Global Embedded Finance Market Research Report - Industry Analysis, Size, Share, Growth, Trends and Forecast 2023 to 2030

List of Tables

The global demand for Embedded Finance Market is presumed to reach the market size of nearly USD 663.8 BN by 2030 from USD 66.19 BN in 2022 with a CAGR of 33.4% under the study period 2023 - 2030.

Embedded finance is the integration of financial services and products into non-financial applications and platforms. It represents a shift from traditional, standalone financial services to a model where financial capabilities are seamlessly woven into everyday experiences, services, and industries. This integration is made possible by application programming interfaces (APIs), partnerships between fintech companies and non-financial entities, and advancements in technology.

MARKET DYNAMICS:

Digital transformation is driving businesses to integrate financial services seamlessly into their platforms using APIs and open banking. This aligns with evolving consumer expectations for convenience and personalized experiences. Fintech innovation is a major catalyst, with startups offering agile, tech-driven solutions that can be easily embedded into non-financial ecosystems. Access to customer data is another driving force, enabling companies to offer tailored financial products and recommendations. Revenue diversification, regulatory changes like open banking initiatives, and the potential for financial inclusion are motivating non-financial firms to adopt embedded finance. Additionally, global scalability, competitive advantages, cost efficiencies, and cross-selling opportunities are enticing companies to invest in this model. Real-time transactions and the accelerated digital shift during the COVID-19 pandemic further solidify embedded finance's prominence.

The research report covers Porter's Five Forces Model, Market Attractiveness Analysis, and Value Chain analysis. These tools help to get a clear picture of the industry's structure and evaluate the competition attractiveness at a global level. Additionally, these tools also give an inclusive assessment of each segment in the global market of embedded finance. The growth and trends of embedded finance industry provide a holistic approach to this study.

MARKET SEGMENTATION:

This section of the embedded finance market report provides detailed data on the segments at country and regional level, thereby assisting the strategist in identifying the target demographics for the respective product or services with the upcoming opportunities.

By Type

Embedded Payment
Embedded Insurance
Embedded Investment
Embedded Lending
Embedded Banking

By Business Model

B2B
B2C
B2B2B
B2B2C

By End-Use

Retail
Healthcare
Logistics
Manufacturing
Travel & Entertainment
Others

REGIONAL ANALYSIS:

This section covers the regional outlook, which accentuates current and future demand for the Embedded Finance market across North America, Europe, Asia-Pacific, Latin America, and Middle East & Africa. Further, the report focuses on demand, estimation, and forecast for individual application segments across all the prominent regions.

The research report also covers the comprehensive profiles of the key players in the market and an in-depth view of the competitive landscape worldwide. The major players in the Embedded Finance market include Stripe Inc., PAYRIX, Cybrid Technology Inc., Walnut Insurance Inc., Lendflow, Finastra, Zopa Bank Limited, Fortis Payment Systems LLC, Transcard Payments, Fluenccy Pty Limited. This section consists of a holistic view of the competitive landscape that includes various strategic developments such as key mergers & acquisitions, future capacities, partnerships, financial overviews, collaborations, new product developments, new product launches, and other developments.

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Product Code: VMR112112296

1 . PREFACE

1.1. Report Description
- 1.1.1. Objective
- 1.1.2. Target Audience
- 1.1.3. Unique Selling Proposition (USP) & offerings
1.2. Research Scope
1.3. Research Methodology
- 1.3.1. Market Research Process
- 1.3.2. Market Research Methodology

2 . EXECUTIVE SUMMARY

2.1. Highlights of Market
2.2. Global Market Snapshot

3 . EMBEDDED FINANCE - INDUSTRY ANALYSIS

3.1. Introduction - Market Dynamics
3.2. Market Drivers
3.3. Market Restraints
3.4. Opportunities
3.5. Industry Trends
3.6. Porter's Five Force Analysis
3.7. Market Attractiveness Analysis
- 3.7.1 Market Attractiveness Analysis By Type
- 3.7.2 Market Attractiveness Analysis By Business Model
- 3.7.3 Market Attractiveness Analysis By End-use
- 3.7.4 Market Attractiveness Analysis By Region

4 . VALUE CHAIN ANALYSIS

4.1. Value Chain Analysis
4.2. Raw Material Analysis
- 4.2.1. List of Raw Materials
- 4.2.2. Raw Material Manufactures List
- 4.2.3. Price Trend of Key Raw Materials
4.3. List of Potential Buyers
4.4. Marketing Channel
- 4.4.1. Direct Marketing
- 4.4.2. Indirect Marketing
- 4.4.3. Marketing Channel Development Trend

5 . GLOBAL EMBEDDED FINANCE MARKET ANALYSIS BY TYPE

5.1 Overview by Type
5.2 Historical and Forecast Data
5.3 Analysis by Type
5.4 Embedded Payment Historic and Forecast Sales by Regions
5.5 Embedded Insurance Historic and Forecast Sales by Regions
5.6 Embedded Investment Historic and Forecast Sales by Regions
5.7 Embedded Lending Historic and Forecast Sales by Regions
5.8 Embedded Banking Historic and Forecast Sales by Regions

6 . GLOBAL EMBEDDED FINANCE MARKET ANALYSIS BY BUSINESS MODEL

6.1 Overview by Business Model
6.2 Historical and Forecast Data
6.3 Analysis by Business Model
6.4 B2B Historic and Forecast Sales by Regions
6.5 B2C Historic and Forecast Sales by Regions
6.6 B2B2B Historic and Forecast Sales by Regions
6.7 B2B2C Historic and Forecast Sales by Regions

7 . GLOBAL EMBEDDED FINANCE MARKET ANALYSIS BY END-USE

7.1 Overview by End-use
7.2 Historical and Forecast Data
7.3 Analysis by End-use
7.4 Retail Historic and Forecast Sales by Regions
7.5 Healthcare Historic and Forecast Sales by Regions
7.6 Logistics Historic and Forecast Sales by Regions
7.7 Manufacturing Historic and Forecast Sales by Regions
7.8 Travel & Entertainment Historic and Forecast Sales by Regions
7.9 Others Historic and Forecast Sales by Regions

8 . GLOBAL EMBEDDED FINANCE MARKET ANALYSIS BY GEOGRAPHY

8.1. Regional Outlook
8.2. Introduction
8.3. North America Sales Analysis
- 8.3.1. Overview, Historic and Forecast Data Sales Analysis
- 8.3.2. North America By Segment Sales Analysis
- 8.3.3. North America By Country Sales Analysis
- 8.3.4. United State Sales Analysis
- 8.3.5. Canada Sales Analysis
- 8.3.6. Mexico Sales Analysis
8.4. Europe Sales Analysis
- 8.4.1. Overview, Historic and Forecast Data Sales Analysis
- 8.4.2. Europe by Segment Sales Analysis
- 8.4.3. Europe by Country Sales Analysis
- 8.4.4. United Kingdom Sales Analysis
- 8.4.5. France Sales Analysis
- 8.4.6. Germany Sales Analysis
- 8.4.7. Italy Sales Analysis
- 8.4.8. Russia Sales Analysis
- 8.4.9. Rest Of Europe Sales Analysis
8.5. Asia Pacific Sales Analysis
- 8.5.1. Overview, Historic and Forecast Data Sales Analysis
- 8.5.2. Asia Pacific by Segment Sales Analysis
- 8.5.3. Asia Pacific by Country Sales Analysis
- 8.5.4. China Sales Analysis
- 8.5.5. India Sales Analysis
- 8.5.6. Japan Sales Analysis
- 8.5.7. South Korea Sales Analysis
- 8.5.8. Australia Sales Analysis
- 8.5.9. South East Asia Sales Analysis
- 8.5.10. Rest Of Asia Pacific Sales Analysis
8.6. Latin America Sales Analysis
- 8.6.1. Overview, Historic and Forecast Data Sales Analysis
- 8.6.2. Latin America by Segment Sales Analysis
- 8.6.3. Latin America by Country Sales Analysis
- 8.6.4. Brazil Sales Analysis
- 8.6.5. Argentina Sales Analysis
- 8.6.6. Peru Sales Analysis
- 8.6.7. Chile Sales Analysis
- 8.6.8. Rest of Latin America Sales Analysis
8.7. Middle East & Africa Sales Analysis
- 8.7.1. Overview, Historic and Forecast Data Sales Analysis
- 8.7.2. Middle East & Africa by Segment Sales Analysis
- 8.7.3. Middle East & Africa by Country Sales Analysis
- 8.7.4. Saudi Arabia Sales Analysis
- 8.7.5. UAE Sales Analysis
- 8.7.6. Israel Sales Analysis
- 8.7.7. South Africa Sales Analysis
- 8.7.8. Rest Of Middle East And Africa Sales Analysis

9 . COMPETITIVE LANDSCAPE OF THE EMBEDDED FINANCE COMPANIES

9.1. Embedded Finance Market Competition
9.2. Partnership/Collaboration/Agreement
9.3. Merger And Acquisitions
9.4. New Product Launch
9.5. Other Developments

10 . COMPANY PROFILES OF EMBEDDED FINANCE INDUSTRY

10.1. Company Share Analysis
10.2. Market Concentration Rate
10.3. Stripe Inc.
- 10.3.1. Company Overview
- 10.3.2. Company Revenue
- 10.3.3. Products
- 10.3.4. Recent Developments
10.4. PAYRIX
- 10.4.1. Company Overview
- 10.4.2. Company Revenue
- 10.4.3. Products
- 10.4.4. Recent Developments
10.5. Cybrid Technology Inc.
- 10.5.1. Company Overview
- 10.5.2. Company Revenue
- 10.5.3. Products
- 10.5.4. Recent Developments
10.6. Walnut Insurance Inc.
- 10.6.1. Company Overview
- 10.6.2. Company Revenue
- 10.6.3. Products
- 10.6.4. Recent Developments
10.7. Lendflow
- 10.7.1. Company Overview
- 10.7.2. Company Revenue
- 10.7.3. Products
- 10.7.4. Recent Developments
10.8. Finastra
- 10.8.1. Company Overview
- 10.8.2. Company Revenue
- 10.8.3. Products
- 10.8.4. Recent Developments
10.9. Zopa Bank Limited
- 10.9.1. Company Overview
- 10.9.2. Company Revenue
- 10.9.3. Products
- 10.9.4. Recent Developments
10.10. Fortis Payment Systems LLC
- 10.10.1. Company Overview
- 10.10.2. Company Revenue
- 10.10.3. Products
- 10.10.4. Recent Developments
10.11. Transcard Payments
- 10.11.1. Company Overview
- 10.11.2. Company Revenue
- 10.11.3. Products
- 10.11.4. Recent Developments
10.12. Fluenccy Pty Limited
- 10.12.1. Company Overview
- 10.12.2. Company Revenue
- 10.12.3. Products
- 10.12.4. Recent Developments

Note - in company profiling, financial details and recent development are subject to availability or might not be covered in case of private companies