PUBLISHER: The Business Research Company | PRODUCT CODE: 1978066
PUBLISHER: The Business Research Company | PRODUCT CODE: 1978066
AI-driven Robo-Advisory is a digital service that assists individuals in managing their money and investments through intelligent computer programs. It offers advice and makes decisions aligned with a person's financial goals. The service operates automatically, requiring minimal or no human involvement. It is commonly used to save time and lower costs in financial planning.
The primary types of AI-driven robo-advisory include pure robo-advisors and hybrid robo-advisors. Pure robo-advisors are fully automated digital platforms that deliver investment management and financial advice through algorithms without human intervention. They provide services such as direct plan-based or goal-based advisory and comprehensive wealth management. These services are offered by various providers, including fintech robo-advisors, banks, traditional wealth managers, and other entities. The main end users are retail investors and high-net-worth individuals.
Tariffs have indirectly impacted the AI-driven robo-advisory market by increasing costs of data center hardware, cloud infrastructure components, and cybersecurity equipment. North America and Asia-Pacific fintech hubs are most affected by infrastructure-related pricing changes. Higher operational costs have encouraged cloud optimization strategies. Meanwhile, digital-first service delivery and regional cloud investments are supporting platform scalability and reducing reliance on imported hardware systems.
The AI-driven robo-advisory market research report is one of a series of new reports from The Business Research Company that provides AI-driven robo-advisory market statistics, including AI-driven robo-advisory industry global market size, regional shares, competitors with a AI-driven robo-advisory market share, detailed AI-driven robo-advisory market segments, market trends and opportunities, and any further data you may need to thrive in the AI-driven robo-advisory industry. This AI-driven robo-advisory market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenario of the industry.
The AI-driven robo-advisory market size has grown exponentially in recent years. It will grow from $6.6 billion in 2025 to $9.77 billion in 2026 at a compound annual growth rate (CAGR) of 47.9%. The growth in the historic period can be attributed to growth of online investment platforms, expansion of digital banking services, rising adoption of fintech solutions, demand for low-cost advisory services, increased smartphone usage.
The AI-driven robo-advisory market size is expected to see exponential growth in the next few years. It will grow to $46.34 billion in 2030 at a compound annual growth rate (CAGR) of 47.6%. The growth in the forecast period can be attributed to integration of advanced AI analytics, expansion of personalized finance tools, adoption of real-time financial insights, growth of retail investor participation, rising demand for automated wealth management. Major trends in the forecast period include automated portfolio management, personalized investment algorithms, hybrid human-AI advisory models, goal-based financial planning, real-time risk assessment.
The rising penetration of smartphones is expected to drive the growth of the AI-driven robo-advisory market in the coming years. Smartphone penetration refers to the proportion of the population that owns and actively uses smartphones, indicating widespread adoption of mobile technology in everyday life. This increase is mainly fueled by improved affordability, as manufacturing advances, competitive pricing, and the availability of budget-friendly models have made smartphones accessible to a larger population, allowing more users to access mobile connectivity and digital services. Smartphones enable users to utilize AI-driven robo-advisory services anytime and anywhere, providing personalized, real-time financial advice and portfolio management. For example, in February 2024, DataReportal, a Singapore-based digital insights platform, reported that Canada's mobile connections grew by 1.8 million between early 2023 and early 2024, representing a 4.7% year-over-year increase. Therefore, the growing smartphone penetration is fueling the expansion of the AI-driven robo-advisory market.
Major companies operating in the AI-driven robo-advisory market are forming strategic partnerships to improve technology integration and broaden their market presence. A strategic partnership generally refers to a collaborative arrangement between two or more organizations in which they combine resources, expertise, and efforts to pursue shared objectives. For example, in October 2024, Futu Holdings Limited, a China-based technology-driven digital brokerage and wealth-management platform, introduced ETF-based intelligent robo-advisory services in partnership with BlackRock, Inc., for an undisclosed amount. With this launch, Futu sought to enhance its advisory offerings by incorporating algorithm-driven investment portfolios powered by BlackRock's strategies, enabling personalized asset allocation, automatic rebalancing, and global multi-asset exposure via ETFs. The service is offered in Hong Kong and Singapore and is based on Futu's profile-driven risk assessment and portfolio recommendation algorithm.
In February 2025, Betterment, a U.S.-based provider of digital investment advisory and wealth-management platforms, acquired the automated investing accounts of Ellevest for an undisclosed amount. Through this acquisition, Betterment seeks to strengthen its position in the robo-advisory market by expanding its customer base with Ellevest's digital-first users, increasing its scale in automated investing. Ellevest is a U.S.-based robo-advisor established to serve women, offering automated investment portfolios, diversified portfolio solutions, and financial planning tools.
Major companies operating in the AI-driven robo-advisory market are Fidelity Investments (FMR LLC), The Charles Schwab Corporation, Ally Financial Inc., The Vanguard Group Inc., Social Finance Inc., Betterment LLC, Wealthsimple Inc., M1 Holdings Inc., Seasia Infotech Pvt. Ltd., Wealthfront Corporation, Nutmeg Saving and Investment Limited, Stash Financial Inc., SigFig Wealth Management LLC, Fincite GmbH, Acorns Grow Incorporated, Bambu Global Pte. Ltd., Personal Capital Corporation, Robo-Wealth Co. Ltd., Empirica Soft sp. z o.o., Ginmon Vermogensverwaltung GmbH
North America was the largest region in the AI-driven robo-advisory market in 2025. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in the AI-driven robo-advisory market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa.
The countries covered in the AI-driven robo-advisory market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.
The AI-driven robo-advisory market consists of revenues earned by entities by providing services such as portfolio management, financial planning, tax-loss harvesting, cash flow analysis, and budgeting. The market value includes the value of related goods sold by the service provider or included within the service offering. The AI-driven robo-advisory market also includes sales of digital wealth management APIs, financial planning software tools, analytics tools, client dashboards, and visualization interfaces. Values in this market are 'factory gate' values, that is, the value of goods sold by the manufacturers or creators of the goods, whether to other entities (including downstream manufacturers, wholesalers, distributors, and retailers) or directly to end customers. The value of goods in this market includes related services sold by the creators of the goods.
The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).
The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.
AI-driven Robo-Advisory Market Global Report 2026 from The Business Research Company provides strategists, marketers and senior management with the critical information they need to assess the market.
This report focuses AI-driven robo-advisory market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.
Where is the largest and fastest growing market for AI-driven robo-advisory ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward, including technological disruption, regulatory shifts, and changing consumer preferences? The AI-driven robo-advisory market global report from the Business Research Company answers all these questions and many more.
The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, total addressable market (TAM), market attractiveness score (MAS), competitive landscape, market shares, company scoring matrix, trends and strategies for this market. It traces the market's historic and forecast market growth by geography.
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