile applications further simplifies the process. P2P lending often boasts quicker approval and disbursement times than traditional banks, allowing borrowers to access funds when needed.

Moreover, India has a large, young, skilled workforce, a significant asset for startups and SMEs. These enterprises can tap into a talent pool well-versed in technology and entrepreneurship. India is witnessing rapid adoption of technology, including smartphones and internet access. This enables startups to reach a vast consumer base and SMEs to improve productivity and efficiency. As per the data given by the Ministry of Commerce and Industry of India, the Government, intending to build a robust ecosystem for nurturing innovation and startups and encouraging private investments in the country's startup ecosystem, launched the Startup India initiative on 16 January 2016. Since launching the Startup India initiative in 2016, the Department for Promotion of Industry and Internal Trade has recognized 92,683 entities as startups as of 28 February 2023. The demand for peer to peer lending in the Asia Pacific region will increase due to the rise in micro enterprises, SMEs, and startups in China and India.

The China market dominated the Asia Pacific Peer to Peer Lending Market by Country in 2022, and would continue to be a dominant market till 2030; thereby, achieving a market value of $63,710.1 Million by 2030. The Japan market is registering a CAGR of 28.2% during (2023 - 2030). Additionally, The India market would showcase a CAGR of 29.9% during (2023 - 2030).

Based on Business Model, the market is segmented into Traditional Lending, and Alternate Marketplace Lending. Based on Loan Type, the market is segmented into Small Business Loans, Consumer Credit Loans, Real estate Loans, and Student Loans. Based on End User, the market is segmented into Business, and Personal. Based on countries, the market is segmented into China, Japan, India, South Korea, Singapore, Malaysia, and Rest of Asia Pacific.

The market research report covers the analysis of key stake holders of the market. Key companies profiled in the report include Harmoney Corp Limited, Funding Circle Limited (Funding Circle Holdings plc), LendingTree, LLC (LendingTree, Inc.), Upstart Network, Inc. (Upstart Holdings, Inc), LendingClub Bank (LendingClub Corporation), goPeer Corporation, Linked P2P Limited, Prosper Funding LLC (Prosper Marketplace, Inc.), Lending Loop (Loop Financial Inc.), and MoneyMe Limited.

Scope of the Study

Market Segments covered in the Report:

By Business Model

Traditional Lending
Alternate Marketplace Lending

By Loan Type

Small Business Loans
Consumer Credit Loans
Real estate Loans
Student Loans

By End User

Business
Personal

By Country

China
Japan
India
South Korea
Singapore
Malaysia
Rest of Asia Pacific

Companies Profiled

Harmoney Corp Limited
Funding Circle Limited (Funding Circle Holdings plc)
LendingTree, LLC (LendingTree, Inc.)
Upstart Network, Inc. (Upstart Holdings, Inc)
LendingClub Bank (LendingClub Corporation)
goPeer Corporation
Linked P2P Limited
Prosper Funding LLC (Prosper Marketplace, Inc.)
Lending Loop (Loop Financial Inc.)
MoneyMe Limited

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Chapter 1. Market Scope & Methodology

1.1 Market Definition
1.2 Objectives
1.3 Market Scope
1.4 Segmentation
- 1.4.1 Asia Pacific Peer to Peer Lending Market, by Business Model
- 1.4.2 Asia Pacific Peer to Peer Lending Market, by Loan Type
- 1.4.3 Asia Pacific Peer to Peer Lending Market, by End User
- 1.4.4 Asia Pacific Peer to Peer Lending Market, by Country
1.5 Methodology for the research

Chapter 2. Market at a Glance

2.1 Key Highlights

Chapter 3. Market Overview

3.1 Introduction
- 3.1.1 Overview
  - 3.1.1.1 Market Composition and Scenario
3.2 Key Factors Impacting the Market
- 3.2.1 Market Drivers
- 3.2.2 Market Restraints
3.3 Porter Five Forces Analysis

Chapter 4. Asia Pacific Peer to Peer Lending Market by Business Model

4.1 Asia Pacific Traditional Lending Market by Country
4.2 Asia Pacific Alternate Marketplace Lending Market by Country

Chapter 5. Asia Pacific Peer to Peer Lending Market by Loan Type

5.1 Asia Pacific Small Business Loans Market by Country
5.2 Asia Pacific Consumer Credit Loans Market by Country
5.3 Asia Pacific Real estate Loans Market by Country
5.4 Asia Pacific Student Loans Market by Country

Chapter 6. Asia Pacific Peer to Peer Lending Market by End User

6.1 Asia Pacific Business Market by Country
6.2 Asia Pacific Personal Market by Country

Chapter 7. Asia Pacific Peer to Peer Lending Market by Country

7.1 China Peer to Peer Lending Market
- 7.1.1 China Peer to Peer Lending Market by Business Model
- 7.1.2 China Peer to Peer Lending Market by Loan Type
- 7.1.3 China Peer to Peer Lending Market by End User
7.2 Japan Peer to Peer Lending Market
- 7.2.1 Japan Peer to Peer Lending Market by Business Model
- 7.2.2 Japan Peer to Peer Lending Market by Loan Type
- 7.2.3 Japan Peer to Peer Lending Market by End User
7.3 India Peer to Peer Lending Market
- 7.3.1 India Peer to Peer Lending Market by Business Model
- 7.3.2 India Peer to Peer Lending Market by Loan Type
- 7.3.3 India Peer to Peer Lending Market by End User
7.4 South Korea Peer to Peer Lending Market
- 7.4.1 South Korea Peer to Peer Lending Market by Business Model
- 7.4.2 South Korea Peer to Peer Lending Market by Loan Type
- 7.4.3 South Korea Peer to Peer Lending Market by End User
7.5 Singapore Peer to Peer Lending Market
- 7.5.1 Singapore Peer to Peer Lending Market by Business Model
- 7.5.2 Singapore Peer to Peer Lending Market by Loan Type
- 7.5.3 Singapore Peer to Peer Lending Market by End User
7.6 Malaysia Peer to Peer Lending Market
- 7.6.1 Malaysia Peer to Peer Lending Market by Business Model
- 7.6.2 Malaysia Peer to Peer Lending Market by Loan Type
- 7.6.3 Malaysia Peer to Peer Lending Market by End User
7.7 Rest of Asia Pacific Peer to Peer Lending Market
- 7.7.1 Rest of Asia Pacific Peer to Peer Lending Market by Business Model
- 7.7.2 Rest of Asia Pacific Peer to Peer Lending Market by Loan Type
- 7.7.3 Rest of Asia Pacific Peer to Peer Lending Market by End User

Chapter 8. Company Profiles

8.1 Harmoney Corp Limited
- 8.1.1 Company Overview
- 8.1.2 Financial Analysis
- 8.1.3 Segmental and Regional Analysis
- 8.1.4 SWOT Analysis
8.2 LendingTree, LLC (LendingTree, Inc.)
- 8.2.1 Company Overview
- 8.2.2 Financial Analysis
- 8.2.3 Segmental and Regional Analysis
- 8.2.4 SWOT Analysis
8.3 goPeer Corporation
- 8.3.1 Company Overview
- 8.3.2 SWOT Analysis
8.4 Linked P2P Limited (Linked Finance)
- 8.4.1 Company Overview
8.5 Lending Loop (Loop Financial Inc.)
- 8.5.1 Company Overview
8.6 MoneyMe Limited
- 8.6.1 Company Overview
- 8.6.2 Financial Analysis
8.7 Funding Circle Limited (Funding Circle Holdings plc)
- 8.7.1 Company Overview
- 8.7.2 Financial Analysis
- 8.7.3 Segmental and Regional Analysis
- 8.7.4 Recent strategies and developments:
  - 8.7.4.1 Partnerships, Collaborations, and Agreements:
- 8.7.5 SWOT Analysis
8.8 Upstart Network, Inc. (Upstart Holdings, Inc)
- 8.8.1 Company Overview
- 8.8.2 Financial Analysis
- 8.8.3 SWOT Analysis
8.9 LendingClub Bank (LendingClub Corporation)
- 8.9.1 Company Overview
- 8.9.2 Financial Analysis
- 8.9.3 Segmental and Regional Analysis
- 8.9.4 SWOT Analysis
8.10. Prosper Funding LLC (Prosper Marketplace, Inc.)
- 8.10.1 Company Overview

LIST OF TABLES

TABLE 1 Asia Pacific Peer to Peer Lending Market, 2019 - 2022, USD Million
TABLE 2 Asia Pacific Peer to Peer Lending Market, 2023 - 2030, USD Million
TABLE 3 Asia Pacific Peer to Peer Lending Market by Business Model, 2019 - 2022, USD Million
TABLE 4 Asia Pacific Peer to Peer Lending Market by Business Model, 2023 - 2030, USD Million
TABLE 5 Asia Pacific Traditional Lending Market by Country, 2019 - 2022, USD Million
TABLE 6 Asia Pacific Traditional Lending Market by Country, 2023 - 2030, USD Million
TABLE 7 Asia Pacific Alternate Marketplace Lending Market by Country, 2019 - 2022, USD Million
TABLE 8 Asia Pacific Alternate Marketplace Lending Market by Country, 2023 - 2030, USD Million
TABLE 9 Asia Pacific Peer to Peer Lending Market by Loan Type, 2019 - 2022, USD Million
TABLE 10 Asia Pacific Peer to Peer Lending Market by Loan Type, 2023 - 2030, USD Million
TABLE 11 Asia Pacific Small Business Loans Market by Country, 2019 - 2022, USD Million
TABLE 12 Asia Pacific Small Business Loans Market by Country, 2023 - 2030, USD Million
TABLE 13 Asia Pacific Consumer Credit Loans Market by Country, 2019 - 2022, USD Million
TABLE 14 Asia Pacific Consumer Credit Loans Market by Country, 2023 - 2030, USD Million
TABLE 15 Asia Pacific Real estate Loans Market by Country, 2019 - 2022, USD Million
TABLE 16 Asia Pacific Real estate Loans Market by Country, 2023 - 2030, USD Million
TABLE 17 Asia Pacific Student Loans Market by Country, 2019 - 2022, USD Million
TABLE 18 Asia Pacific Student Loans Market by Country, 2023 - 2030, USD Million
TABLE 19 Asia Pacific Peer to Peer Lending Market by End User, 2019 - 2022, USD Million
TABLE 20 Asia Pacific Peer to Peer Lending Market by End User, 2023 - 2030, USD Million
TABLE 21 Asia Pacific Business Market by Country, 2019 - 2022, USD Million
TABLE 22 Asia Pacific Business Market by Country, 2023 - 2030, USD Million
TABLE 23 Asia Pacific Personal Market by Country, 2019 - 2022, USD Million
TABLE 24 Asia Pacific Personal Market by Country, 2023 - 2030, USD Million
TABLE 25 Asia Pacific Peer to Peer Lending Market by Country, 2019 - 2022, USD Million
TABLE 26 Asia Pacific Peer to Peer Lending Market by Country, 2023 - 2030, USD Million
TABLE 27 China Peer to Peer Lending Market, 2019 - 2022, USD Million
TABLE 28 China Peer to Peer Lending Market, 2023 - 2030, USD Million
TABLE 29 China Peer to Peer Lending Market by Business Model, 2019 - 2022, USD Million
TABLE 30 China Peer to Peer Lending Market by Business Model, 2023 - 2030, USD Million
TABLE 31 China Peer to Peer Lending Market by Loan Type, 2019 - 2022, USD Million
TABLE 32 China Peer to Peer Lending Market by Loan Type, 2023 - 2030, USD Million
TABLE 33 China Peer to Peer Lending Market by End User, 2019 - 2022, USD Million
TABLE 34 China Peer to Peer Lending Market by End User, 2023 - 2030, USD Million
TABLE 35 Japan Peer to Peer Lending Market, 2019 - 2022, USD Million
TABLE 36 Japan Peer to Peer Lending Market, 2023 - 2030, USD Million
TABLE 37 Japan Peer to Peer Lending Market by Business Model, 2019 - 2022, USD Million
TABLE 38 Japan Peer to Peer Lending Market by Business Model, 2023 - 2030, USD Million
TABLE 39 Japan Peer to Peer Lending Market by Loan Type, 2019 - 2022, USD Million
TABLE 40 Japan Peer to Peer Lending Market by Loan Type, 2023 - 2030, USD Million
TABLE 41 Japan Peer to Peer Lending Market by End User, 2019 - 2022, USD Million
TABLE 42 Japan Peer to Peer Lending Market by End User, 2023 - 2030, USD Million
TABLE 43 India Peer to Peer Lending Market, 2019 - 2022, USD Million
TABLE 44 India Peer to Peer Lending Market, 2023 - 2030, USD Million
TABLE 45 India Peer to Peer Lending Market by Business Model, 2019 - 2022, USD Million
TABLE 46 India Peer to Peer Lending Market by Business Model, 2023 - 2030, USD Million
TABLE 47 India Peer to Peer Lending Market by Loan Type, 2019 - 2022, USD Million
TABLE 48 India Peer to Peer Lending Market by Loan Type, 2023 - 2030, USD Million
TABLE 49 India Peer to Peer Lending Market by End User, 2019 - 2022, USD Million
TABLE 50 India Peer to Peer Lending Market by End User, 2023 - 2030, USD Million
TABLE 51 South Korea Peer to Peer Lending Market, 2019 - 2022, USD Million
TABLE 52 South Korea Peer to Peer Lending Market, 2023 - 2030, USD Million
TABLE 53 South Korea Peer to Peer Lending Market by Business Model, 2019 - 2022, USD Million
TABLE 54 South Korea Peer to Peer Lending Market by Business Model, 2023 - 2030, USD Million
TABLE 55 South Korea Peer to Peer Lending Market by Loan Type, 2019 - 2022, USD Million
TABLE 56 South Korea Peer to Peer Lending Market by Loan Type, 2023 - 2030, USD Million
TABLE 57 South Korea Peer to Peer Lending Market by End User, 2019 - 2022, USD Million
TABLE 58 South Korea Peer to Peer Lending Market by End User, 2023 - 2030, USD Million
TABLE 59 Singapore Peer to Peer Lending Market, 2019 - 2022, USD Million
TABLE 60 Singapore Peer to Peer Lending Market, 2023 - 2030, USD Million
TABLE 61 Singapore Peer to Peer Lending Market by Business Model, 2019 - 2022, USD Million
TABLE 62 Singapore Peer to Peer Lending Market by Business Model, 2023 - 2030, USD Million
TABLE 63 Singapore Peer to Peer Lending Market by Loan Type, 2019 - 2022, USD Million
TABLE 64 Singapore Peer to Peer Lending Market by Loan Type, 2023 - 2030, USD Million
TABLE 65 Singapore Peer to Peer Lending Market by End User, 2019 - 2022, USD Million
TABLE 66 Singapore Peer to Peer Lending Market by End User, 2023 - 2030, USD Million
TABLE 67 Malaysia Peer to Peer Lending Market, 2019 - 2022, USD Million
TABLE 68 Malaysia Peer to Peer Lending Market, 2023 - 2030, USD Million
TABLE 69 Malaysia Peer to Peer Lending Market by Business Model, 2019 - 2022, USD Million
TABLE 70 Malaysia Peer to Peer Lending Market by Business Model, 2023 - 2030, USD Million
TABLE 71 Malaysia Peer to Peer Lending Market by Loan Type, 2019 - 2022, USD Million
TABLE 72 Malaysia Peer to Peer Lending Market by Loan Type, 2023 - 2030, USD Million
TABLE 73 Malaysia Peer to Peer Lending Market by End User, 2019 - 2022, USD Million
TABLE 74 Malaysia Peer to Peer Lending Market by End User, 2023 - 2030, USD Million
TABLE 75 Rest of Asia Pacific Peer to Peer Lending Market, 2019 - 2022, USD Million
TABLE 76 Rest of Asia Pacific Peer to Peer Lending Market, 2023 - 2030, USD Million
TABLE 77 Rest of Asia Pacific Peer to Peer Lending Market by Business Model, 2019 - 2022, USD Million
TABLE 78 Rest of Asia Pacific Peer to Peer Lending Market by Business Model, 2023 - 2030, USD Million
TABLE 79 Rest of Asia Pacific Peer to Peer Lending Market by Loan Type, 2019 - 2022, USD Million
TABLE 80 Rest of Asia Pacific Peer to Peer Lending Market by Loan Type, 2023 - 2030, USD Million
TABLE 81 Rest of Asia Pacific Peer to Peer Lending Market by End User, 2019 - 2022, USD Million
TABLE 82 Rest of Asia Pacific Peer to Peer Lending Market by End User, 2023 - 2030, USD Million
TABLE 83 Key Information - Harmoney Corp Limited
TABLE 84 Key Information - LendingTree, LLC
TABLE 85 Key Information - goPeer Corporation
TABLE 86 Key Information - Linked P2P Limited
TABLE 87 Key Information - Lending Loop
TABLE 88 Key Information - MoneyMe Limited
TABLE 89 Key Information - Funding Circle Limited
TABLE 90 Key Information - Upstart Network, Inc.
TABLE 91 Key Information - LendingClub Bank
TABLE 92 Key Information - Prosper Funding LLC

Asia Pacific Peer to Peer Lending Market Size, Share & Industry Trends Analysis Report By Business Model, By Loan Type, By End User, By Country and Growth Forecast, 2023 - 2030

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