Small Business Credit Card Trends 2025

The Packaged Facts report, Small Business Credit Card Trends, addresses the USmarket for small business credit cards. This report relies on proprietary, trended data toidentify how small business job titles/affiliations, purchasing decisions, and broaderfinancial services influence small business credit card use. It also includes market sizingfor the small business credit card market, by key players.

Table of Content

Executive Summary

Report Scope

Methodology

Executive Summary

The US Small Business Universe

Fast Facts

Small Business Credit Card Market Size and Opportunity

Overview

Small Business Credit Cards Are Capturing Expense Share

US Small Business Credit Card Market Size and Forecast

US Small Business Revenue Market Size

Small Business Expenditure Opportunity

Small Business Credit Cards as Problem Solvers

Overview

Key Issues: Cash Flow and Access to Capital

Small Business Credit Cards as Problem Solvers

Small Business Credit Card Prospects

Overview

Sizing Key Prospects

Small Business Workers and Key Employees

Small Business Purchasers

Small Business Credit Card Users, by Card Network Affiliation

Overview

Room for Growth

Small Business Banking Relationships

Overview

Most Used Financial Service: Small Business Credit Cards

The Small Business Banking Relationship

Credit Card Usage: Personal Versus Business Purposes

Overview

Credit Card Influence on Business Spending

Small Business Credit Card Issuers

JPMorgan Chase

Capital One

Bank of America

Small Business Network Operators

American Express

Mastercard

Visa

Appendix

Methodology and Definitions