PUBLISHER: Ken Research Private Limited | PRODUCT CODE: 1301511
PUBLISHER: Ken Research Private Limited | PRODUCT CODE: 1301511
Philippines Home Finance Market Outlook to 2027
The report provides a comprehensive analysis of the potential of home finance industry in Philippines. The report covers an overview and genesis of the industry, market size in terms of loan disbursed & outstanding.
The report has market segmentation which include segments by on the basis of medium, by type of loan provided, by regional division, by mode of transaction and loan duration, by type of house and age of end users; growth enablers and drivers; challenges and bottlenecks; trends driving adoption trends; regulatory framework; end-user analysis, industry analysis, competitive landscape including competition scenario and market shares of major players. The report concludes with future market projections of each market segmentation and analyst recommendations.
Market Overview:
According to Ken Research estimates, the Philippines Home Finance Market -has increased in 2022 at a CAGR of 3.7% owing to growing demand for used vehicles and financing penetration in the sector.
Property values in the Philippines are rising remarkably, with a sizable increase observed throughout the real estate sector. Property prices have reached unheard-of heights as demand for homes and investment options rises steadily, showing a robust and vibrant market in the nation.
Nowhere are the effects of the Philippines' sustained economic growth more apparent than in the construction industry, which is benefitting from pent-up demand and a positive outlook for future growth.
Key Trends by Market Segment:
By Medium: Banks tend to offer better regularities, customer services and lower interest rates, which makes it a primary choice for a homebuyer
By Region: Being the capital region of country, Filipinos living in Manila have greater accessibility with majority of financial institutions headquartered.
Competitive Landscape
The Philippines House Finance market is consolidated. The nature of competition is high. Philippine home finance market by banks making it moderately consolidated with competitive rivalry among the competitors. Some of the popular players are Bank of the Philippine Islands, Security Bank, Banco de Oro (BDO), Metro Bank, East West Bank, LANDBANK of the Philippines, Philippine National Bank and China Bank Corporation.
Future Outlook
The Philippines Home Finance Market witnessed significant growth during the period 2017-2022, NBFCs will emerge as the major home financier in the future owing to the lack of regulatory limits on them unlike Banks in providing home loans. With the number of people in the country continuing to rise, the demand for housing will remain strong. (At the present rate, 2 million people are added to the country's population every year)
Table Of Contents
1. Executive Summary
- 1.1 Home Finance Market: Overview, Competition Scenario, Drivers, Challenges 2017-2027
- 1.2 Home Finance Market: Segmentation, 2022-2027
- 1.3 Home Finance Market: Analyst Recommendations
2. Country Overview of Philippines
- 2.1 Country Demographics, 2022
- 2.2 Philippines Economic Analysis, 2022
- 2.3 Philippines Financial Sector Analysis, 2022
3. Financial Overview of Philippines, 2021
- 3.1 Regulatory Authorities
- 3.2 Financial Access & Awareness Analysis
- 3.3 Account & Payment Channels
- 3.4 Financing Market Overview
4. Philippines Home Finance Market
- A. Philippines Real Estate Market, 2022
- 4.1 Real Estate Market
- 4.2 Residential Real Estate Market
- 4.3 Regional Analysis on Residential Real Estate Market
- 4.4 Residential Construction by Sub-Region
- 4.5 Comparison of Major Sub-Regions
- 4.6 Rental Market Overview
- 4.7 Timeline of Residential Real Estate Developers
- B. Philippines Home Finance Market Overview
- 4.8 Market Overview
- 4.9 Ecosystem
- 4.10 Value Chain Analysis
- 4.11 Cash Flow Analysis
- 4.12 Digital Penetration for Vender Selection and Income Analysis
- 4.13 Business Model canvas
- C. Market Size of Home Finance Market, 2017-2022
- 4.14 Market size on the basis of Loan Disbursed and Number of loans provided (bank)
- 4.15 Market size on the basis of Loan Outstanding and Number of non-performing Loans (Banks)
- D. Market Segmentation of Home Finance Market, 2022
- 4.16 On the basis of Medium: Banks, NBFCs & Captive Financing
- 4.17 On the basis of Type of loan provided:
- 4.18 On the Basis of Regional Division (Luzon, Visayas & Mindanao)
- 4.19 On the basis of Mode of transaction and loan duration
- 4.20 On the basis of type of house and Age of End users
- E. Industry & End User Analysis of Home Finance Market
- 4.21 Government Initiatives
- 4.22 Government Programs
- 4.23 Swot Analysis
- 4.24 Growth Drivers
- 4.25 Property Price Analysis
- 4.26 Trends & Developments
- 4.27 Issues & Challenges
- 4.28 Requirements for obtaining Home Finance
- 4.29 End User Analysis
- 4.30 Decision Making Parameters in selecting a home finance partner
- 4.31 End user pain points
- F. Competition Scenario of Home Finance Market, 2022
- 4.32 Market Share of Banks, 2021-2022
- 4.33 Competitive Scenario of Home Finance Market, 2021
- 4.34 Major Players and their home finance services
- 4.35 Interest Rate on Home loans
- 4.36 Major Players & Their home loan term
- 4.37 Strengths & Weakness Analysis
- 4.38 Recent Developments & Awards
- 4.39 Association with Real Estate Players
- 4.40 Major Residential Projects financed by players
- 4.41 Insurance Services of Players
- 4.42 Marketing/ Customer Acquisition Strategy
- 4.43 Cross Comparison
- G. Future Market Analysis of Home Finance Market, 2022-2027
- 4.44 Market size on the basis of Loan Disbursed and Loan Outstanding, 2022-2027
- 4.45 On the basis of Type of loan provided & Region, 2027
- 4.46 On the basis of Medium, Loan Duration and Mode of Transaction, 2027
- 4.47 H. Analyst Recommendations of Home Finance Market
- 4.48 Segments/Areas to focus on
- 4.49 Corporate Strategy
5. Banks Competition Analysis, 2022
- A. Timeline of Major Banks
- B. Company Profiles of BDO, BPI, RCBC, Maybank & East West
- C. Financial Analysis
- 5.1 Business Sustainability Test, 2021
- 5.2 Loan, Deposit & NPL Analysis
- 5.3 Relative Market Share Analysis
- 5.4 Financial Comparison Analysis, 2022 (Q3)
- 5.5 Financial Comparison Analysis, 2021
6. Research Methodology
7. Disclaimer
8. Contact Us
